Ty Wilson Law Podcast

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CALL US ►  912-208-2992
TEXT US ► 912-233-1100
EMAIL US ► [email protected]
 
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Okay so now you’re receiving medical care for your work injury. What can you expect next? Hello my name is Ty Wilson. I’m a Georgia Workers’ Compensation attorney practicing in the state of Georgia. And so, if you’ve received medical care, the first question would be… What is your work status? 

The doctor you’ve seen should have said that you’re either out of work completely, you’re light duty and provided you restrictions or you’re full duty. If you’re fully duty, you return back to work and that’s what you can expect unless your injury gets worse and you are taken out completely from work or you are on light duty. So if you are at light duty, the question is, does the employer have work to accommodate your light duty restrictions. 

This is a time where you should reach out to a Georgia Workers’ compensation lawyer immediately. Talk to them, find out what your rights are, because it is a critical step in your claim. If you choose not to, and return back to work, it can have an effect on your claim in the future. 

If you’re out of work completely, what can you expect? The first seven days, nothing. After seven days, then they’re supposed to start issuing you income benefit checks. If you’re out of work for more than 3 weeks or 21 days, they should pay you for those first 7 days in which you got nothing initially. A lot of claims are resolved within those first 7 days so that the system or the legislature has put it in to place where they do not owe any income benefits for the first seven days. We hope that this information’s been helpful. We hope that we’ll guide you along if you need any guidance or help with your Georgia Workers’ Compensation claim. Please feel free to give us a call at the number below and we’ll see you on the next video.
Stay safe,
Ty

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Hello, this is Ty Wilson, and I wanted to say thank you for listening today.  Let's get straight to it.  We get a lot of questions about Georgia workers' compensation claims, and one of the first ones is usually when someone gets hurt, the first question they have is how do I get help?  How do I start this whole process?  And so the first thing you should do, probably one of the more important things you should do is you need to notify your supervisor. 

We have a lot of people who contact us that say yeah, I don't know if the injury's serious and I don't necessarily want to get workers' comp involved because I'm hurting, but at the same time, I don't want to lose my job and so forth.  Well, these are things you definitely want to think about.  If your injury is minor, you may want to go get the care yourself, but you're going to have to pay for that care, and if you're willing to do that, well then you don't file a workers' comp and after 30 days you haven't provided legal notice, and your claim will be denied. 

The more important thing is if you're injured to the point where you cannot do your job, it's causing you a great deal of pain, what is critical at that point is that you notify your supervisor and/or boss, preferably in writing, that you've been injured – and you want to tell them also – but you've been injured, you're hurt on the job, and more importantly, you need medical care for your injuries.  A lot of these employers will do the right thing and say, hey, here's our panel.  This is a list of doctors. 

Select one of them and schedule you an appointment and on you go and they get a report and so forth.  We do have a set of employers, though, that are not as kind about it, and they say we don't believe you're hurt.  We don't think you got hurt on the job, and they just kind of push you away, or they terminate you would be the absolutely worst-case scenario.  Certainly, if they terminate you, you're not worried about losing your job. 

However, what's critical is that you do reach out to them, that you ask them for medical care as it relates to your injury, and get checked out and make sure that your injury is not one that is going to prevent you from working because being afraid of losing your job with a company that you may never be able to return back to work with because of your injury is a little silly.  If you can't return back to work, they're probably going to terminate you anyway.  And the reality is if you've got a serious bodily injury from an on‑the‑job accident, it is critical that you get the medical care paid for so that you can get and return to some form of work in the future.  It will bankrupt you if you try to pay it out of your own income just from the fact that if it's a serious injury requiring surgery, that can get very expensive very quickly, and that is the No. 1 reason people file for bankruptcy is the high cost of medical care.   

We'll see you on the next podcast.  Thank you.  Also, we do have a series of books and special reports that we've written on workers' compensation claims, special reports for the workers' compensation claims.  If you're interested in getting those sent to you, please reach out to us via text message or telephone call at 912-233-1100.

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     Hello, Ty Wilson here, and our Georgia workers' compensation question today is what is a posted panel of physicians?  What does it look like? Where can you find it, and what do you do with it?  So, those are some great questions. 

What is required under Georgia law is that the employer has what's called a posted panel of physicians if they want to control medical care for the work injury.  So, typically, that is something that is posted up in a breakroom or where they have other government documentation printed up, such as federal wage and hour rules, minimum wage law rules, and all the stuff that people see all the time, but they never really take a close look at. 
Well, that's typically where the posted panel of physicians is. 

