In this, the second episode of our Expert Voices podcast series, we speak to Jonas Hedman, Associate Professor, Copenhagen Business School, Carola Schmitz-Becker, Vice President Corporate Treasury at Deutsche Post DHL, and Lothar Meenen, Global Head of Corporate Cash Management Sales, GTB Cash Lending, CBNL for Cash Management, Deutsche Bank, to understand how real-time payments are impacting treasury departments. We also ask whether a truly real-time treasury ecosystem can be created using the technology that is available today and the effect this might have on cash and liquidity management.