The countdown to the EU’s new Anti-Money Laundering Regulation (AMLR) is underway, with the regulation applying from July 2027. But what will AMLR actually mean for customer onboarding and identity verification?

This episode explores the transition from an EU directive-based approach to a directly applicable regulation. It introduces a more harmonised framework for customer due diligence and electronic identification across Europe, but national variations may still create challenges.

Guest expert: Jon Ølnes, Signicat VP of Digital Identity & Regulation and ETSI Editor with 25+ years of experience in eIDs, electronic signatures, and trust services.

KEY MOMENTS: 

(00:00) Trailer and episode teaser 

(01:43) Guest introduction and the meaning of compliance  

(04:35) AML Directive vs Regulation: why the old system failed  

(08:05) AMLR's expanded scope and reusable customer due diligence  

(10:25) The electronic identification hierarchy and remote onboarding  

(20:22) Compliance outsourcing: what tasks can you delegate?  

(22:14) National variations and the N267 bicycle analogy  

(33:23) How to prepare for AMLR: gap analysis and audit steps 

(37:23) Concluding key takeaways

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USEFUL RESOURCES:

AMLR 2027 readiness hub by Signicat

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CONNECT WITH US:

• Guest Jon Ølnes

A leading expert in digital identity with over 25 years of experience in eIDs and trust services, and with a strong interest in the intersection between technology, society, and law

• Host ⁠Lucie Roulland⁠

A self-described ‘regulation geek’ with a strong legal background, working at the intersection of commercial growth, compliance, and marketing at Signicat

• Host ⁠Wil Janssen⁠

15 years of hands-on experience in identity verification and fraud prevention, a PhD in computer science, and a co-founder of the company behind ReadID (acquired by Signicat)

• ⁠Signicat’s LinkedIn⁠

Have a question, comment, or guest suggestion? ⁠[email protected]⁠ 

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Trust Rules is the virtual peer-to-peer forum for regulated industries that breaks down the EU’s digital trust framework into who and how.

Produced by ⁠Signicat⁠, the European leader in digital identity.

⁠Subscribe⁠ to Signicat’s monthly compliance and trust tech newsletter.

The digital 'Wild West' is over. The internet has become our financial infrastructure, and regulations are born out of crises.

Europe pushes towards a unified digital market, but can a single European rulebook ever truly exist?

This intro episode of Trust Rules explores how Europe got from GDPR to eIDAS 2.0 and what these regulations mean for digital identity, privacy, and trust. Join hosts Wil and Lucie to get the essential regulatory context on where Europe is heading.

KEY MOMENTS:

(00:00) Trailer and episode teaser

(01:08) The regulation geek and the veteran: who are the hosts – Lucie and Wil?

(04:15) Since when do we have rules on identity?

(07:25) Regulations born out of crises: from Snowden to Cambridge Analytica 

(09:07) The origin of European privacy: from WWII registries to GDPR 

(13:33) Does regulation slow down business? The three global models 

(19:51) Why did eIDAS 1.0 fall short, and what does eIDAS 2.0 change?

(29:50) The concept of EUDI Wallet and the vision

(35:24) One-word summary: why we love rules and why Europe is a telenovela

CONNECT WITH US:

• Host Lucie Roulland

A self-described ‘regulation geek’ with a strong legal background, working at the intersection of commercial growth, compliance, and marketing at Signicat

• Host Wil Janssen

15 years of hands-on experience in identity verification and fraud prevention, a PhD in computer science, and a co-founder of the company behind ReadID (acquired by Signicat)

• Signicat’s LinkedIn

Have a question, comment, or guest suggestion? [email protected] 

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Trust Rules is the virtual peer-to-peer forum for regulated industries that breaks down the EU’s digital trust framework into who and how.

Produced by Signicat, the European leader in digital identity.

Subscribe to Signicat’s monthly compliance and trust tech newsletter.