Trust Me... You’re Broke

Toxic workplaces not only impact your mental and physical health, it also impacts your financial wellbeing. Today, I have a SPECIAL guest and bff, Laura, who used to for an agency and well... didn’t have the best time. Tune in to hear Laura’s story and how she left for the better!

Inflation is the most overlooked silent killer when it comes to building wealth. 1% to 3% rise in prices doesn’t seem like a lot, but after a long period of time, it could mean that the money you have in your savings gets slashed in half or more. Tune in to learn ways to mitigate inflation.

So you get into the idea of managing your personal finances and very quickly this strong insecurity creeps onto you... you feel like you’re behind schedule with so many financial milestones that life says you must have achieved. Ever feel this way? Well you’re not alone! Turns out, myself, and all of my friends at Reddit have common money insecurities that are extremely relatable. Tune in to see how I coped with mine and how you can get over this toxic mental hurdle now!

ANDDDD I’m back! To all of my subscribers who wondered where the hell I was- I’m here, alive and well. These are hard times where sometimes soul searching is the only way out, and that’s exactly what I did. Enough of me, let’s get right back into important MONEY TIPS. This episode, I discuss EVERYTHING you need to know on credit scores, why it’s important and how you can improve them. Give it a listen and let’s connect on Instagram @wealthbyjulia.

If you’re dreaming of one day buying a home or are already making solid plans to do so in the short term, you would’ve seen this A LOT on social media: people telling you that you really only need a 5% down payment to buy a home. But is that really the only consideration to buying that expensive new home in a metropolitan city? Tune in to find out!

STORYTIME: My credit card was compromised and someone decided to attempt to steal nearly $6000 from me. Thanks to dear Scotiabank, I was able to resolve this with no losses. My card has since been cancelled (for any fraudsters out there listening to my podcast) so don’t even try me! In this episode, I walk through my experience and what you can do to proactively protect your hard earned money.

I had to create this bonus episode because with my two-part series about investing and me preaching about why NOT to take on more risk, a perfect example emerged this week. If you haven’t heard already, it’s about Gamestop. There are so many layers to this: from it being an underdog victory story, to an arising ethical question on why we continue to defend the rich and reject the poor. I discuss everything from what the situation is, how you can understand it easily, and why this is probably one of the biggest stock drama of the decade.

We’re in a bullish market (listen to the end if you want to hear my thoughts on this!), which often means even the most novice investors are seeing huge short term gains on their investments. So does that make them geniuses?! Find out how you can set up an investment strategy and identify health stocks to invest in today!

Want to invest your money but don’t know where to start? This episode covers everything, right down to the basics. By the end of this episode, you will be able to open up an account through a brokerage and start to design your portfolio according to your risk tolerance and goals. Tune in to get started now!

True story- I lost out on an opportunity to make 160k from Amazon and Tesla this past year. But the plot twist is that I fully saw this coming and still chose NOT to make that money. Why did I do this? Am I crazy? Find out more in today’s episode!