Townstone Financial

Jobs numbers are out and US employers added over 300K jobs in December. Good Job America!

But what does that mean for you and your Family in 2019?

Remember, it's a BUYER'S market out there right now so get yourself prequalified for your new home purchase TODAY by visiting Townstone.com or calling Zach at 312-896-2114

We will be LIVE this Sunday at 8AM with Real Estate Revealed on AM 560 The Answer. Tune-in or miss-out! https://townstone.com

Townstone talks customer service and why we're all part of the problem! Join Zach, Alec, and Kris Nowak of Castline Properties as they discuss how consumers and technology are ruining the lost art of customer service. Watch On Facebook For the BEST in customer service, remember to visit townstone.com for all your Real Estate needs.

Barry, Zach and Alec celebrate the 1 year anniversary of the new and improved Townstone Financial Show on AM 560 The Answer with Zach getting the show listeners in a tizzy with his idea of a new way to tax Americans. We also had Jennifer Wood of Coldwell Banker in Valparaiso, Indiana tell us why moving to Indiana is such a great deal, while, show expert Kris Novak of Castline Properties says that Valpo might be a great place to live but it can’t compare with Chicago! Last but not least, Real Estate Attorney Frank Pellegrini explains why interest rates at 5% should not be feared and everything is going to be OK. Watch On Facebook.

The unemployment rate announced Friday (3.7%) is the lowest since December 1969! Rates may be heading upwards, but the economic outlook remains positive. Watch On Facebook We have the GM of Berkshire Hathaway HomeServices northwest Indiana Craig Frendling on providing a market update and his predictions as we barrel towards year-end. Jason Lucchesi, founder of No Flipping Excuses joins us later to discuss current opportunity in today's market along with predictions for the future. Finally, Ryan Siebert CEO of SGHomeBuilders enters the fray to discuss rehabbing and upgrading your home whether it's just to get ready for sale or for you to actually live-in and enjoy. Call 312-896-2100 or visit Townstone.com after the show to get in touch with any of our experts.

It was a volatile week for bonds and the stock market. Good arguments on both sides predicting where things go from here. Anyone who tells you they "know" should be a Billionaire by now... Watch On Facebook On the mortgage-lending side of things, we've got some eligibility updates. Poor credit USED to be the primary reason that lenders turned borrowers away. Now, the data shows "Debt-To-Income" as the #1 reason for mortgage application denials. That's not what we're seeing first-hand at Townstone though. The last year has brought a variety of new programs making it easier to qualify today than any time in the past decade. Joshua Berngard of Exit Realty joined us to discuss downsizing since the market segment will only get larger as more 'boomers retire. Katie Troccoli of Washington Square Realty joined the conversation from Ottowa, IL and why the expense and hustle of city-living is not for everybody. On the commercial side of things, Sylvia Reyna of Bradford Allen explained recent changes in commercial real estate and the things you and your business need to consider in 2018. Visit Townstone.com or just call 312-896-2100 to get in touch with any of our experts for your next home purchase or refinance. Have a great weekend!

The clocks are pushed back an hour for some much-needed extra sleep! Watch On Facebook But your daylight savings is NOTHING compared to the savings we're achieving for our new and returning mortgage customers. We had a great show with Realtor Extraordinaire Frank "Campo" Campobasso who was LIVE from an open house right at 3049 N. Oak Park Ave. Returning Favorite, Craig Frendling, our resident Northwest Indiana Real Estate Expert, gives us an update on the market on the Hoosier side of the border. 1% down payment purchase loans are back and available to qualifying borrowers along with rehab loans for borrowers wanting to fix-up their current house. Remember, Visit TOWNSTONE.COM to get in touch with any of our experts. Enjoy that extra hour of sleep!

With the markets going crazy, leave it to Townstone to bring your much-needed dose of sanity. Join Barry, Zach, and Alec as the recap the wild week on the Townstone Financial Show. The guys discuss it all with Realtors Erik Sachs (@Properties) and Ryan Ahearn (Century 21). Attorney experts Jonathan Cyrluk (Carpenter Lipps & Leland) and Matthew Gebhardt (Law Offices of Matthew Gebhardt) provided our listeners with advice for everyone looking to buy/sell real estate or initiate/defend litigation. Remember to fill out a free consultation on Townstone.com to discuss YOUR scenario and the team at Townstone will make sure you get to the best expert for your case. Watch On Facebook.

Barry, Zach, and Alec are talking home purchasing, mortgage refinancing, credit enhancement, and taking listener calls on the Townstone Financial Show. What is a first-time home-buyer supposed to do with so much misinformation out there? A Rocket will take you to the moon, let Townstone take you home. Watch On Facebook.

Zach and Alec were LIVE with a very busy episode of the Townstone Financial Show. Watch on Facebook At 10 minutes in, we had Realtor extraordinaire Jim B Buczynski from CONLON/Christie's International Real Estate to give his perspective of the upcoming spring market. Then at 20 minutes we were joined by Mark Weil, Wealth Manager from Strategic Wealth Partners talking about the 9 yr anniversary of the end of the Great Recession and why you need a financial plan. Then we at 27 minutes in, Todd Mikell from Camp Kids are Kids joins us and talks about a great event to help raise money for children with cancer to attend a special camp this summer. A the 35 minute mark we're joined by Mike Corvo of MCSdesigns who gives our listeners tips on remodeling their home. Finally at 40 minutes we've got The Answer Man Frank Pellegrini Real Estate Attorney Prairie Title Services Inc., with answers to tough questions. Also appreciate Bradley Cole and Kristofer Nowak of Castline Properties for sponsoring the show. Remember to visit TOWNSTONE.COM to fill out a FREE consultation for your next home purchase or refinance.

Spring is here and the hot housing market is only heating up! What do you need to know before buying or selling in 2018? Is your privacy at risk if you're a member of a homeowner's association? Tune-in for the top three insights from mortgage experts Alec and Zach. For a free consultation, please visit Townstone.com Watch On Facebook