Tricks of the Rich

Most of us have friends, family members, colleagues and business partners who could benefit from a coach to live life at a higher, more productive level. You might think that it isn't necessary because they have you...and you give good advice for free! While untrained "coaches" can certainly provide help, you can get a special level of guidance from a professional. Rich people do! The pros aren't friendly "yes people." They are skilled experts who can help you, your loved ones and business partners establish healthy habits and routines for a better work/life balance. Join us in this episode, together with my co-host and business partner Denise Pham, and our special guest Christoph Nauer, Business Coach, Life Coach, and founder of Balance6, to learn some of what rich people pay people big bucks to tell them.

Navigating a divorce is challenging not only emotionally, but financially. Given the legal wranglings, emotional stress and psychological impact involved in ending a marriage, people going through the  process may neglect to take action to ensure their  financial well-being. We have a special guest in this episode's hot seat, Beth Proudfoot, a Divorce Counselor that specializes in Collaborative Divorce. Beth, Denise and Clay will help people preparing for divorce to identify the right approach for them, and give them advice on how to set themselves up for success through the process. About 45% of marriages end in divorce, so no one is alone in this! Let's learn from each other!

How should I take title when I buy my house? (What the heck is title?) Should I put my house in a trust? (What the heck is a trust?!) How much insurance do I need? How do I make sure my ex-wife's estranged adult children don't inherit the home I just bought with my finance? Could I be a millionaire, and not know it? Listen and learn.

Do you struggle to understand the intricacies of Prop 19? You're in luck! Because in today's episode, we're grilling two of our favorite experts, Denise and Joel to catch us up and help us better understand Prop 19.  No details spared! 

Most normals spend the largest portion of their income on housing, and the second largest chunk on transportation...which often means a car. It's worth understanding some things about the economy of car buying and ownership! 

Zack of Walnut Creek Honda is our guest, answering a lot of questions about the topic.

Should I buy or lease? Are warranties a scam? Does "Certified Pre-Owned" just mean "used cars for rich people?" Does a salesperson assume I'm buying if I agree to sit at a table with him and he brings me a water? Do Finance Managers rub their hands together and cackle when they see we have good credit?

Listen and learn!

Host Jen and Realtor Denise "grill the Grelli," i.e. talk with Marco Grelli of Lincoln Financial Advisors about an important investment that can protect your family's financial well-being...insurance.

If you have a home, or a family, or anyone who is dependent on you - or if you just want to cheer someone up who'll be bummed when you die - life insurance is SO important. There are many different types - from simple term policies ( i.e. pay a little every month and if you die during the term, the insurance company gives someone a grip of cash) to investment vehicles (i.e. pay into a fund that the insurance company will grow by investing, that builds cash value, that you can pull money out of during your lifetime). 

Learn how much you need, what it takes to get it, what it covers...whether you should sleep with one eye open when your spouse takes a huge policy out on you. All the important things.

There are often detours on the long sloping road to the Thereafter. People have to give up jobs, go into debt, or sell their homes to take care of family members, or pay for nursing care, every day. Long-term care insurance is expensive, but can prevent the financial disasters that often happen when people get hurt or get older, and need assistance living their daily lives. Everyone over 60 years old or people with elderly parents should know their options! 

Get the info, reach out to the experts, see what (if anything) works for you. No more "I should really..." stomachaches!! Take action! Assess and protect your well-being and your family - don't let circumstances - and the whims of this mortal coil - have their way with you.