What happens when layoffs or sudden changes threaten your retirement and health coverage? The Tumolo’s explore how job loss, market volatility, and shifting Medicare plans can impact your future. Learn why reviewing investment allocations, planning for special election periods, and understanding plan changes—like PPO to HMO—are crucial for protecting your bucket list and peace of mind. This episode offers practical steps to stay prepared and avoid panic when life throws curveballs.

To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com

Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.

See omnystudio.com/listener for privacy information.

Could one Medicare mistake haunt your finances for life? Ken Tumolo and team break down the most common pitfalls, from unexpected penalties to costly prescription choices and overlooked Roth conversions. Learn why reviewing your coverage, understanding income thresholds, and timing your financial moves matter—especially as the year ends and RMDs approach. This episode offers practical insights for retirees and pre-retirees navigating Medicare, taxes, and retirement planning.

To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com

Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.

See omnystudio.com/listener for privacy information.

What would you do if your required minimum distribution (RMD) triggered a six-figure tax bill? This episode unpacks the real-life impact of massive RMDs, why early tax planning matters, and how strategies like Roth conversions can help manage future burdens for you and your heirs. The Tumolo Financial team also breaks down the complexities of Medicare Advantage plans, sharing tips on annual reviews and how the right choices can save thousands on prescription costs. Get practical insights for navigating retirement’s most complicated decisions.

To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com

Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.

See omnystudio.com/listener for privacy information.

What would you do if you had to choose between a pension and a lump sum payout? Ken and Nick Tumolo unpack the high-stakes decision many retirees face, exploring the pros and cons, common misconceptions, and the risks of relying solely on one income stream. Hear real stories of market downturns, backup planning, and why knowing your numbers is crucial for a secure retirement.

To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com

Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.

See omnystudio.com/listener for privacy information.

Think Medicare is free once you retire? Think again. This episode uncovers the surprising costs and penalties that catch retirees off guard, from Medicare Part B premiums to prescription drug coverage. Alyssa breaks down what you need to know about navigating medical expenses in retirement, why timing and coverage choices matter, and how personalized guidance can help you avoid costly mistakes. Get empowered with the facts to make smarter healthcare decisions.

To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com

Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.

See omnystudio.com/listener for privacy information.

Is your 401k about to get riskier without you realizing it? This episode unpacks the new rules allowing alternative investments in 401ks, the hidden dangers of chasing high returns, and why most people need more guidance than ever. Ken Tumolo and Nick Tumolo share real stories and practical strategies to help you protect your savings, diversify wisely, and make confident decisions before retirement sneaks up on you.

To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com

Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.

See omnystudio.com/listener for privacy information.

Are you ready for Medicare’s annual enrollment curveballs? This episode breaks down the latest changes, common pitfalls, and urgent planning steps for retirees and those approaching retirement. Discover why most people retire earlier than planned, how health and job surprises can derail your timeline, and what you need to know about penalties, coverage gaps, and rising costs. Get practical tips for navigating Medicare options, understanding preferred pharmacies, and making smart choices for your health and finances.

To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com

Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.

See omnystudio.com/listener for privacy information.

When should you start scaling back risk for retirement? This episode tackles the debate over whether to begin adjusting your investment strategy 10–15 years out or take a more gradual approach. Nick Tumolo shares real client stories about overcoming debt, setting realistic retirement ages, and the power of small changes to make a big difference. Learn why regular checkups, accountability, and diversification—especially when holding concentrated stock positions—are key to a resilient retirement plan. Discover how a personalized, step-by-step approach can help you retire with confidence, no matter what the market brings.

To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com

Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.

See omnystudio.com/listener for privacy information.

Would you plan your retirement the way you pick a random restaurant? The Tumolo team shares real-life stories of costly mistakes—from inheritance splurges to misunderstood Roth conversions—and reveals why expert advice is essential for protecting your savings, avoiding tax traps, and making smart choices. Learn how a little planning can save you thousands, keep your Medicare costs in check, and help you enjoy retirement without regrets.

To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com

Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.

See omnystudio.com/listener for privacy information.

Is retirement really the end of your dreams—or just the beginning? Ken Tumolo and Nick Tumolo share inspiring stories of retirees who keep working, chase new ambitions, and find freedom through smart planning. From touring musicians to late-in-life law degrees and cross-country adventures, this episode reveals how having a plan empowers you to live life on your terms—whether that means working longer, traveling, or finally buying that camper.

To schedule a Tumolo Financial Retirement Checkup visit TumoloFinancial.com

Ken Tumolo and his son Nick Tumolo join you on Tumolo Financial Radio to offer solutions and strategies for your retirement planning needs. With decades of financial planning experience, Ken and Nick offer tax recommendations, estate planning advice, Social Security maximization, wealth management, retirement income planning and much more.

See omnystudio.com/listener for privacy information.