Tricks of the Rich

Host Jen and Realtor Denise "grill the Grelli," i.e. talk with Marco Grelli of Lincoln Financial Advisors about an important investment that can protect your family's financial well-being...insurance.

If you have a home, or a family, or anyone who is dependent on you - or if you just want to cheer someone up who'll be bummed when you die - life insurance is SO important. There are many different types - from simple term policies ( i.e. pay a little every month and if you die during the term, the insurance company gives someone a grip of cash) to investment vehicles (i.e. pay into a fund that the insurance company will grow by investing, that builds cash value, that you can pull money out of during your lifetime). 

Learn how much you need, what it takes to get it, what it covers...whether you should sleep with one eye open when your spouse takes a huge policy out on you. All the important things.

There are often detours on the long sloping road to the Thereafter. People have to give up jobs, go into debt, or sell their homes to take care of family members, or pay for nursing care, every day. Long-term care insurance is expensive, but can prevent the financial disasters that often happen when people get hurt or get older, and need assistance living their daily lives. Everyone over 60 years old or people with elderly parents should know their options! 

Get the info, reach out to the experts, see what (if anything) works for you. No more "I should really..." stomachaches!! Take action! Assess and protect your well-being and your family - don't let circumstances - and the whims of this mortal coil - have their way with you.