Sometimes our best plans and hopes for the future can take a turn. It's a crossroad in life when everything changes. Our outlook on those unwanted circumstances can stop us short or motivate us to do more. Jenny's guest is Todd Kelly Jr., “TK” a financial advisor with Merrill Lynch, founder and CEO of TKJ Foundation, and former outstanding Tennessee Football player.  TK played defensive back for the TN Vols, but due to a knee injury was forced to retire from the game. His hope was to play in the NFL, like his dad.  After years of working towards his dream, he came to terms with the reality that it will never happen. He shares his struggles, his faith, what he learned through the tough times and what God is doing in & through him now! Hear why he changed his jersey number to honor the life & memory of a young hero. The scripture he talked about is John 10:10, “The thief comes only to steal and kill and destroy; I have come that they may have life, and have it to the full.