Total Retirement Security Radio

What is the difference between Medicare Supplements and Medicare Advantage? We discuss medicare, the differences and how it can help save you money on healthcare.

Waiting to create a solid plan for your retirement income can cost you a lot of money. In some cases it can mean the difference between a successful and comfortable retirement versus a stressful and unsuccessful one. In this episode we talk about how to get started or how to get a second opinion on your current finances.

The loss of a spouse can be devastating. In this episode we talk about what to do to prepare financially for your own passing or the loss of a spouse, because you don't want to leave your loved ones in a bad situation financially. We talk about how to deal with that loss of income and helpful ways to over come that with preparation.

In this episode we talk about tips and strategies for Veterans to get more out of their veterans benefits. As veterans themselves, Edward and Thomas work with a lot of veterans, helping them apply for benefits and keep up to date. We talk about how to qualify for benefits and to get benefits they may not even be aware are available for them.

Nursing Homes and Assisted Living centers are extremely expensive. In this show we will examine the differences between Medicaid and long-term care insurance and talk about some different solutions to help you deal with these costs. We want to help you clear up any confusion and talk about tips to help you prepare for and pay for long-term care in retirement.

In this episode Thomas talks to Linda about Legal Shield and protecting ourselves from identity theft and legal issues. We also talk about getting a second opinion on your finances.

In this episode Tom and Ed talk about Annuities, the good, the bad and the misconceptions. They explain what they are, how they work, when you need them and when you don't.

You probably have life insurance. You might even have policies you've forgotten about or didn't realize you had. Is it right for you? Has it lapsed? Do you need life insurance? These are the questions we address in this episode and Tom gives us tips on how to get a complimentary assessment of our finances and insurance policies to make sure you have what you need and maximize your benefits.

In this episode we talk about why it is important to protect the surviving spouse and beneficial ways to help ensure your spouse is financially protected when you are no longer there to help.

In this episode Thomas and Edward talk about ways to create and maximize your retirement savings and set it up to help it last as long as you do!