Many retirees and families do an amazing job doing the “heavy lifting” — saving consistently, investing wisely, building emergency reserves, and putting the right insurance and estate planning in place. But once those essentials are covered, the next step can feel surprisingly hard: giving yourself permission to actually enjoy the money you’ve worked for. In this message, Brian Henrysen shares a simple reminder — smart planning isn’t only about protecting tomorrow; it’s also about living fully today.

Key Takeaways

• It’s okay to spend your money in retirement. If you’ve planned well, enjoyment is part of the plan.
• Be proud of the foundation you built. Years of saving, investing, and protecting your family matters.
• Financial security is also confidence. It’s not just about growing wealth — it’s knowing when you can use it.
• Keep the basics strong. If you’re still working, continue contributions, maintain a cash cushion, and keep insurance up to date.
• Start creating the moments you’ve postponed. Take the vacation, plan the getaway, say yes to experiences with family.
• Spend with intention, not guilt. A special dinner, a hobby, or time with kids/grandkids can be the “why” behind all that saving.
• Live today responsibly. Good planning protects the future and gives you freedom in the present.

If this message hit home, take it as your reminder: if your essentials are in place, you’ve earned the right to enjoy this season. Keep your plan steady, spend thoughtfully, and start making the memories that make all those years of discipline worth it. Thanks for watching.

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Connect With Brian: Brian Henrysen Jr., CFP®

Financial Planner, Presilium Private Wealth

Email: [email protected]

LinkedIn: https://www.linkedin.com/in/brianhenrysenjr/ Meet Brian: https://www.presiliumpw.com/team_member/brian-henrysen-jr-cfp/

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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.