Ty Wilson Law Podcast

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Can I see my own doctor if I've been injured on the job? Hello, my name is Ty Willson and I'm a Georgia Workers’ Compensation Attorney. Pricing on the state of Georgia. And our topic for today or our question for today is, “Can you see your own doctor if you managed on the job?” And the short answer is, maybe. 

Not always. It depends on, “Does your employer have what is called a “Posted Panel of Physicians'' or a list of doctors that you can treat with, if you're injured on the job?” Then the next question is, “Does that “Posted Panel of Physicians” or list of doctors meet the legal requirements to be what is called a legally valid posted panel of physicians? 

This can get pretty detail oriented pretty quickly. So in order to best serve you, it's always recommended that if your employer has a posted panel of physicians, you snap a Photo of it with your phone and then speak with the Georgia Workers’ Compensation Attorney. They'll be able to take a look at that panel, give you an estimate if they believe it's a valid panel or if it's not. 

And if there isn't one, another reason to speak with the Georgia Workers Compensation Attorney with “What is the next step if there is not a valid panel?” Hope that information has been helpful. We look forward to seeing you in the next video. 

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So when do your benefits end? Hello, my name is Ty Wilson. I'm a Georgia Workers’ Compensation Attorney practicing law in the State of Georgia. And our question for today is, “When do my benefits end?”

And so the question is which benefits? You're entitled to medical benefits. And then if you're out of work for more than seven days, you're entitled to income benefits. There is also the possibility that you could be entitled to income benefits by being released on light duty, but your employer cannot accommodate your light duty restrictions. So then you would also be receiving income benefits. 

And so, typically speaking, when you're injured on the job, you're entitled to 400 weeks of medical benefits unless there is what is called a change of condition. And that would be being released to light duty, maximum medical improvement, etc. If you are released to light and you're receiving income benefits, there is a good chance that you're going to continue to receive those income benefits unless the employer has or can create a new job for you, or if there's a hearing filed and the judge suspends your benefits or if you settle the case. 

And that depends obviously, if the employer is also interested in settling the case. Settlement is completely optional on a worker's compensation claim, so both parties must agree. And so those are really the scenarios where your benefits may end. It's always good to speak with the Georgia Workers’ Compensation Attorney if you're concerned about your benefits ending, especially if you're concerned about the ending prematurely. I hope that information has been helpful and we will see you in the next video. 

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So who's going to pay for your medical bills if you've been in a car wreck? Hello, my name is Ty Wilson. I'm a Georgia Personal Injury Attorney practicing Law in the state of Georgia. And our topic for today, our question for today is, “Who will pay for your medical bills if you've been in a car wreck?” Well, if you have health insurance, it's always recommended that you use your health insurance. However, there are a lot of people who do not have health insurance. 

The next question we often have is, “Do you have what's called medical payments coverage through your automobile insurance?” If you do, they are the primary insurance to pay for your medical care. Up to the limits of your medical payments coverage. You'll want to check with your automobile insurance carrier, see if you have medical payments coverage. And if you do, that's what you want to use. 

If you don't have medical payments coverage and you do not have health insurance, you may want to see about contacting medical providers to work on what is called a “Lien basis” where they don't make you pay money up front. If you cannot find someone who will work on a lien basis, you don't have medical payments coverage, you don't have health insurance coverage, then you will have to pay your doctor as you go. And then you will be seeking reimbursement for your medical cost at the end of your personal injury suit. 

And so this can be tricky because this can stop you from care depending upon the severity or seriousness of your injuries and the amount of money you have. Especially if you're taken out of work as a result of your injuries. You will have to possibly use savings if you have none of the medical payments coverage, health insurance, or the ability to get medical care on a lien. 

Always recommend you speak with the Georgia personal injury attorney. They may be able to help you find the medical care that you need to get back on to your feet without coming completely out of pocket for all the medical expenses. Hope that information has been helpful and we will see you on the next video.

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What if I'm injured in a car wreck outside of the state of Georgia? Hello, my name is Ty Wilson. I'm the Georgia Personal injury Attorney practicing law in the state of Georgia. And our question for today is, “What happens if I'm injured out of state?” 

