Nobody remembers another email, but they remember thank-you cards.

In this episode, we sit down with Ryan Hartman, co-founder of Thanks.io, to talk about something surprisingly powerful in today’s digital world: thank-you cards.

We explore why personal, thoughtful follow-up still matters in sales and business, how automation can be used without losing authenticity, and why small gestures often create the biggest impact — especially in relationship-driven industries like sales, insurance, and service businesses.

This conversation is about blending technology and human connection, standing out in a crowded market, and building long-term relationships instead of chasing quick wins.

If you’re looking for smarter ways to follow up, improve client experience, and stay memorable without adding more work to your plate, this episode is for you.

If you’re in sales, marketing, or a service-based business and want to improve retention, referrals, and client experience, this conversation is worth your time.👉 Learn more about our guest and resources at https://www.linkedin.com/in/hartmanryan/ Get $10 in sending credits with my link.... https://thanks.io/?afmc=386I’m Lorena Tomasini, your host, and owner at MALM Life and Health Insurance Agency where we help families and business owners protect their pocket when life happens! Ask about our financial protection review to see any gaps in coverage you may have. To learn more about us, in Florida, Texas, visit our website at www.malmins.com

🎙️ New episodes drop regularly — follow the podcast so you don’t miss the next one.

Startups often think accounting is just about taxes — but today’s guest, Fritz Spencer, from Eisner Amper shows how it’s actually the foundation for scaling smart.

In this episode of The 12 Minute Talks Podcast, learn how the right accounting firm can:

• Help you master cash flow and KPIs

• Build financial confidence to attract investors

In Episode 140 of the Twelve Minute Talks Podcast, accounting and tax expert from ND Accounting & Tax Services shares her journey from corporate layoff to building a thriving business helping entrepreneurs save money and stay compliant. She opens up about the challenges of launching her firm while earning her MBA, and the strategies she uses to help clients minimize taxes, increase cash flow, and make smarter financial decisions.

From year-round tax planning to avoiding costly IRS penalties, she explains why knowing your numbers is the foundation for business growth — and how even simple changes can make a big impact.

Whether you’re a new business owner or a seasoned entrepreneur, you’ll come away with actionable tips to keep more money in your pocket and set your business up for long-term success.

👉 Learn more about our guest and resources at
https://ndaccountingandtax.com/

https://www.instagram.com/ndaccountingandtaxsvces

https://www.linkedin.com/company/nd-accounting-and-tax-services-llc/

I’m Lorena Tomasini, your host, and owner at MALM Life & Health Insurance Agency, where we help families and business owners protect their pocket when life happens!

Ask about our financial protection review to see any gaps in coverage you may have.

To learn more about us, in Florida, Texas, Louisiana or Illinois, visit our website at www.malmins.com

#TaxPlanningTips #SmallBusinessAccounting #CashFlowManagement #AvoidTaxPenalties #EnvyAccounting #BusinessTaxes #TwelveMinuteTalks #PodcastEpisode

In Episode 139 of the Twelve Minute Talks Podcast, dating and relationship coach Laurie Gerber shares her expert advice on how to navigate the dating world—especially after divorce.

Whether you’re reentering the scene or just looking to date more intentionally, Laurie breaks down how she helps clients get clear on what they want and how to attract it. Her top three tips actually vary depending on your personality type, which she uncovers through a short quiz. Tune in to learn how to date with confidence, clarity, and purpose.

👉 Learn more about our guest and resources at https://www.facebook.com/lauriegerberdatingcoach https://www.instagram.com/lauriegerber_coach/ https://www.youtube.com/@lauriegerbercoach https://www.linkedin.com/in/lauriegerber I’m Lorena Tomasini, your host, and owner at MALM Life and Health Insurance Agency where we help families and business owners protect their pocket when life happens! Ask about our financial protection review to see any gaps in coverage you may have. To learn more about us, in Florida, Texas, Louisiana or Illinois, visit our website at www.malmins.com #DatingAfterDivorce #DatingCoach #RelationshipAdvice #LaurieGerber #TwelveMinuteTalks #DivorcedAndDating #IntentionalDating #PodcastEpisode

In this episode of Twelve Minute Talks, Miami-based realtor Sebastian Garcia breaks down what every homebuyer should know before jumping into the South Florida real estate market.

