Terrilyn Brownfield sounds the alarm: your retirement plan isn’t a crockpot—you can’t dump it in and walk away. She shows how active, regular checkups on your 401(k)—from fund selection to risk tweaks—can prevent silent losses and keep growth on track. If you’re unsure, get help, because this is your whole life on the line; manage it like it matters.

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Terrilyn Brownfield ditches dusty formulas and shows you dynamic spending rules that flex with markets—and your emotions—so you can actually enjoy the money you saved. She walks through smart “essential upgrades” to your plan, from better withdrawal sequencing to a foundation that won’t crack when life happens. If you’ve ever felt guilty tapping your nest egg, this episode hands you the mindset and moves to spend with confidence.

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Terrilyn unveils the five essentials—income, taxes, investments, healthcare, estate—and shows how intentional planning turns them from guesswork into a rock-solid game plan. You’ll learn when to claim Social Security, how to keep more after taxes, why your portfolio needs a real strategy, and where hidden healthcare costs ambush retirees. Finish with an estate plan that matches your values so your money does exactly what you want—now and later.

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Terrilyn Brownfield turns financial education into rocket fuel on this episode, sharing her surprising path into finance and how hands-on workshops spark real change in the community. She breaks down purpose-driven planning and the three-bucket strategy, then exposes the costly traps in inherited accounts and sloppy beneficiary designations. Add in market-proof tactics and tax-smart moves, and you’ll leave with a sharper plan...and the confidence to use it!

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Terrilyn Brownfield pulls back the curtain on the sneaky habits that derail retirements and shows you how to retrain your wallet for long-term wins. She spotlights tax-smart moves—especially for couples—and teaches you how to spot senior scams before they spot you. Tune in for a fast, practical blueprint to turn good intentions into a safer, richer retirement.

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Terrilyn Brownfield turns the messy transition to retirement into a playbook: build a rock-solid foundation, tame healthcare costs, and trade “more stuff” for more connection. She exposes lifestyle inflation as the silent budget killer and gives you simple, smart moves for both the accumulation years and the freedom years. Plus, you’ll learn the latest scam-proofing tricks so you keep your cash—and your peace of mind—right where they belong.

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Terrilyn Brownfield takes this episode to show why rigid retirement plans crack when life and markets throw heat—and how to build one that bends, not breaks. She tackles downturn risk, healthcare sticker shock, and long-term care planning while coaching you through the emotional side of the transition. Walk away with a flex-ready roadmap and the right advisor playbook so you can face surprises with confidence!

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Terrilyn takes this episode to tackle the hard truth behind losing a spouse—how income can drop, taxes can spike, and what to do now so grief doesn’t turn into a financial gut punch. You’ll get no-jargon fixes for avoiding the Widow’s Tax Trap, from cleaning up outdated beneficiary designations to building a smarter, more resilient portfolio beyond the old 60/40 split. Listen in for a clear, compassionate game plan you can act on today!

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Terrilyn Brownfield takes you inside the real rules of retirement, breaking down income replacement ratios, smarter investing, and the surprising role of AI in your financial future. Forget cookie-cutter plans—this episode reveals why personalization, diversification, and yes, annuities might be your secret weapons. Tune in for a high-energy reality check that could change how you see your savings forever!

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Terrilyn Brownfield dives into the surprising ways love and money collide for older couples on this episode. From the growing wave of gray divorce to the challenges of remarriage and the power of prenups, she reveals why planning ahead is more crucial than ever. With smart strategies like the retirement bucket plan, she'll show you how to protect your heart and your financial future in your golden years!

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