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What trajectory do you want to take with your life financially?
Will it be:
Keeping up with the Joneses type
The Millionaire Next Door type
The Entrepreneurial Spirit type
I'll be the first to admit I use to be a 'keeping up with the joneses' type of person. I had very little in savings and would always spend my money on items (cars, designer items, makeup and clothing) I didn't need. I use to think 'it's okay, I can make this money back by working more or getting another job'.
I encourage you to reflect on your financial path and plan where you want to be heading. Do you want to be extremely rich, financially comfortable/secure or are you happy living day by day?