Discover how to turn volatility into opportunity with Indexed Universal Life (IUL). Doug Andrew and team break down the annual reset, “zero is your hero,” and strategic no-cap indexing so you can sidestep losses and ride powerful rebounds with confidence. Learn how policy-loan arbitrage—borrowing at one rate while your cash value keeps compounding—can help supersize tax-free retirement income. Then apply the LASER test (Liquidity, Safety, Return) to your mortgage strategy and uncover the real cost of extra principal payments.

Uncover how IUL’s floor, locked-in gains, and smarter index choices can help you preserve what you’ve built through downturns and recoveries alike. Discover why keeping liquidity in a compounding, tax-advantaged bucket may beat sending dollars to illiquid home equity.

This episode reveals:

- Annual reset & no-cap tactics to capture rebounds after crashes

- Arbitrage with policy loans to potentially lift tax-free income

- LASER-based mortgage decisions that prioritize liquidity and growth

Whether you want downside protection, compounded growth, or a disciplined income plan, these insights show how a properly structured IUL can fortify your financial future.

Timestamps:

00:01:48 — IUL annual reset

00:05:15 — Zero is hero

00:06:52 — Lock gains, reset

00:08:41 — No-cap index picks

00:11:20 — COVID threshold surge

00:12:49 — Fixed account option

00:13:18 — IUL arbitrage basics

00:15:24 — Zero-wash vs index

00:18:58 — 50% income lift

00:26:18 — Mortgage vs LASER

----------

Ready to speak with a Specialist? Book a free Quick Consult here:

https://3dimensionalwealth.com/getstarted

Want to Learn More? Register For An Upcoming Event:

https://3dimensionalwealth.com/events

Claim Your Free Copy of The L.A.S.E.R. Fund Book

Go to: https://www.laserfund.com

Are you an advisor interested in what we teach?

Go to: www.iulinsiderpro.com

----------