UBCNews - Business

Have you ever wondered why alcohol abuse is such a significant challenge in our military? The statistics are pretty alarming - about 22% of soldiers in some units report hazardous or heavy drinking patterns.

Ridesharing is supposed to be easy, right? Book the ride, get in, and reach your destination. But what happens when something goes wrong on the road? You can’t begin to figure out who’s liable - the driver or the company… but this NYC firm can.

Auto Accident Law Group is here to provide injured victims in Queens and across the city with experienced legal guidance. This firm is ready to help you by handling your injury claim in pursuit of much-needed compensation - sums that can often be substantial!

What makes ridesharing accidents so complex, legally speaking? Ridesharing platforms and their contractors are filling the streets of NYC as commuters, locals, and visiting tourists look to simplify the travel experience in a busy city. You can relate to that. And you also know that the more vehicles on the road, the higher the risk of auto accidents.

Such catastrophes can be costly to the extreme. You can relate to that, too. After all, not only do you have to consider your medical bills in the event of insurance difficulties, but also the lasting impact on your life. Auto accidents can leave you facing months or even years of rehabilitative care - and these costs can quickly soar.

You have the right to claim damages, but this can be tricky when ridesharing companies are involved. Why? It mostly comes down to the question of liability. If you’re unsure as to who’s directly liable, you’re not alone. That’s why this firm is here, stepping in to provide support.

“Ridesharing accident cases often involve intricate liability issues and multiple insurance carriers,” explains an Auto Accident Law Group representative. “Our firm has developed a specialized focus on advocating for those injured in such incidents, ensuring they receive comprehensive legal representation.”

Much of this guidance revolves around the identification of liable parties, unraveling complex legal minutiae pertaining to contractor law. Many ridesharing platforms consider their drivers to be independent contractors, making legal claims challenging to the extreme.

Luckily, experienced legal minds are available in the form of Auto Accident Law Group’s attorneys. They’re ready and willing to provide aggressive representation while building cases based on hard evidence. The result? They’ll be in a great position to negotiate for the maximum possible settlement amount - or even to take proceedings to trial if necessary!

In the words of a firm spokesperson: “Recognizing the emotional and physical toll of an accident, we provide compassionate support to help ease your recovery journey. Throughout the legal process, we’ll keep you informed and engaged, ensuring you understand every step and decision.”

Are you in Queens or elsewhere across New York City? Visit the link in the description to learn more about Auto Accident Law Group…

Ok, entrepreneurs, listen up! If you’ve been dreaming of growing your business but felt like you were running on fumes trying to juggle a million things at once, we’ve got some fantastic news for you: Mina Happy Style is here to make that dream a reality!

Let’s talk about something every business owner knows – growth. It’s the name of the game, right? But it doesn’t have to be hard. In fact, with the right tools, you can smoothly scale your business while sipping a coffee at home or maybe even lounging by the beach (we won’t judge). Yep, Mina Happy Style’s new digital training program and video-based coaching is all about making that happen.

Here’s why you should be excited: Recent research by LinkedIn shows that businesses investing in digital training see a 29% increase in employee engagement and a massive 42% boost in retention. That’s not just a good stat, that’s a game changer! It’s clear: learning and growth are the magic ingredients to building a thriving business.

And guess what? With Mina’s easy-to-use automated systems and business models, you don’t need to be glued to your desk all day long. This system lets you access all the training and guidance you need straight from your laptop or phone. Yes, you read that right—business growth from anywhere in the world, with zero physical office hours required.

But that’s not all! Mina’s video-based coaching is tailored for your schedule, which means you can watch it while cooking dinner or taking a well-deserved nap (we're all about that work-life balance). It’s like getting a business mentor without the awkward “I have to leave work early” vibe. Plus, there’s ongoing support to make sure you’re not just left hanging, wondering if you’re doing this right. And it doesn’t stop there—Mina’s coaching program connects you to a global community of other entrepreneurs. You get to learn, share, and get the support you need from people who’ve got your back.

If you’re still not convinced, here’s the kicker: Mina Vo herself is not just a coach. She’s a Law of Attraction guru and Numerologist who’s all about turning dreams into reality. (Seriously, she’s got a pretty cool entrepreneurial vibe, don’t you think?) She’ll help you identify your strengths, tap into your potential, and develop a strategy that fits your business and lifestyle.

Ready to grow your business from anywhere? All you need is the right tools, the right coach, and a little bit of faith (Mina’s got plenty of that to go around). Whether you’re just starting out or looking to scale, Mina Happy Style’s got your back with the digital training and ongoing mentorship you need to succeed.

For more info on how to get started, check out Mina Happy Style at the link in the description. Let’s take that business of yours to new heights!

