Welcome back, everyone! Today we're tackling something that affects, well, pretty much all of us - retirement planning. And I know, I know, if you're in your twenties or thirties, retirement feels like a lifetime away. But here's a stat that might wake you up: 56% of Americans are not financially ready for retirement.

Entrepreneurs, investors, and visionaries who want to gain confidence and clarity before diving into the Bitcoin world, The Heights Project is offering a free on-demand training now available. The training will be held at The Heights Project community and will take less than 1 hour. For full details, interested parties are encouraged to view the website and join the community at https://theheightsproject.com/. Areas of Free Bitcoin Training for Entrepreneurs & Investors Launched by The Heights Project that will be covered include: Getting Clarity on Bitcoin — Without the Hype - Discover the truth about Bitcoin in simple terms. Learn how it really works, why it exists, and how everyday people are using it to protect and grow their wealth — no charts, no jargon, no hype. Building Bitcoin Foundations Step by Step - Understand exactly how to start — from choosing the right platform to making the first purchase safely. People will get a guided walkthrough of trusted tools and simple strategies that anyone can follow. The Mindset and Strategy of a True Bitcoin Conqueror - Go beyond price speculation. Learn the long-term wealth-building principles and disciplined approach that helped Vlad go from uncertainty to financial freedom with Bitcoin — one clear move at a time. When asked about the reasons behind the decision to provide free training on such an in-demand topic, Vlad Castillo, Founder of Castegy & The Heights Project said, “Most people lose with Bitcoin because they overcomplicate it. My goal with this training is to give you the same simple, proven approach that’s helped me win consistently — without hype, stress, or endless noise.” Entrepreneurs, investors, and visionaries who want to gain confidence and clarity before diving into the Bitcoin world, can find the most up-to-date information about the free training at https://theheightsproject.com/. Customers who have specific questions about the training itself may contact The Heights Project via their website.

Welcome back, everyone. Today we're tackling something that's been making waves in the crypto world - hedge funds specifically designed for small investors. You know, traditionally these funds have been the playground of the wealthy, but that's changing. I'm joined by someone who's been following this space closely. Let's start with the basics - what's been keeping average investors out of hedge funds?

Welcome back, everyone. Today we're examining something that might hit close to home for many of our listeners - why so many crypto traders end up losing money. I'm talking about the psychological traps that destroy trading accounts. Here's what research consistently shows: studies indicate that a significant percentage of cryptocurrency traders lose money and eventually quit, with some estimates ranging from 70% to over 90%. Our guest today has spent years analyzing what separates the winners from the losers in traditional and crypto markets. So, uh, what's really happening here?

For more than a decade, crypto has promised financial freedom — but for most people, securely storing their digital assets still feels like a trap. Keep funds on a smartphone wallet, and one hack or malware attack can wipe everything out. Trust an exchange, and one risk's waking up to headlines about bankruptcies or frozen withdrawals. They’ve all seen what can go wrong — from the dramatic FTX collapse to billions lost in exchange hacks each year.

In 2024 alone, over $2.2 billion worth of crypto was stolen, according to Chainalysis. The first half of 2025 already surpassed that figure, including what experts called the largest centralized exchange hack in history. If trends continue, global losses could exceed $4 billion in 2026. These numbers tell a clear story: centralized custody is not real ownership. When one's crypto sits on an exchange, it’s not truly one's — it’s just a number in someone else’s database.

The Hardware Wallet Dilemma: In theory, hardware wallets were designed to solve this — giving users full control of their keys. But let’s be honest: for many, setting up a traditional hardware wallet still feels like rocket science. Seed phrases, firmware updates, and confusing interfaces scare away regular users. Many investors who made millions in early Bitcoin days admit they have no idea how to safely manage or even access those funds today.

The result? People end up leaving their coins on exchanges “for convenience,” hoping for the best. But as they learned from FTX and countless hacks before and after it, convenience without control is an illusion.

United Network’s Approach: A Cold Wallet That Feels Familiar:

United Network is reimagining self-custody from the ground up — by making it as intuitive as tap-to-pay. Instead of clunky devices or cables, their hardware wallet takes the familiar form of a bank card. It’s a multichain, non-custodial cold wallet that supports native Bitcoin, Solana, EVM networks, Tron (TVM), and more.

To send, receive, or swap crypto, users simply tap the card on their smartphone, just like making a contactless payment. Behind that simplicity is serious cryptographic engineering: the private key is generated and stored only inside the card’s secure chip — and it never leaves.

According to co-founder Danylo Rumiantsev, “Each time you tap to sign a transaction, it’s verified directly by the chip — not through any server or backend. That means no data leaves your card, and no one else can access your funds.” The chip is the same kind used in certified banking systems, and communications between the phone and card are encrypted using the FIDO protocol for maximum protection.

Why Cold Wallets Matter More Than Ever

Cold wallets — meaning devices that keep private keys offline — have always been the safest way to store crypto. Unlike software wallets that can be compromised through malware or phishing, or exchanges that can collapse overnight, United Network's Cold Wallet give's one true ownership and sovereignty over one's funds.