There are several rules that are related.  We're not going to get into that as this would be a very long podcast otherwise, there should be at least six doctors.  It's important if you need help with the panel, the question is, is it a legally valid panel.  The easiest thing to do is to take a picture of the panel, reach out to an attorney or reach out to our office, we'll do it absolutely free of charge.

 Why is that important?  Well, it's important because if it's a legally valid panel by law, you need to remain on the panel and choose one of those doctors.  Another reason if it's not a legally valid panel, then you get to choose whoever you want to go to as a doctor as long as they accept workers' compensation patients, and that can change everything. 

Whoever controls the medical care in a claim controls the claim.  It can be the difference between being taken out of work or put on light duty or being sent back to work full duty even though you're in pain.

There is a form.  If you would like to see the form, you can go to the Georgia State Board of Workers' Compensation.  Do a Google search, and when you get there, you want to look at forms, and when you see forms, there is a list of all the forms.  That will give you a blank form as to what it looks like and what should be posted. 

If there is not one posted, you do need to still reach out to the employer.  You need to talk to them.  Say I need medical care as it relates to my work injuries; what are the list of doctors, is what we can refer to a posted panel as, as well. 

What is the list of doctors I have to choose from so I can get my medical care?  Okay?  So, that will cover what does it look like.  We talked about where you can typically find it.  It should be posted up somewhere.  And what do you do with it?  Well, once you find a panel, you want to look at it, you want to see is this panel legally valid, is this panel not legally valid.  If you don't care about that, and you just want to get medical care, well you can select it.  Sometimes some of these doctors on these lists can be friends of the employer, but you can certainly select one of them.  You'll need to contact the adjuster who is also typically listed on the panel, and set up an appointment as each and every medical appointment in a workers' compensation claim must be authorized and approved by the insurance company on the workers' compensation side.  There is obviously exceptions if there is an emergency situation.  However, if it's not an emergency situation, it needs to be approved.  So, it has to go through the workers' compensation insurance adjuster, and they're going to want to know what happened and get an idea of how you got injured.  And so, that's all going to have to go through your conversation with your employer, whether it be HR, whether it be your boss or your supervisor.  So, we hope that that has answered those questions. 

Stay safe,
Ty

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One of the biggest myths related to Georgia car accidents is that the at-fault insurance will pay for your treatment as you seek it.  That is not true.  Listen to today's podcast and find out how these Georgia car wreck claims normally work.  You maybe surprised?


Stay safe.

Ty

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There is a lot of "fake news" about car wreck claims.  One of them is that the at-fault insurance company has to pay for all of my medical bills from a car accident.

The reality is there are many reasons why the at-fault insurance company does not have to pay for all of your medical bills.  The at-fault insurance first must confirm that their driver was liable or at-fault.  If their driver is 50% or less at-fault, you will find it hard to recover any of your medical bills.

If there are major gaps in medical care, there is a high probability that the at-fault insurance company will not pay for all of your medical care.  The reality is they view injury claims to be important and if it takes you two weeks to receive any medical care, they are likely going to deny paying for any of that care, unless it requires surgery.

If the at-fault driver has only minimum limits in Georgia ($25,000/$50,000) they may not pay for all of your medical care.  Policy limits mean no more than $25,000 per person and no more than $50,000 per accident no matter how many people are injured.

So if you are involved in a crash with 10 people and everyone is hurt and the at-fault insurance company has minimum limits, unless your medical bills are very small there is a high likelihood that the at-fault insurance company will not pay for all of your medical care.

These are just a few examples, however, it is important that you know that the at-fault insurance company is not just going to pay for anything. 


Stay safe,
Ty

This is the Ty Wilson Law podcast where we discussed legal topics, a Georgia workers' compensation, Georgia personal injury law and other general topics to help educate about the law. This is for informational purposes only. We do not represent you until we have a written agreement to do so. Our goal is to provide helpful information. Enter educate listeners. If you have a specific question on a Georgia legal topic, feel free to contact us toll-free at 877-960-4585.

Ty Wilson here,  welcome My podcast were revisiting some common myths on Georgia personal injury claims in Georgia car accident claims that we see here in Georgia and one of the many misconceptions that people who were injured in Georgia car wrecks have is that the insurance company will cover all of their bills and pay for all their medical care. The reality is under Georgia law, they're only required to pay what is reasonable and necessary medical care

Thank you for listening. This has been to Ty Wilson law podcast if you have any specific questions on Georgia law or would like to obtain any of Ty's, books or special reports on the topics of purchasing auto insurance, headline car wrecks or Georgia work injuries call us today toll-free at 1-877-960-4585.

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When you are injured in a car accident and get hurt.  First, you need to seek medical care for your injuries.  It is important to discuss what you do for work so the doctor can determine if you are physically/medically able to return to work without restrictions based upon your injuries.  If the doctor takes you out of work, you should request a work status report in writing stating that you are not able to work.