If you've ever caught yourself daydreaming about running your own business from the comfort of your home (or a beach or a coffee shop), this free webinar from Mina Happy Style will show you a low-cost, low-risk way to build an online business.

According to a recent McKinsey report, about 40% of employees are considering quitting their jobs, and burnout, poor work-life balance, and a general lack of purpose are the biggest culprits.

But here’s the problem: most people never take the leap. And the reason is, starting a business is expensive, risky, and wildly complex, especially if you don’t have a tech background or a big budget.

Mina Vo of Mina Happy Style, a digital business coach, author, and all-around freedom advocate, hosts a free webinar twice a week (with a replay if life gets in the way) that introduces an all-in-one platform built for aspiring entrepreneurs.

You’ll learn how to start and scale an automated e-commerce business with everything already built in:

Website hosting

Secure checkout and payment processing

Marketing automation tools

Sales and performance analytics No coding is required. No need to hire a designer, developer or spend weeks Googling how to set up your first funnel. It’s literally plug, play, and go.

After the webinar, if you decide to join the program, you’ll gain access to a library of step-by-step video lessons you can go through at your own pace. There are also daily micro-coaching sessions and weekly mastermind calls to help you stay on track, answer questions, and troubleshoot as you build. It’s flexible enough to work around your life, whether you’re parenting, side hustling, or both.

Once you’re in, you’re part of a global community of aspiring entrepreneurs just like you. People who are building freedom-based businesses, learning as they go, and sharing their wins (and lessons) along the way. Whether you need advice on a product idea or want to brainstorm your first offer, you’ve got backup.

Founded by author and business coach Mina Vo, this platform is built on one big goal: helping regular people create income streams they can run from anywhere, without the stress and startup costs of traditional business. Thousands have already launched their online business using this system, some while still working their day jobs, others looking for something new after retirement.

One participant put it perfectly: “This business has delivered more family time and set me up financially for a worry-free retirement.”

So, what now? If you’ve been sitting on the sidelines, waiting for the right opportunity that doesn’t require maxing out your credit card or learning how to code, this could be it.

Go to the website in the description and reserve your free webinar seat now.

In today's unprecedented economy with all its changing trade policies and wave of job cuts, you’re probably feeling a little insecure about your own job. But what if there was a way to take back control of your career and your income without needing a second degree or burning out on a second job? A free webinar at Mina Happy Style shows you how.

If you’re looking for a smarter way to make money online - without feeling stressed or overwhelmed, or getting lost in guesswork - this free webinar is for you. It's called A Digital Business For Everyone, and it’s built for those who want more freedom, more income, and less time stuck in jobs that ask for more and more while giving less and less.

Enjoy a step-by-step, flexible webinar you can watch from anywhere and learn how to fast-track your entry into the world of digital entrepreneurship, regardless of your business ownership experience, marketing experience, or your technical know-how.

Find out about an automated business system that simplifies your online business setup and helps you leverage essential digital marketing tools like Facebook ads, YouTube monetization, TikTok strategies, Google ads, and LinkedIn networking. All content is tailored specifically for beginner entrepreneurs so you won't feel intimidated or in over your head.

Mina Vo from Mina Happy Style explains:

“The job market is less predictable than ever right now, and many people are looking for ways to create a reliable stream of income. This free webinar offers video-based training, flexible learning, one-on-one coaching, and mentorship from a community of digital business owners who can answer your questions and celebrate your victories.”

To access the webinar, all you need to do is plug in your name and email at the Mina Happy Style website. Then, get ready to learn how to build an income stream you can manage from anywhere thanks to a “Done-For-You” system that has everything you need in place.

If you're worried about your job security or your goal is to escape the tedious 9-to-5 grind, this is a fast and simple way to begin selling products and services online that interest you. Get the tips you need to leverage social media for increased awareness, engagement, and conversions, and valuable networking opportunities with current digital business owners who can offer insights and support.

Registration for your free webinar at Mina Happy Style is open now!

Begin a new and exciting journey toward a stress-free income and a work-from-anywhere lifestyle by learning from Mina Vo, an industry expert who is here for you.

A recent webinar participant says, "We love that we can run our online business part-time and spend more precious time with our children and grandchildren!"

Mina Happy Style was founded by Mina Vo, a Law of Attraction Coach, Numerologist, and Business Coach. “Helping others is to help thyself” says Vo, who is committed to helping others achieve financial freedom through online income solutions that empower individuals to live their dream life with confidence and clarity.

Don't wait! Learn more and sign up today! Click on the link in the summary.

A leaking roof is one that’ll soon be no good, real fast. What's more, it opens the floodgates to a host of other problems, each one worse than the last. Enough to make you wish you could turn back time and return to the past. Luckily, Apex Restoration & Roofing offers emergency roof repair services in Longmont - bringing solutions to make your roof last.