The FTX disaster was the wake-up call for millions. When the exchange froze customer withdrawals and later collapsed, billions in deposits vanished overnight. None of those users technically “owned” their crypto — the exchange did. With United Network’s approach, ownership finally means control — without needing to understand complex cryptography or hardware setup guides.

From Complexity to Simplicity: United Network’s co-founder, Danylo Rumiantsev isn't a newcomer to hardware security. His previous work in secure product design taught them how hard it is to make security usable. When he turned his attention to blockchain, he saw the same problem: tools that promised safety but alienated normal users.

“We live in times where users want everything simple and transparent,” says Rumiantsev. “If crypto is to achieve mass adoption, people shouldn’t need to be experts to stay safe.” Watch Backstory of United Network Self Custody Cold Wallet on Video link here from Danylo Rumiantsev. That insight inspired the company’s guiding principle: combine security, self-custody, and accessibility into one elegant form factor. No cables. No apps to install. No backend servers to trust. Just a card — secure, portable, and as easy to use as one's debit card.

A New Standard for Self-Custody United Network's Cold Wallet isn’t just for individuals. The startup also offers white-label solutions for institutions and enterprises that want to provide secure, branded digital asset storage to their clients.

With its mix of simplicity, transparency, and independence, United Network may represent the next step in crypto’s evolution — one where security and usability finally meet.

The wallet is now available for worldwide shipping, with expanded network support and new user-friendly features planned for the coming months.

Because at the end of the day, crypto’s promise was never about speculation — it was about sovereignty. And sovereignty begins with self-custody. Click here for stay in touch with them over Twitter (X) for the latest updates from United Network Wallet including the Wallet Activation Guide shared at Token2049 Event in Singapore dated 1 & 2nd October, 2025. The United Network Wallet is a hardware NFC wallet card that lets the one securely store his assets in full self-custody.

Entrepreneurs, investors, and visionaries who want to gain confidence and clarity before diving into the Bitcoin world, The Heights Project is offering a free on-demand training now available. The training will be held at The Heights Project community and will take less than 1 hour. For full details, interested parties are encouraged to view the website and join the community at https://theheightsproject.com/. Areas of Free Bitcoin Training for Entrepreneurs & Investors Launched by The Heights Project that will be covered include: Getting Clarity on Bitcoin — Without the Hype - Discover the truth about Bitcoin in simple terms. Learn how it really works, why it exists, and how everyday people are using it to protect and grow their wealth — no charts, no jargon, no hype. Building Bitcoin Foundations Step by Step - Understand exactly how to start — from choosing the right platform to making the first purchase safely. People will get a guided walkthrough of trusted tools and simple strategies that anyone can follow. The Mindset and Strategy of a True Bitcoin Conqueror - Go beyond price speculation. Learn the long-term wealth-building principles and disciplined approach that helped Vlad go from uncertainty to financial freedom with Bitcoin — one clear move at a time. When asked about the reasons behind the decision to provide free training on such an in-demand topic, Vlad Castillo, Founder of Castegy & The Heights Project said, “Most people lose with Bitcoin because they overcomplicate it. My goal with this training is to give you the same simple, proven approach that’s helped me win consistently — without hype, stress, or endless noise.” Entrepreneurs, investors, and visionaries who want to gain confidence and clarity before diving into the Bitcoin world, can find the most up-to-date information about the free training at https://theheightsproject.com/. Customers who have specific questions about the training itself may contact The Heights Project via their website.

Welcome back, everyone. Today we're tackling something that's been making waves in the crypto world - hedge funds specifically designed for small investors. You know, traditionally these funds have been the playground of the wealthy, but that's changing. I'm joined by someone who's been following this space closely. Let's start with the basics - what's been keeping average investors out of hedge funds?

Welcome back, everyone. Today we're examining something that might hit close to home for many of our listeners - why so many crypto traders end up losing money. I'm talking about the psychological traps that destroy trading accounts. Here's what research consistently shows: studies indicate that a significant percentage of cryptocurrency traders lose money and eventually quit, with some estimates ranging from 70% to over 90%. Our guest today has spent years analyzing what separates the winners from the losers in traditional and crypto markets. So, uh, what's really happening here?

For more than a decade, crypto has promised financial freedom — but for most people, securely storing their digital assets still feels like a trap. Keep funds on a smartphone wallet, and one hack or malware attack can wipe everything out. Trust an exchange, and one risk's waking up to headlines about bankruptcies or frozen withdrawals. They’ve all seen what can go wrong — from the dramatic FTX collapse to billions lost in exchange hacks each year.

In 2024 alone, over $2.2 billion worth of crypto was stolen, according to Chainalysis. The first half of 2025 already surpassed that figure, including what experts called the largest centralized exchange hack in history. If trends continue, global losses could exceed $4 billion in 2026. These numbers tell a clear story: centralized custody is not real ownership. When one's crypto sits on an exchange, it’s not truly one's — it’s just a number in someone else’s database.

