Townstone Financial

Zach and Alec discuss the top 3 things to do with extra money at the end of the month. Watch On Facebook.

The guys discuss why an adjustable rate mortgage be the perfect loan for you. Watch on Facebook.

Zach and Alec debate the pros and cons of a fixed rate mortgage and compare against adjustable-rate-mortgages. The age-old debate has been solved! Watch On Facebook

Zach and Alec discuss if you should pay off your mortgage debt in full at your earliest opportunity. As with most financial questions, a simple “yes” or “no” doesn’t apply here. Watch On Facebook.

Bought a home in the past 5 years and have PMI? Why now may be the best time to eliminate or reduce the PMI.

The boys discuss how it is possible to purchase a house with a rental contingency. Watch on Facebook

The clocks are pushed back an hour for some much-needed extra sleep! Watch On Facebook But your daylight savings is NOTHING compared to the savings we're achieving for our new and returning mortgage customers. We had a great show with Realtor Extraordinaire Frank "Campo" Campobasso who was LIVE from an open house right at 3049 N. Oak Park Ave. Returning Favorite, Craig Frendling, our resident Northwest Indiana Real Estate Expert, gives us an update on the market on the Hoosier side of the border. 1% down payment purchase loans are back and available to qualifying borrowers along with rehab loans for borrowers wanting to fix-up their current house. Remember, Visit TOWNSTONE.COM to get in touch with any of our experts. Enjoy that extra hour of sleep!

It was a volatile week for bonds and the stock market. Good arguments on both sides predicting where things go from here. Anyone who tells you they "know" should be a Billionaire by now... Watch On Facebook On the mortgage-lending side of things, we've got some eligibility updates. Poor credit USED to be the primary reason that lenders turned borrowers away. Now, the data shows "Debt-To-Income" as the #1 reason for mortgage application denials. That's not what we're seeing first-hand at Townstone though. The last year has brought a variety of new programs making it easier to qualify today than any time in the past decade. Joshua Berngard of Exit Realty joined us to discuss downsizing since the market segment will only get larger as more 'boomers retire. Katie Troccoli of Washington Square Realty joined the conversation from Ottowa, IL and why the expense and hustle of city-living is not for everybody. On the commercial side of things, Sylvia Reyna of Bradford Allen explained recent changes in commercial real estate and the things you and your business need to consider in 2018. Visit Townstone.com or just call 312-896-2100 to get in touch with any of our experts for your next home purchase or refinance. Have a great weekend!

Barry, Zach and Alec celebrate the 1 year anniversary of the new and improved Townstone Financial Show on AM 560 The Answer with Zach getting the show listeners in a tizzy with his idea of a new way to tax Americans. We also had Jennifer Wood of Coldwell Banker in Valparaiso, Indiana tell us why moving to Indiana is such a great deal, while, show expert Kris Novak of Castline Properties says that Valpo might be a great place to live but it can’t compare with Chicago! Last but not least, Real Estate Attorney Frank Pellegrini explains why interest rates at 5% should not be feared and everything is going to be OK. Watch On Facebook

The unemployment rate announced Friday (3.7%) is the lowest since December 1969! Rates may be heading upwards, but the economic outlook remains positive. Watch On Facebook We have the GM of Berkshire Hathaway HomeServices northwest Indiana Craig Frendling on providing a market update and his predictions as we barrel towards year-end. Jason Lucchesi, founder of No Flipping Excuses joins us later to discuss current opportunity in today's market along with predictions for the future. Finally, Ryan Siebert CEO of SGHomeBuilders enters the fray to discuss rehabbing and upgrading your home whether it's just to get ready for sale or for you to actually live-in and enjoy. Call 312-896-2100 or visit Townstone.com after the show to get in touch with any of our experts.