This Denver-area roofer knows that you need to schedule leak repairs on an expedited basis. For the sake of safety and your property’s structural integrity, any suspicions need to be confirmed. What’s more, any leaks, whether minor or major, must be plugged to prevent catastrophic damage.

The team links leaking roofs to water and moisture infiltration that can give rise to mold growth throughout your living space - not something you want your family exposed to! This is a hazard that only grows with time - so don’t delay, call Apex to put your fears at bay.

Certain issues need to be remedied as a matter of urgency. These include Visible water on your ceilings, Worn shingles, Sagging, and Unending leaks.

Leaving such problems unaddressed is a recipe for far worse disasters to come…

“Ignoring these timely repairs can lead to issues that compromise not only your roof’s effectiveness but also its longevity,” warns an Apex Restoration & Roofing representative. “The financial implications of neglecting urgent repairs typically multiply, from increased energy consumption to more significant structural damage that calls for extensive remodeling or replacement.”

In addition, a leaky roof will allow air to escape from your home through exposed gaps in the ceiling. That’ll account for the increase in energy usage you’ve been seeing! Needless to say, while leaks can be costly to repair, they’re even costlier to ignore…

That’s where this team comes in. Apex Restoration & Roofing can assess and address signs of damage contributing to roof leaks. If you’re facing the aftermath of your local area’s fierce storms, emergency options are available. That said, it’s a good idea to also book inspections before severe weather is expected to arrive.

Why? Because Apex Restoration & Roofing’s certified team will be ready to evaluate your roof’s weather-preparedness and make key adjustments to bolster its defenses. From hail and wind to snow and rain, the Denver region sees frequent weather challenges that put roofs just like yours at risk. In response, Apex Restoration & Roofing offers its own brand of solutions.

The local contractor’s roofing expertise spans all manner of residential and commercial materials, such as Asphalt shingles, Metal roofing, TPO, Slate, and Modified bitumen.

No challenge is too great. These roofers are here to detect the source of your unexplained water damage - before repairing leaks and taking measures to help prevent future breaches.

Get your free quote at the link in the description now!

Have you ever found that at the end of a storm, your house looks like it held up great... until you go look in the basement?

It's a more common problem than you might think, and often, the solution is as simple as having your gutters cleaned. I'll tell you all about how it happens, what you can do about it, and most importantly, how to prevent it from happening. You can also talk to an expert directly, at any time, just drop by the link I left in the description and book an appointment.

The most important thing to know right off the hop is, if this is an emergency, if your roof or gutters are leaking right now, then you should be talking to a local professional already.

I'll be the first one to say that residential roofing has improved dramatically over the past few decades, but one thing that hasn't changed is how easily a blocked gutter or drainage system can cause flooding or water damage if left unchecked.

While the technology, materials, and strategies have improved, water is still as troublesome as ever, and the only really effective defense is keeping it out in the first place. Luckily, that's easy to do, but you need to be vigilant. It only takes a tiny leak for a whole cascade of problems.

I recommend that if you can't remember the last time your gutters, and your entire roof, was inspected by a professional... you should probably schedule a checkup right now. A quick check by an expert can find the smallest, earliest signs of damage, and then correct them before they can turn into actual leaks.

As an added bonus, getting those regular inspections and repairs will almost certainly cut your long-term roofing costs, because instead of doing a complete replacement, you'll just need the smallest touch-ups. An expert team like Apex Restoration & Roofing can often double the lifespan of your roof just by fixing the smallest problems promptly.

Now, if you want to take care of your gutters yourself, certainly no one is stopping you from cleaning, inspecting, or even repairing your own gutter systems... but I wouldn't recommend it.

This process is often best left to professionals due to, well, a bunch of concerns.

Aside from the obvious safety concerns, with ladders, climbing on the roof, and working with tools up there - it's also just not as effective, and the consequences of a mistake can be pricey. If you mess up and miss a hole, or accidentally cause more damage, it's more than just a minor mistake, it might lead to a flood in your living room.

With the correct tools, strategies, and training, Apex Restoration & Roofing specialists can handle the entire process safely, efficiently, and cost-effectively. They'll also be totally certain that everything is installed properly, your roof is draining efficiently, and it's not into your living room.

If you have the time, ladders, and a helper, it's probably not the worst idea to clean or unblock your own gutters - but when it comes time for the repairs, leave it to the experts.

At the very least, call them up first, and get a free estimate for your repairs.

As they explain it on their website, "When you need a gutter repair, it means that something is causing the system to back up or function incorrectly. While you may have the best intentions, if you don’t know about the system as a whole, you may run the risk of 'fixing' something that actually causes more damage down the line."

Don't risk the damage to your roof, your self, or your wallet.