And the short answer is you need an attorney from the state that you've been injured in. Or if you live in Georgia and you have someone that is also licensed to practice law in that other state, well, you can certainly sign up with them and have them represent you. 

However, the short explanation is jurisdiction, which is a legal term, really determines where the case will be brought if there is an action filed or legal action file. And so if you've been injured out of state, it's always best to obtain Council who is licensed within that state. 

Can you hire someone in Georgia? Yes, people do it all the time. However, if you are required to go to trial, you will need someone licensed to practice law within that state. So it just depends upon the circumstances related to your claim. 

If you wish to hire someone initially or if you wish to hire someone in Georgia and then work with them to try to co-council or get another attorney involved, that's something that can be done as well. Hope that information has been helpful and we will see you on the next video. 

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What if I'm injured in a car wreck outside of the state of Georgia? Hello, my name is Ty Wilson. I'm the Georgia Personal injury Attorney practicing law in the state of Georgia. And our question for today is, “What happens if I'm injured out of state?” 

And the short answer is you need an attorney from the state that you've been injured in. Or if you live in Georgia and you have someone that is also licensed to practice law in that other state, well, you can certainly sign up with them and have them represent you. 

However, the short explanation is jurisdiction, which is a legal term, really determines where the case will be brought if there is an action filed or legal action file. And so if you've been injured out of state, it's always best to obtain Council who is licensed within that state. 

Can you hire someone in Georgia? Yes, people do it all the time. However, if you are required to go to trial, you will need someone licensed to practice law within that state. So it just depends upon the circumstances related to your claim. 

If you wish to hire someone initially or if you wish to hire someone in Georgia and then work with them to try to co-council or get another attorney involved, that's something that can be done as well. Hope that information has been helpful and we will see you on the next video. 

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Will Workers Compensation cover me for work related injuries or illnesses that aren't the result of an accident? Hello, I'm Ty Wilson. I'm a Georgia Workers Compensation Attorney practicing Law in the state of Georgia. And our topic or question for today is, “Will Workers’ Compensation cover me for work related illness or injuries that aren't the result of an accident?” Well, that's a tricky question. 

The most important thing is that facts matter. And what I mean by that is how you got injured or how the injury developed. There is something called repetitive motion injuries where there is not what we would call a precipitating or main event. Your typical injury, when someone's lifting something, they feel a pop in their back, we call that a man or precipitating event. And so that's something that indicates that it happened when they were lifting something at that time. 

Whereas repetitive motion injuries are a little bit different. That's where someone is doing the same motion over and over. And over time, their body part breaks down or becomes injured. And so in those cases, there is still technically an accident date. You have to figure that out, and that's something that you should reach out to a Georgia Workers Compensation Attorney and discuss what may or may not be your options there as far as timing of all that. 

But the short answer is, “It depends”. And so, just because you do not have that precipitating event where you're lifting something and you hear a pop and feel pain and need care. If you have an injury and you feel pain, you need to investigate it. You need to speak with a medical professional. You need to speak with your employer, if it's something that occurred while at work. And it needs to be determined, if in fact, it is a work injury.

I would always recommend that you speak with a Workers Compensation Attorney. And ask them in your initial consultation or your free consultation. What their opinion is based upon the facts of your particular situation. We hope that's helpful. And we'll see you in the next video. 

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Hello, this is Ty Wilson. I'm a Georgia Workers’ Compensation Attorney practicing law in the state of Georgia. And our video topic for today is, “Are Workers’ Compensation Settlements taxable?” This is a very quick and short NO. They are not taxable to non-taxable event. 

If you're receiving income benefits through workers compensation, there are no taxes taken out. However, you pay two thirds (⅔) of your average weekly wage. And so a big portion of that, that is missing usually is taxes. And so workers compensation payments are a non taxable event. 

If you have further questions, it's always recommended if you speak with a tax professional regarding your specific situation, as your settlement may vary and you may be in a different state. But in the state of Georgia, the settlement proceeds from a Georgia work injury are non taxable. We'll see you on the next video. Thank you.

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Can workers’ comp just stop paying you checks out of nowhere? Hello, my name is Tie Wilson. I'm a Georgia Workers’ Compensation Attorney, practicing law in the state of Georgia. And our question for today is, “Can workers’ comp just stop your checks? The short answer is no. 

