Trust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®

Nick Hopwood, CFP® of Peak Wealth Management, joins Steve Gruber on Daybreak to discuss the latest outlook for the economy, inflation, interest rate hikes, and the risks facing retirees. Learn how changing market conditions could impact retirement planning, investment strategies, and long term financial goals.

Listen to this timely conversation for practical insights on navigating economic uncertainty and making informed financial decisions.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Min

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Peak Wealth

Nick Hopwood, CFP®, and Jim Pilat, CFP®, join host Ryan Ermanni on the latest episode of The No Lazy Money Show on WJR to discuss Roth conversions, retirement planning, mortgage payoff strategies, investing, and the latest SpaceX news. They also share a practical midyear financial review with tips to help you evaluate your portfolio, reduce taxes, and stay on track toward your long term financial goals. If you are looking for expert financial planning advice and retirement strategies, this episode is packed with timely insights you can use.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind

Stay Connected With Us:

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Apple

Facebook

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Peak Wealth

How much should you spend if you want to retire comfortably?

In this episode of the Trust the Plan Podcast, Preston Gee, CFP® and Jim Pilat, CFP® answer the biggest retirement planning and budgeting questions they hear from clients. They discuss smart spending habits, budgeting strategies, renting vs. buying a home, and how today's financial decisions can impact your future retirement.

Whether you're just starting your financial journey or getting closer to retirement, understanding how to spend wisely is just as important as knowing how to save and invest.

In this episode, you'll discover:

✔️ How much you can afford to spend while staying on track for retirement

✔️ Renting vs. buying a home: Which is better for your financial plan?

✔️ Budgeting tips that support long-term financial success

✔️ Common spending mistakes that can delay retirement

✔️ How to balance enjoying life today while planning for tomorrow

✔️ Questions financial advisors hear most often about spending and retirement

If you're searching for advice on retirement planning, budgeting, personal finance, investing, financial freedom, retirement savings, wealth building, or money management, this episode is for you🔔

Subscribe to the Trust the Plan Podcast for weekly conversations on retirement planning, investing, taxes, Social Security, financial planning, and building long-term wealth.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

-------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

Nick Hopwood, CFP®, joined Steve Gruber on Daybreak to discuss inflation, interest rates, market volatility, and key financial planning moves for the second half of the year. Nick shared his outlook on Federal Reserve policy, explained why market corrections are normal, discussed the recent SpaceX IPO, and highlighted the importance of a midyear financial checkup, including reviewing 401(k) contributions, retirement projections, spending, and beneficiary designations.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

On Daybreak with Steve Gruber, Nick Hopwood, CFP®, discusses the latest economic data, including strong job numbers, moderating inflation, and what the hard data says about the current state of the U.S. economy. The conversation explores whether the Federal Reserve is more likely to hold rates steady, cut rates, or even consider future rate increases.

Nick also examines reports surrounding a potential SpaceX IPO, what it could mean for investors, and why excitement over high-profile public offerings should be tempered by history. Looking at more than 20 major companies that went public over the past two decades, including Facebook, Twitter, Shopify, Uber, and others, Nick explains the common pattern of post-IPO volatility and why investors should think carefully before making decisions driven by FOMO.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

On this June episode of The No Lazy Money Show, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni live on WJR to help investors and retirees navigate market uncertainty.

Airing the first Wednesday of every month at 7 PM, this discussion explores how April and May 2026 delivered the market's strongest back-to-back monthly performance seen at that point since 2020, the rebound in consumer confidence, key behavioral finance lessons, and what matters most when emotions run high.

Learn what you can control right now in the market and in retirement, plus practical strategies to stay focused on long-term financial goals despite short-term volatility.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

Nick Hopwood, CFP® of Peak Wealth joined Daybreak with Steve Gruber to discuss Memorial Day weekend, the economy, the stock market hitting all-time highs, falling gas prices, and what it all could mean for families and investors moving forward.

Nick shared insights on today’s financial landscape, market momentum, consumer confidence, and key trends impacting Americans as summer begins. Catch the conversation for perspective on the markets, the economy, retirement planning, and more.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

Nick Hopwood, CFP® of Peak Wealth joins Daybreak with Steve Gruber to break down what’s happening in the economy right now, from easing gas prices to a surprisingly resilient market.

He points out that April marked the second strongest performance since 1950, a trend that has continued into May with markets staying on a winning streak. Nick also stresses that retirement outcomes shouldn’t be left to chance and explains why having a clear plan matters, especially when looking at historical downturns like 1968, one of the worst years in the past century to retire.

A timely and important conversation you won’t want to miss.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

Want your money to work for you? In this episode of the No Lazy Money Show on WJR, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join host Ryan Ermanni for a conversation on concentration risk, smart investing strategies, retirement planning, and building long term wealth. Special guest Scott Westgate, CEO of MBC Retirement Services, shares insight on 401(k) plans and why many small business owners may be leaving significant money on the table. The episode also covers Social Security strategies, including when to take benefits, plus practical financial planning tips to help investors make smarter money decisions in today’s market.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

Nick Hopwood, CFP® joined Steve Gruber on Daybreak for his weekly segment, continuing a 3.5 year run discussing the US economy and market trends. Nick highlighted the recent jump in gas prices and how rising fuel costs can pressure consumers and slow broader economic growth. He also noted the Federal Reserve is expected to pause and hold interest rates steady, with no additional cuts likely in 2026 based on current data. Looking ahead, Nick and Steve reminded listeners that summer months have historically been a slower period for the stock market, making it important for investors to stay disciplined and focused on long term strategy.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/