Tuum Talks

Episode Highlights

• The Changing Landscape of Core Banking: Javier Diaz-Maurino Jiménez will share his expertise on how traditional core banking systems are evolving to meet modern demands. 
• Payment Innovations and Regulations: Insights on critical trends in the payments space, including the impact of digital payments, regulatory changes, and open banking. 
• Leveraging Cloud Technologies: Discussion on the strategic importance of cloud and multi-cloud solutions, and how they offer flexibility and resilience for banks. 
• Balancing Customization and SaaS Benefits: Learn how banks can achieve the right balance between customization and maintaining the benefits of a SaaS model, ensuring flexibility without sacrificing ease of deployment and lower TCO. 

Recorded Live: Wednesday, June 5th, 2024 
Location: RAI Convention Centre, Amsterdam 
Host: Myles Bertrand, CEO, Tuum 

Panelists: 

• Grace Ge – Senior Principal, Strategy, Publicis Sapient 
• Luis Valdich – Managing Director, Fintech, Citi Ventures 
• Miriam Wohlfarth – CEO, Banxware 
• Justin Forsythe – Lead EMEA Payments & FinTech Analyst, UBS 

In this special live edition of Tuum Talks, filmed at Money2020, our esteemed panelists discuss the transformative impact of open finance on the banking ecosystem. They explore the opportunities and challenges that arise from increased interconnectedness and the evolving role of financial institutions. 

Key Takeaways: 

• The Evolving Role of Banks: Understanding the shift in responsibilities and opportunities for traditional banks. 
• Opportunities and Threats of Open Finance: Identifying the potential benefits and risks associated with open finance. 
• Regulatory Impacts: Examining the influence of regulations like PSD2 on the financial landscape. 
• Security in an Interconnected System: Addressing the security concerns in a more open and interconnected banking system. 

Stay Tuned for More: 

To keep abreast of the latest in banking innovation and future episodes of Tuum Talks, sign up for our newsletter at the bottom of this page. Join us as we continue to bring leading voices and perspectives to the forefront of the fintech dialogue. 

Welcome to Tuum Talks Episode #6: Converging on Prosperity: Accelerating Digital Transformation in Financial Services

Recorded Live: Thursday, May 23, 2024
Host: Edgardo Torres-Caballero, CRO at Tuum
Guest: João Sales Caldeira, Partner at Deloitte

In this critical discussion on the future of financial services, Edgardo Torres-Caballero and João Sales Caldeira explored how digital advancements are reshaping the industry. This episode provided a deep dive into the strategies and technologies driving the digital transformation of banks and financial institutions. 

Our Speakers Discussed: 

• The strategic imperative for banks to deploy dedicated full-time resources to manage transformation efforts effectively. 
• The complexities of simplifying operations in a technologically advanced environment. 
• João’s insightful reflection on the essence of digital transformation being more than technology; “It’s all about people at the end of the day.”

Key Takeaways Include:

• The integration of advanced digital tools to enhance efficiency in banking. 
• The importance of clear and focused project management and dedicated staffing for successful digital transformation. 
• Challenges and strategies related to simplifying operational processes in financial services. 
• Financial planning for technology investments and the balance between short-term costs and long-term gains. 

Special thanks to João Sales Caldeira for sharing his extensive knowledge and insights, and to all our participants for contributing to a dynamic discussion.

Stay Tuned for More: 

To keep abreast of the latest in banking innovation and future episodes of Tuum Talks, sign up for our newsletter at the bottom of this page. Join us as we continue to bring leading voices and perspectives to the forefront of the fintech dialogue.

Diving into the profound impact of organizational culture on the strategic direction of banks, our latest episode of Tuum Talks, “Bank Culture Eats Strategy for Breakfast,” featured a riveting dialogue between Myles Bertrand and Dr. Leda Glyptis. This episode unpacked the often underestimated power of cultural undercurrents in shaping the future of financial institutions and their approach to digital transformation. 

