Australian Retirement Podcast

Trump geopolitics: Missing 10 best days cuts returns in HALF


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In this Australian Retirement Podcast episode, we take a close look at the US-Iran war volatility: Should you sell or hold? Did you know, missing the 10 best market days cuts returns in HALF. Plus your week-by-week GFC crash playbook for year 1 retirees.


In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth tackle the question terrifying every retiree: with markets down 10%, Iran war escalating, and oil prices spiking - should you SELL or HOLD?


The data is brutal. Research shows missing just the 10 best market days over 30 years cuts your returns in HALF. Miss 30 days? Returns drop 84%. The kicker: 76% of the best days happen during bear markets or in the first two months of a bull market. JP Morgan found that seven of the 10 highest-returning days happened within two weeks of the market's largest declines.


Drew and James debate both sides - the case for staying invested versus the "this time is different" argument - then answer a listener's question: "How safe is my super during global conflicts? Can I park it somewhere safer?"


Finally, the big one: if you got a GFC-style crash in year one of retirement, what does the playbook actually look like week by week?


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Topics covered today:

- Trump war geopolitics - sell or hold your portfolio?

- Missing 10 best days = 50% returns loss (Hartford Funds 30-year study)

- Why 76% of best days happen in bear markets

- Can you park super somewhere safer during volatility?

- GFC crash in year 1 retirement - your week-by-week playbook


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DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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Australian Retirement PodcastBy Rask