It's natural to feel overcome by stress and anxiety at the prospect of debt.

In a clear, succinct and useful conversation, Hero talks to Joe Askew about the options open to you when you need to address problems with debt.

Solar panels, heat pumps or a big, swanky extension?

Whatever you're planning to do with your home, it's good to not only have a plan, but to put in a contingency too.

Joe Askew from Selina Finance has some great pointers and Hero guides the conversation, so you get the most out of it.

Look out too for our updates on The House That Muddy Built - there'll be tonnes of relatable stuff.

Hero Brown chats to Joe Askew, Head of Private Clients at Selina Finance and discovers the most effective way to plan for school fees.

Find out how you can get to grips with the numbers, navigating the relevant financial products and pick up the best advice.