The Hardware Wallet Dilemma: In theory, hardware wallets were designed to solve this — giving users full control of their keys. But let’s be honest: for many, setting up a traditional hardware wallet still feels like rocket science. Seed phrases, firmware updates, and confusing interfaces scare away regular users. Many investors who made millions in early Bitcoin days admit they have no idea how to safely manage or even access those funds today.

The result? People end up leaving their coins on exchanges “for convenience,” hoping for the best. But as they learned from FTX and countless hacks before and after it, convenience without control is an illusion.

United Network’s Approach: A Cold Wallet That Feels Familiar:

United Network is reimagining self-custody from the ground up — by making it as intuitive as tap-to-pay. Instead of clunky devices or cables, their hardware wallet takes the familiar form of a bank card. It’s a multichain, non-custodial cold wallet that supports native Bitcoin, Solana, EVM networks, Tron (TVM), and more.

To send, receive, or swap crypto, users simply tap the card on their smartphone, just like making a contactless payment. Behind that simplicity is serious cryptographic engineering: the private key is generated and stored only inside the card’s secure chip — and it never leaves.

According to co-founder Danylo Rumiantsev, “Each time you tap to sign a transaction, it’s verified directly by the chip — not through any server or backend. That means no data leaves your card, and no one else can access your funds.” The chip is the same kind used in certified banking systems, and communications between the phone and card are encrypted using the FIDO protocol for maximum protection.

Why Cold Wallets Matter More Than Ever

Cold wallets — meaning devices that keep private keys offline — have always been the safest way to store crypto. Unlike software wallets that can be compromised through malware or phishing, or exchanges that can collapse overnight, United Network's Cold Wallet give's one true ownership and sovereignty over one's funds.

The FTX disaster was the wake-up call for millions. When the exchange froze customer withdrawals and later collapsed, billions in deposits vanished overnight. None of those users technically “owned” their crypto — the exchange did. With United Network’s approach, ownership finally means control — without needing to understand complex cryptography or hardware setup guides.

From Complexity to Simplicity: United Network’s co-founder, Danylo Rumiantsev isn't a newcomer to hardware security. His previous work in secure product design taught them how hard it is to make security usable. When he turned his attention to blockchain, he saw the same problem: tools that promised safety but alienated normal users.

“We live in times where users want everything simple and transparent,” says Rumiantsev. “If crypto is to achieve mass adoption, people shouldn’t need to be experts to stay safe.” Watch Backstory of United Network Self Custody Cold Wallet on Video link here from Danylo Rumiantsev. That insight inspired the company’s guiding principle: combine security, self-custody, and accessibility into one elegant form factor. No cables. No apps to install. No backend servers to trust. Just a card — secure, portable, and as easy to use as one's debit card.

A New Standard for Self-Custody United Network's Cold Wallet isn’t just for individuals. The startup also offers white-label solutions for institutions and enterprises that want to provide secure, branded digital asset storage to their clients.

With its mix of simplicity, transparency, and independence, United Network may represent the next step in crypto’s evolution — one where security and usability finally meet.

The wallet is now available for worldwide shipping, with expanded network support and new user-friendly features planned for the coming months.

Because at the end of the day, crypto’s promise was never about speculation — it was about sovereignty. And sovereignty begins with self-custody. Click here for stay in touch with them over Twitter (X) for the latest updates from United Network Wallet including the Wallet Activation Guide shared at Token2049 Event in Singapore dated 1 & 2nd October, 2025. The United Network Wallet is a hardware NFC wallet card that lets the one securely store his assets in full self-custody.

Entrepreneurs, investors, and visionaries who want to gain confidence and clarity before diving into the Bitcoin world, The Heights Project is offering a free on-demand training now available. The training will be held at The Heights Project community and will take less than 1 hour. For full details, interested parties are encouraged to view the website and join the community at https://theheightsproject.com/. Areas of Free Bitcoin Training for Entrepreneurs & Investors Launched by The Heights Project that will be covered include: Getting Clarity on Bitcoin — Without the Hype - Discover the truth about Bitcoin in simple terms. Learn how it really works, why it exists, and how everyday people are using it to protect and grow their wealth — no charts, no jargon, no hype. Building Bitcoin Foundations Step by Step - Understand exactly how to start — from choosing the right platform to making the first purchase safely. People will get a guided walkthrough of trusted tools and simple strategies that anyone can follow. The Mindset and Strategy of a True Bitcoin Conqueror - Go beyond price speculation. Learn the long-term wealth-building principles and disciplined approach that helped Vlad go from uncertainty to financial freedom with Bitcoin — one clear move at a time. When asked about the reasons behind the decision to provide free training on such an in-demand topic, Vlad Castillo, Founder of Castegy & The Heights Project said, “Most people lose with Bitcoin because they overcomplicate it. My goal with this training is to give you the same simple, proven approach that’s helped me win consistently — without hype, stress, or endless noise.” Entrepreneurs, investors, and visionaries who want to gain confidence and clarity before diving into the Bitcoin world, can find the most up-to-date information about the free training at https://theheightsproject.com/. Customers who have specific questions about the training itself may contact The Heights Project via their website.