Medicare Part D is prescription drug coverage. Part D covers prescription drugs, and is provided by private insurance companies that are approved by Medicare. You must have Medicare Part A or Part B to join a Medicare Part D Prescription Drug plan.

For more information on Medicare Part D & what it entails, download our New to Medicare Guide: https://www.trustedseniorspecialists.com/updated-2017-new-to-medicare

For immediate Medicare questions or concerns, feel free to give our licensed agents a call at 1-855-474-6234 TTY 711 or set up an appointment https://www.trustedseniorspecialists.com/schedule-your-appointment

Medicare Part C, known as Medicare Advantage, is a type of plan offered by private insurance carriers who have a contract with Medicare and are required to offer the same benefits as Original Medicare, however, you don’t lose Original Medicare by enrolling in a Medicare Advantage plan.

For more information on Medicare Part C & what it entails, download our New to Medicare Guide: https://www.trustedseniorspecialists.com/updated-2017-new-to-medicare

For immediate Medicare questions or concerns, feel free to give our licensed agents a call at 1-855-474-6234 TTY 711 or set up an appointment https://www.trustedseniorspecialists.com/schedule-your-appointment

When you're first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B.

- The three months before the month you turn 65

- The month of your 65th birthday

- The three months after the month you turn 65

For more Medicare enrollment tips and advice, visit:

3 Ways to Prepare for Medicare Enrollment:

https://blog.trustedseniorspecialists.com/3-ways-to-prepare-for-medicare-enrollment

5 Crucial Medicare Enrollment Mistakes:

https://blog.trustedseniorspecialists.com/5crucialmedicareenrollmentmistakes

For immediate Medicare questions or concerns, or to enroll in a Medicare plan today, give our licensed agents a call at 1-855-474-6234 TTY 711 or set up an appointment https://www.trustedseniorspecialists.com/schedule-your-appointment

Medicare Part B is often referred to as medical insurance. Part B covers your doctor and specialists visits, outpatient care, home health services, preventative services, as well as medical procedures when admitted to the hospital. It covers:

Clinical Research

One-Time “Welcome to Medicare” Wellness Exam

Annual “Wellness” visit every 12 months

Laboratory Test (X-Rays, blood work)

DME, Durable Medical Equipment, (wheelchairs, walkers, hospital beds, home oxygen equipment, etc.)

Prosthetics & Orthotics

Mental Health Care (inpatient, outpatient and partial hospitalization)

Ambulance Services

Preventative Services, care to prevent illness like flu or pneumonia and screenings to detect an illness at an early stage when treatment is most likely to work best

For more information on Medicare Part A & what it entails, download our New to Medicare Guide: https://www.trustedseniorspecialists.com/updated-2017-new-to-medicare

For immediate Medicare questions or concerns, feel free to give our licensed agents a call at 1-855-474-6234 TTY 711 or set up an appointment https://www.trustedseniorspecialists.com/schedule-your-appointment

Medicare Part A is most commonly referred to as hospital insurance. Part A will cover semi-private rooms, meals, general nursing, drugs as part of your inpatient treatment in addition to hospital services and supplies. It covers:

Hospital Services & Emergency Care

Hospital Care

Skilled Nursing Facility Care

Inpatient Rehabilitation Facilities

Home Health Care Services

Hospice

For more information on Medicare Part A & what it entails, download our New to Medicare Guide: https://www.trustedseniorspecialists.com/updated-2017-new-to-medicare

For immediate Medicare questions or concerns, feel free to give our licensed agents a call at 1-855-474-6234 TTY 711 or set up an appointment https://www.trustedseniorspecialists.com/schedule-your-appointment

The Federal government maintains a program called the Low Income Subsidy Program (LIS). It is often times also referred to as Extra Help. This program helps those with a limited income and resources pay for their prescription drug costs associated with Medicare.

For more information on the LIS Program, visit:

7 Facts Medicare Eligibles Should Know About Low-Income Subsidies

https://blog.trustedseniorspecialists.com/7-facts-medicare-eligibles-should-know-about-low-income-subsidies-lis

How to Get Help With Medicare for Seniors With Low Incomes

https://blog.trustedseniorspecialists.com/how-to-get-help-with-medicare-for-seniors-with-low-incomes/

For more information on how to get assistance with the Extra Help program, download our New to Medicare Guide.

https://www.trustedseniorspecialists.com/updated-2017-new-to-medicare

For immediate Medicare questions or concerns, feel free to give our licensed agents a call at 1-855-474-6234 TTY 711 or set up an appointment https://www.trustedseniorspecialists.com/schedule-your-appointment

The amount of information that a Medicare eligible starts to receive before their 65th birthday is no joke! It is easy to want to toss it all aside (or in the trash) and wait before making any decisions. The problem in choosing to wait is that once you make that decision you leave yourself with limited time frame in which to make your decisions. With limited time you may feel pressure to make a quick decision, and in the long run a decision that is made on a whim can be costly for your health and for your pocketbook. Decisions that are made under stressful circumstance rarely ever end in good results.

For more information on who you should talk to when enrolling in a researching and enrolling into a Medicare plan visit:

https://blog.trustedseniorspecialists.com/who-should-i-talk-to-about-medicare-plans/

For immediate Medicare questions or concerns, feel free to give our licensed agents a call at 1-855-474-6234 TTY 711 or set up an appointment https://www.trustedseniorspecialists.com/schedule-your-appointment

Medicare will not be available to many of us until we are age 65, but for those with long term disabilities or those who have been diagnosed with specific diseases, Medicare is available much sooner. We explore what you can do if you're currently receiving disability in regards to Medicare.

For more information on how Medicare and Disability work together in terms of receiving your benefits, visit:

Medicare & Disability: Waiting Periods - 3 Things You Should Know

https://blog.trustedseniorspecialists.com/medicare-disability-waiting-periods-3-things-you-should-know

For more in depth information on this situation and other common Medicare scenarios, visit:

https://www.trustedseniorspecialists.com/updated-2017-new-to-medicare

For immediate Medicare questions or concerns, feel free to give our licensed agents a call at 1-855-474-6234 TTY 711 or set up an appointment https://www.trustedseniorspecialists.com/schedule-your-appointment

Health insurance provided to an employee, and often times their family members, is called Group Health Insurance Coverage. Having group coverage through an employer can be an integral part of any employee benefit package. Employees that have group health coverage may be used to several different benefits. We list a few here.

For the pros and cons of group insurance vs individual Medicare insurance, visit: https://blog.trustedseniorspecialists.com/group-insurance-vs.-individual-insurance

For immediate Medicare questions or concerns, feel free to give our licensed agents a call at 1-855-474-6234 TTY 711 or set up an appointment https://www.trustedseniorspecialists.com/schedule-your-appointment

If you're retiring soon and you're currently receiving SS benefits, should you enroll in Medicare? We answer this question and more in this podcast.

For more information pertaining Medicare and Retirement, download our New to Medicare guide and go to the 12 Medicare Scenarios section:

https://www.trustedseniorspecialists.com/updated-2017-new-to-medicare

For immediate Medicare questions or concerns, feel free to give our licensed agents a call at 1-855-474-6234 TTY 711 or set up an appointment https://www.trustedseniorspecialists.com/schedule-your-appointment