In this illuminating session, our speakers discussed: 

• How internal culture dictates the pace and success of a bank’s strategic evolution 
• The challenges banks face when adapting business models to modern consumer expectations 
• The role of technology in facilitating a bank’s journey towards agility and efficiency 
• Strategies that banks can employ to overcome the ‘immunity to change’ within their organizational structures 

Watch or read the conversation below to discover how banks can navigate the complex dance between preserving a supportive culture and embracing the relentless pace of technological advancement. 

Key Takeaways: 

• Unveiling the ‘tribal behaviors’ within banking organizations and how they impact innovation. 
• Dr. Glyptis’s unique journey from academia to banking, proving that diverse experiences enrich the sector. 
• The significance of nurturing talent within banks, as they offer resources and stability for growth. 
• The imperative for banks to adapt their business models amidst rising customer and regulatory pressures. 

Special thanks to Dr. Leda Glyptis for her thought-provoking insights and to all participants who contributed to this engaging conversation. 

Stay Tuned for More: 

To stay updated on the pulse of banking innovation and to catch future episodes of Tuum Talks, sign up for our newsletter located at the bottom of this page. Join us as we continue to bring leading voices and perspectives to the forefront of the fintech dialogue.

We recently concluded another enlightening session of Tuum Talks, delving into the dynamic world of core banking. Our fourth episode, themed “The Future of Core Banking,” featured a thought-provoking discussion with Tuum CEO, Myles Bertrand, and our esteemed guest, Heiko Schwender, on the evolving landscape of banking technology. Their discussion covered:

• The growth trajectory of the core banking market 
• Technological innovations shaping the future 
• Strategies for core banking system replacement and modernization 

Watch or read their discussion below as the two explore the pressing issues and exciting opportunities in core banking. From the complexities of system migration to the promise of AI-enhanced banking services, this episode is a deep dive into the forces driving change in the financial sector. 

Key Takeaways: 

• The critical importance of agility and adaptability in banking platforms
• Why the replacement of core systems is still so low 
• A realistic view on the role of AI in the future of banking 

We extend our thanks to Heiko Schwender for sharing his expertise and to all our attendees for joining the conversation.  

Dive into the future of fintech with Myles Bertrand, CEO of Tuum, and Simon Taylor, Head of Strategy & Content at Sardine. Discover insights on fintech funding, the trajectory of crypto, Banking as a Service (BaaS) trends, the role of human bankers in the ChatGPT era, new developments in payments, key regulatory decisions, and unexpected surprises in the fintech sector. Simon’s expertise and thought-provoking perspectives make this a must-see for anyone planning for 2024 in the fintech world. Don’t miss this essential episode of Tuum Talks!

Join us for a masterclass in fintech growth strategies as we delve into the second episode of Tuum Talks, titled “Scaling Fintech Growth.”

Myles Bertrand and Elliott Limb engage in a deep and insightful discussion that unravels the layers of scaling in the fintech industry.

In this session, Elliott Limb shares his rich experience and knowledge, covering pivotal topics such as the evolving sales landscape in fintech, the strategic importance of choosing the right customers, and the profound impact of partnerships on growth.

This episode is an essential masterclass for anyone involved in fintech, providing a roadmap of strategies, practical insights, and forward-looking predictions for the industry. Tune in for an enlightening experience that promises to shape your understanding of fintech growth.

In our inaugural episode, Myles Bertrand, CEO of Tuum, engages in a captivating conversation with Dharmesh Mistry, Fintech Expert & Visionary, exploring the evolving landscape of banking technology.

Dharmesh shares his journey into banking tech, highlighting his early fascination with technology and his unexpected entry into the banking sector. The discussion delves into the challenges and opportunities in banking, the role of challenger banks, and the impact of technological advancements such as AI on the industry.

Myles and Dharmesh also touch upon the importance of modernizing core banking systems and the potential of banking as a service (BaaS) in creating a more integrated and efficient banking ecosystem.

Join us for this insightful dialogue as we unravel the complexities of banking technology and envision the future of the financial industry. Enjoy!