Twin Cities Wealth Minute

Twin Cities Wealth Minute

By Dana MenardBusinessInvesting
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Twin Cities Wealth Minute episodes

  • The Numbers Work...Right?

    A couple sat across from me a while back.

    They had everything neatly organized.

    Statements printed.

    Accounts labeled.

    A spreadsheet that mapped everything out down to the dollar.


    2 min
  • That Picture of Retirement in Your Head

    Most people I talk to have a picture of retirement in their head.

    Not a detailed one.

    But a feeling.

    Less stress.

    More time.

    Freedom to do what they want, when they want.

    Here’s the problem:

    That version of retirement - the one that feels smooth, simple, and predictable…doesn’t really exist.

    3 min
  • The Illusion of Control

    Investors love the feeling of control.

    Watching markets. Making moves. Adjusting strategies. Trying to keep ahead of the market.

    It feels productive.

    But often, it’s just an illusion.


    2 min
  • Sequence of Returns Risk

    Two retirees.

    Same portfolio. Same average return.

    Very different outcomes.

    Why?

    Sequence of returns.

    This is one of the most important (and least understood) risks in retirement.


    2 min
  • Are You Actually Diversified?

    Most people think diversification is about owning “a lot of stuff.”

    It’s not.

    It’s about owning the right mix of things that don’t all fall apart at the same time.

    3 min
  • The Biggest Financial Mistake

    Sometimes the biggest financial mistake isn’t action.


    It’s inaction.


    March is busy. Taxes loom. Life accelerates.

    It’s easy to say, “I’ll revisit my retirement plan later.”


    Later turns into the next quarter.

    Next quarter turns into next year.


    Meanwhile:


    Tax laws shift.

    Markets move.

    Healthcare costs rise.

    Opportunities pass.


    Doing nothing feels safe, but it often carries hidden risk.

    2 min
  • An Irish Truth Bomb

    March brings St. Patrick’s Day.

    And with it, a lot of talk about luck.


    But here’s an Irish truth bomb:


    No one retires comfortably because they were lucky.

    They retire comfortably because they were prepared.


    3 min
  • Financial Markets in March

    One day it’s 65 and sunny. The next day, you’re scraping ice off your windshield, wondering if winter forgot something.


    Financial markets in March can feel the same way.

    3 min

About Twin Cities Wealth Minute

From the publisher's feed

A quick money briefing with Dana Menard, CFP®, the founder and lead financial planner with Twin Cities Wealth Strategies, Inc.