Since it's a holiday season and everyone is celebrating with their loved ones, no one wants to hear much about money and savings especially when the Christmas gifts are adding up and stressing your bank account (wink). Because of that, we decided to use the last two episodes this year to take the chance and tell you more about ourselves and the journey we took to come to Canada, and how different it felt for an international student to live on their own in a whole new country. This is just to give a perspective that you probably never knew about and get to know us more 

TikTok is an online social media platform that permits users to create, upload, and share creative, short innovative videos and recordings of 15 seconds to 60 seconds. TikTok is becoming a popular forum for Gen-Z and Millennials to learn about entrepreneurship and making money. People sometimes complain about how they don't wanna download the apps and that it's a waste of time for them, however, we are in this new era and content creating is the future. in addition, content creating is opening up new forms of business and entrepreneurship. Tiktok as well as Instagram and all social media, can be leveraged to market your business or can be also used as an education platform where you learn from other people experience's


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Welcome to the second part of our famous episode about interest rates.  Everyone agrees that a mortgage is often the most important financial transaction in one’s life, which is why in this episode we chat about the basic information that you need to know about when applying for a mortgage. There are many different types of mortgages, and being informed about the different options available out there can result in savings of thousands of dollars a year.

Instagram: @twopocketspodcast
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Two main types of interest can be applied to loans—simple and compound. Simple interest is a set rate on the principle originally lent to the borrower that the borrower has to pay for the ability to use the money.  Over your life, you will have to encounter at least one of the following types of interest rates. In this episode, we discuss how interest rate works for every type of loan that you  might need w chat about what can be a better alternative

1. Credit Card Interest rates
2. Day loan interest rate
3. Amortization Interest rate
4. Car loans 





Instagram:  @twopocketspodcast
Email: [email protected]

Life is not a fantasy!! when we are in college we seem to run our imagination and start expecting a certain way of how our life in the real world is going to be. Unfortunately when we start in the real world those things don't happen and we get hit with the actual reality that we never had an idea of what it is. Dail in with Moe and Mayur as they have an honest conversation about how there fantasy was hit with a reality when they started in the real world.

Instagram: @twopocketspodcast
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Every adult should maintain their credit score, but not everyone knows the ins and outs of credit. When it comes to credit, there’s a lot to know–how credit works and what a credit score means, not to mention the different credit bureaus. in this episode, we give you a  rundown on the basic credit facts so you can have a better understanding of how to manage yours effectively.


Instagram: @Twopocketspodcast
Email: [email protected]

Saving money should almost always come before investing money. Think of it as the foundation upon which your financial house is built. However, just saving your money is not enough because if your money is not growing you're losing. Join us in a really informative episode where we breakdown the type of investment accounts you need and how to allocate certain percentages of your income to primarily invest.  

Please don't hesitate to write to us with any questions.

Intagram: @twopocketspodcast
Email: [email protected]

To many people, money is a mystery. Especially when you just graduated from college and starting in the jungle. You can be making an above-average wage but you still don't seem to have any savings at the end of the month. When a large, unexpected expense would arise, you either run to your parents or credit cards. Your money is controlling you!!!!!

If you have no financial plan it's likely that your budget falls apart every month. The reason for that is that you blindly spend without knowing where your money is going. The first step is actually knowing exactly where every penny of your money is going. Join us to hear us discuss some great tips that helped us become in control of our money. Once you begin to understand where the money goes, it’s easy to track and manage it.


Instagram: @twopocketspodcast
Email: [email protected]

Let's be honest, If you’ve watched at least a few YouTube videos, chances are you’ve probably seen at least a few fake gurus, showing us their lavish lifestyle and claims that if you purchase the course their offering, it can grant that same lavish lifestyle. They try to sell you a dream (American Dream). The issue is, its so easy to fake this lifestyle, and most of these money gurus, they start out without a penny in their pockets (BROKE), they don’t have the money for all these things until they start getting tons of people to sign up for their multi-thousand dollar courses. A lot of us as millennials we want to learn how to build an empire and become successful. In addition, years ago we've figured that universities are a complete scam when it comes to learning entrepreneurship and we've headed towards the internet to learn. This demand was answered with a supply of so-called fake gurus that their ads appear everywhere. In this episode, we call B.S. on these ads and we break down the types of fake gurus out there and how they lure in to purchase their products.

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Instagram: @twopocketspodcast

Side hustles are one of the best ways to increase your income so you can pay off debt or reduce your financial stress. There are so many side hustles out there, however, a good side hustle is about developing your knowledge or building a business for yourself. Side hustles should not just be for the purpose of working extra hours to make an extra buck because then your losing TIME ($$). Gig apps like Uber, food delivery, etc might work for making a couple of extra bucks in a pinch, but these options tend to have payment structures designed to minimize the payout to people providing the service besides it doesn’t allow you grow as a person or teaches you valuable skills/knowledge that can come for a benefit later in your professional career or entrepreneurship.