If you fail to get a work status report, it is highly likely that the insurance company will consider that you took yourself out of work and will not reimburse you for your lost wages.  So once again, it is critical that you obtain a work status report stating how long the doctor is taking you out of work. You will also want to share this document with your employer. 


Stay safe,

Ty

This is the Ty Wilson law podcast where we discussed legal topics of Georgia workers' compensation, Georgia personal injury law and other general topics to help educate about the law. This is for informational purposes only. We do not represent you until we have a written agreement to do so. Our goal is to provide helpful information. Enter educate listeners. If you have a specific question on a Georgia legal topic, feel free to contact us toll-free at 877-960-4585 Now, without further delay, here is Ty Wilson.

Hello, this Ty Wilson and our frequently asked question for today for is for Georgia auto accidents. How do you calculate lost wages or how are lost wages calculated? Well, first, you have to determine what are lost wages. If you were employed and you were injured and you medically been taken out of work, do you have to have a medical excuse saying that you're out of work? If you are out of work, then you could be entitled to lost wages or a lost wage claim.

If you're injured in an automobile accident, how do you calculate your lost wages? Well, it would be dependent upon how you earned your income. It is simple if it's a straight hourly calculation. If you were making $15 an hour and you missed 12 hours in one week, well, you multiply 15 times 12 and that's your lost wages.

However, if you earn money in another way, such as commission or non-standard hourly calculations such as tips, it becomes a little more complicated to establish your lost wages. What must be done typically is you must obtain what your wages were over the course of the last three months. When you average that pay for the last three months, that should give you an average, monthly and weekly and daily rate. Then you can calculate how much time you missed according to your medical excuses, and that will give you a good indication of what you're lost wage claim would be if you're involved in a George Auto accident.

Once again, one of the more critical things if you are injured in a George Automobile accident, is to make sure that the medical providers have provided you a work status Report which says you are unable to perform your job duties as the insurance companies typically require that to even consider a lost wage claim. Well, we hope that answers your question. I would love for you to come to check out our other audios and podcast, and we'll see you on the next podcast.

Thank you for listening. This has been to Ty Wilson law podcast if you have any specific questions on Georgia law or would like to obtain any of Ty's, books or special reports on the topics of purchasing auto insurance, peddling car wrecks or Georgia work injuries calls today toll-free at 877-960-4585.

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We get calls.  Some people we can help and do, but there are a bunch of people who need help in areas of the law that we do not practice in.  That said if we know of an attorney in that area of the law, we are always happy to provide you contact information so you can speak with an attorney more likely to answer your questions.

Let us know if you have questions and we will try to answer them or find others who can answer them.

Stay safe.

Ty

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TEXT US ► 912-233-1100
EMAIL US ► [email protected]

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If you are an employee, it should be your employer, if you are an independent contractor you could be responsible for your own workers' compensation insurance coverage.   If you are in a sub-contractor/contractor role you may be required to provide coverage to the contractor who hired you in order to work on a specific job.

If you have any questions, please call us at 912-233-1100.

Stay safe,
Ty

This is the Ty Wilson Law podcast, where we discuss legal topics of Georgia worker's compensation, Georgia personal injury law and other general topics to help educate about the law. This is for informational purposes only. We do not represent you until we have a written agreement to do so. Our goal is to provide helpful information and to educate listeners. If you have a specific question on a Georgia legal topic, feel free to contact us toll-free at 1-877-960-4585 Now without further delay. Here is Ty Wilson,

Who pays for workers' compensation insurance coverage?  If you are an employee, your employer will pay for the Georgia worker's compensation insurance coverage. Not all employers are required to pay for workers' compensation insurance, and it is important that you know if your employer is subject to the Worker's Compensation Act, and that is pretty easy to determine. If there are three or more employees, then your employer is required to provide worker's compensation insurance coverage. There are instances where you have employers with less than three employees, and they also apply and are covered under the Georgia Worker's Compensation Act.

So it's important that you reach out to a Georgia work injury attorney. They can tell you pretty quickly if your employer has insurance coverage or you can contact the Georgia State Board of Workers, compensation the coverage in it and they'll be able to let you know that would be important and moving forward as it makes a claim a lot more difficult if the employer has no worker's compensation insurance coverage.

Thank you for listening. This has been to Ty Wilson law podcast if you have any specific questions on Georgia law or would like to obtain any of Ty's, books or special reports on the topics of purchasing auto insurance, peddling car wrecks or Georgia work injuries call us today toll-free at 1-877-960-4585.

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