When it comes to the important stuff, just ask an expert - and if it's a local expert that offers fast, free estimates, that's even better.

You can learn more about residential gutter systems, the maintenance they require, and why you should leave it to an expert, at the link I left in the description.

Like any physical illness, mental disorders like depression, anxiety, or trauma need timely interventions to be treated effectively. However, far too many people can’t get treatment because of prohibitive costs, and that may be one of the reasons you’re being deterred from seeking care as well. But did you know that a UMR insurance plan can greatly reduce your expenses? And it’s so easy to access those benefits; all you have to do is contact Mission Connection. They’ll handle the rest.

Did you know that in 2022, an estimated 42% of U.S. adults who needed mental healthcare reported not receiving it? Costs were one of the main barriers preventing them from accessing treatment, according to the Access to Care Survey conducted by The Harris Poll.

Unfortunately, nothing much has changed over the past three years. Those numbers have remained relatively stable into 2025, pointing to an urgent need for more affordable treatment options. It is for this reason that Mission Connection has partnered with UMR Insurance, which provides health plans designed to make mental healthcare more affordable for members.

As Mission Connection explains, UMR health insurance supports therapy, counseling, and behavioral health services as a third-party administrator, partnering with employers to provide employees with health benefits that reduce the out-of-pocket costs of treatment.

One of the advantages of UMR plans is access to an extensive network of mental health providers, which allows patients to choose a provider that offers the type of care and experience required for their condition.

Additionally, UMR insurance lessens the burden of administrative work by processing claims for its members. That means all you have to focus on is recovery - you can leave all the troublesome paperwork to UMR.

To maximize your health benefits, you can use the company’s PPO provider network to search for therapists affiliated with Mission Connection who accept UMR insurance.

Insurance coverage will vary between plans and providers but typically includes individual, group, and family counseling, medication management, and virtual therapy, among other services. If you’re not really sure what your plan covers, you’ll be able to verify the specifics of your coverage by contacting Mission Connection’s administrative team or using the treatment center’s online insurance verification service.

“Whether you’re looking for ongoing therapy or more specialized counseling services, UMR’s coverage helps make these vital treatments more affordable,” explains a spokesperson for Mission Connection. “Let us help you navigate the complexities of your UMR health plan to get you the care you deserve.”

High-quality mental healthcare doesn’t have to be a pipe dream. With Mission Connection and UMR Insurance, you can access the treatment that you need at a price that you can afford.

Visit the link in the description to get started.

Whether being active to you means free climbing up a sheer rock face, running a half marathon or just spending the afternoon chasing around after your grandkids, Nano Hearing Aids is proud to make affordable hearing aids for people with active lifestyles.

Nano Hearing Aids has a fantastic new line of OTC hearing aids that have been made for adults over the age of 18 with perceived mild to moderate hearing loss.

Nano has designed each new model in their collection with different types of wearers in mind and has released several new models specifically with active wearers like you in mind.

If you want to enjoy clear hearing in a vast range of places, want a comfortable fit and reliable battery life that can last you long days out and about, and want a robust durable design that you can wear outdoors and while being physically active, you can rest assured that Nano ticks all the boxes.

One of Nano’s sportiest new models is their First Ear Plus ITE aids, which boast the longest rechargeable battery life for the brand at up to 38 hours on a single charge. Plus, they come with a small portable charging case that you can use to charge the aids to full twice more while you’re on the go.

Because the First Ear Plus ITE aids have been designed especially for active wearers like you, this charging case also comes with a built-in dehumidifier. This means that each time you put the aids in to charge, they are also dehumidified. Nano believes that this important new addition will vastly extend the lifespan of the aids; ensuring that any humidity or moisture they are exposed to when you are working out at the gym, or hiking out in nature, can be addressed easily and consistently.

With a sleek, sporty design that looks just like normal earbud headphones, Nano has also designed this ‘in-the-ear’ or ITE style for comfort. And, despite being compact, the aids still feature sophisticated noise reduction and feedback management technology to bring you the clearest and crispest sound possible, in any environment.

As one happy new wearer said of the First Ear Plus ITE aids, “These hearing aids are fantastic. They are true hearing aids and not amplifiers. Very easy to put in and get out and I love the push feature to adjust the volume. Anyone looking for a good hearing aid without the outrageous costs, this is the one to get.”

Nano Hearing Aids’ full line offers six different rechargeable OTC aids, with affordable prices starting from $297.

All of their styles are equipped with advanced hearing technology and could be a life-changing choice for you if you are living with perceived mild to moderate hearing loss.

Explore their full range at the website in the description.

You know, I find it fascinating how something as seemingly simple as our hair can have such a profound impact on our lives. Did you ever stop to think about how your hair affects your confidence and self-esteem?