However, there are some triggering events which can help  get your check stopped. If a doctor has released you full duty, then they can stop your checks immediately at that point. And you're, at that point, able to go back to work full duty. And so the workers’ compensation checks would stop at that point. 

If you are released to light duty and they serve you what is called a “Form 240”, that is a return to work form. That means that they've gone to your doctor. They've told your doctor that they have a specific job for you. They've laid out the details of that job in this form.  They've sent it over to the doctor. And the doctor has signed off that you can, in fact, do that job. And they've served you with that form saying, “Please show up for work Monday morning, eight o'clock, nine o'clock...” whatever. It's all spelled out on that form to start this job that we've created on your behalf to accommodate your light duty restrictions. 

If you do not show up for work, according to that notice, at that point, they can suspend your income benefits. There are other situations where they really must get a decision from the Georgia State Board Workers’ Compensation in order to suspend your income benefits. Those are the two main reasons, full duty release and a 240, and you do not show up for work. There may be other examples. This is not meant to be all inclusive, but this would give you a good guideline. 

If you had your benefits suspended for anything other than that, you may want to reach out to either a Georgia Workers Compensation Attorney or keep reaching out to the adjuster. These adjusters love to set these checks up on autopay. However, they don't want to set it up to pay you for the rest of your life. So they'll send it, set it up to expire in a couple of months. And if they don't hear from you and you're not receiving checks, sometimes they just leave it alone. So it's the squeaky wheel, gets the grease. So start with your adjuster. If you need help, you can always contact George Workers Compensation Attorney. We'll see you on the next video.

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Hello, Ty Wilson here, Georgia Personal Injury Attorney, practice law in the state of Georgia. And our video question for today is, “How come I keep getting a bill from the hospital after my car wreck?” Now, this question came from an individual that I know has health insurance. And so their big question is, “Why is the health insurance company not paying for my medical care? As I have health insurance so that they can pay for that.” 

Well, the hospital has the option to bill the hospital or to bill you directly. If they bill you directly, they want to get paid 100% of  their charges. If they agree to bill the health insurance, they'll have to take a discount. And some health insurance policies have you pay the balance. Some health insurance policies have what's called a “Capitated Plan” where there is no additional payment that need to be made. 

Unfortunately, that is up to the hospital. And so we're seeing a lot more hospitals that are relying on their lien through the state of Georgia that says that they should be paid back for their services. And they are waiting for the conclusion of the personal injury case so that they can get paid back dollar for dollar. So that's what we're seeing. 

Now, as far as the insurance At-Fault Insurance company, they're not required to pay for medical care as you go. This is a common myth that's out there. And a lot of people are surprised when they find out, “Well, I need to go to the doctor and I can't afford it. How do I get to the doctor?” Well, the insurance company, the At Fault insurance company is not going to pay as you go. If they pay you, they're going to try to settle the case for one time and be done with it. 

And so that's why it's critical if you are injured in a personal injury claim that you complete all your care. You know at least where your care is going if you haven't completed it. And you're comfortable with where you're at, because there is no going back to the insurance company later. Well, we hope you found this information helpful. Feel free to come check out our other videos. Thank you.

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Hello, my name is Ty Wilson. I'm a Georgia Workers’ Compensation Attorney practicing law in the state of Georgia. And our video topic for today is, “Can you get fired for being injured on the job?” 

Well, let's back up a second. George has an at-will state so you can be terminated for cause or for no cause at all. And so yes, there are times when we see that someone is fired because of being injured on the job. If it can be proven that you are fired because you were injured on the job, the employer will then likely be responsible for what is called income benefits to the workers compensation system. 

There are many details that revolve around these types of claims. They are very factual based. The question is, “Did they let you go because you were injured or was it because of something else that you may have done by not following their policies and procedures?” 

And so, very specific, always advisable that you reach out to a Georgia workers compensation attorney. And find out what your rights are and find out what can be done moving forward with your claim. If you've been terminated and you're not receiving income benefits. We hope that you found this information helpful. We thank you for watching this video. And if you have any specific questions or comments, please post them below. Thank you.