Whether you're buying your first home or moving into a new one, Sebastian Garcia shares practical tips, common mistakes to avoid, and why working with a professional realtor can make or break your experience.

If you're thinking about buying in a fast-moving market like Miami, this short episode could save you time, money, and stress.

👉 Learn more about our guests and resources at :https://www.linkedin.com/in/sebastian-m-garcia-cps-msire-73850045https://www.miamirealestate.com/I’m Lorena Tomasini, your host, and owner at MALM Life and Health Insurance Agency where we help families and business owners protect their pocket when life happens!

Ask about our financial protection review to see any gaps in coverage you may have.

To learn more about us, in Florida, Texas, Louisiana or Illinois, visit our website at www.malmins.com #podcastguest #southflorida #realestatemiami #miamirealtor

🚀 Want to know how top brands and creators build video teams that actually get results?

In this episode of Twelve Minute Talks Podcast, Alex Sheridan breaks down the real process behind building a content team that makes scroll-stopping videos — without wasting time or budget. 

To learn more about our guest: 

https://www.linkedin.com/in/alexbsheridan/

https://impaxs.com/

I’m Lorena Tomasini, your host, and owner at MALM Life and Health Insurance Agency where we help families and business owners protect their pocket when life happens!

Ask about our financial protection review to see about any gaps in coverage you may have.

To learn more about us, in Florida, Texas, Louisiana or Illinois, visit our website at www.malmins.com 

Are you an attorney concerned about cybersecurity?

Learn from Amit Mauskar, CEO of Office Network Online, where they specialize in helping attorneys make sure all of their systems are secure. 

To learn more about our guest, go to:

https://www.linkedin.com/in/amitmauskar

https://officenetworkonline.com/

I’m Lorena Tomasini, your host, and owner at MALM Life and Health Insurance Agency where we help families and business owners protect their pocket when life happens!

Ask about our financial protection review to see about any gaps in coverage you may have.

To learn more about us, in Florida, Texas, Louisiana or Illinois, visit our website at www.malmins.com 

#cybersecurity #miamiit #networking

Looking for an interesting usecase with virtual reality?

In this episode learn about some of the interesting applications of virtual reality and healthcare. Learn from Marcela Arbelaez about Reality Wellness a company that is paving the way of transforming the treatment experience through digital immersion.  

To learn more about our guest, go to:

https://www.linkedin.com/in/marcelaarbelaez

https://realitywellnessvr.com/

I’m Lorena Tomasini, your host, and owner at MALM Life and Health Insurance Agency where we help families and business owners protect their pocket when life happens!

Ask about our financial protection review to see any gaps in coverage you may have.

To learn more about us, in Florida, Texas, Louisiana or Illinois, visit our website at www.malmins.com 

 #podcastguest #virtualreality #healthtech #health #3dworlds

We all know how tedious the hiring process can be. From finding the right candidates to hoping that they'll stick around for a long time. Learn from, Alex Santos, founder of Nimble Advisors of why HR is not enough to maintain your employees for the long term. You also need to develop employee loyalty.

Learn more about our guest:

https://www.bynimble.com/

https://www.linkedin.com/in/itrain/

I'm your host, Lorena Tomasini. I help individuals, families and businesses with financial protection. From health insurance to life insurance we have you covered. Providing peace of mind for all stages of life.

Reach us at www.malmins.com

#podcastguest #hoa #community

Do you live in an HOA condo or house? It can be frustrating to see nothing being done with all those hoa fees. If you are part of an hoa association such as a president or member all the new regulations can also feel daunting. That is where Vanessa Conde from Insight Community Solutions can be a great help. They help bridge the gap and help communities thrive. 

To learn more about our guest, go to:

https://www.linkedin.com/in/vanessa-conde-a5689014/

https://www.insightcommunitysolutions.com 

I’m Lorena Tomasini, your host, and owner at MALM Life and Health Insurance Agency where we help families and business owners protect their pocket when life happens! Ask about our financial protection review to see any gaps in coverage you may have. To learn more about us, in Florida, Texas, Louisiana or Illinois, visit our website at www.malmins.com