In the early days of NFT technology, the culture surrounding cryptocurrency was hamstrung but a tendency toward the subversive that made mainstream adoption difficult in many cases. Now, in 2025, as AI generation tools expand access to creative avenues, new NFT collections are being minted, as NFT artist JugOfMilk explains, that demonstrate a shift in that culture, away from the crude art style of the Bored Apes era and toward a more positivity-focused future.

One such collection of 10 exclusive NFTs was developed by JugOfMilk. Titled “Quirky Quokka”, it celebrates the playful side of the crypto community. The collection features a new mascot character joining the family of other Australian animals, brought to life by recently developed AI-powered image-to-video technology.

This new collection arrives ahead of sweeping changes to the regulatory and financial landscape in the NFT market. Initial hostility toward the crypto market has seemingly faded, leaving the door open for new, crypto-friendly policies to be rolled out worldwide, particularly from the new US administration, but also from the UK and Australian governments as well.

With these policies in place, the NFT market is undergoing a “renaissance” as creators find themselves once again able to confidently roll out new NFT projects utilizing the latest image generation technology. Individuals like JugOfMilk are also taking this opportunity to promote social responsibility initiatives and expand the utility of NFT technology, such as in the case of the ARTXV collective, the Kindred Hearts charity project, and many others.

As new technology expands the accessibility of image creation tools and more crypto enthusiasts are able to realize their artistic visions, creators like JugOfMilk hope to guide this next generation of DeFi into a more sustainable, more equitable state.

The Quokka joins the “Quirky Kangaroo” and “Quirky Sloth” as a part of the overall “Charming Critters of Crypto” collection, with more entries planned for the near future.

In the announcement regarding this collection, JugOfMilk stated, “With its mischievous grin and a knack for uniting communities, this NFT embodies the charm and charisma that quokkas are known for… The Quirky Quokka is more than an NFT — it’s a celebration of joy and the quirky side of crypto culture.”

The Quirky Quokka collection is open for bidding now on OpenSea at a floor price of 2 ETH at the time of writing. 10 units are available in the collection, though additional units may be minted depending on demand; view the Quirky Quokka project and the rest of the “Charming Critters of Crypto” series at the link in the description.

Disclaimer: The information provided on this page does not constitute investment advice, financial advice, trading advice, or any other sort of advice and it should not be treated as such. This content is the opinion of a third party and this site does not recommend that any specific cryptocurrency should be bought, sold, or held, or that any crypto investment should be made. The Crypto market is high risk, with high-risk and unproven projects. Readers should do their own research and consult a professional financial advisor before making any investment decisions.

Your phone rings and the caller claims to be from the IRS, demanding immediate payment for unpaid taxes. They sound official, maybe even a little threatening. Do you panic and pay up—or do you hang up?

Trustway Accounting just released a guide to tax scam prevention. It covers everything you need to know, from how scammers impersonate IRS officials to the exact steps you should take if you suspect fraudulent activity.

Tax scammers are counting on you to react out of fear. Every year, fraudsters pose as IRS representatives, using phone calls, emails, and even fake letters to trick taxpayers into handing over personal and financial information.

In 2023 alone, over 1 million tax returns were flagged for potential identity theft, and since 2012, criminals have stolen more than $11 billion in refunds, according to the IRS, a clear indication that tax-related scams are a growing threat.

One of the biggest red flags of a tax scam is how the so-called “IRS” reaches out to you. The guide makes it clear that the IRS does not initiate contact via phone, email, or text messages regarding unpaid taxes or audits. They will also never demand immediate payment through wire transfers, gift cards, or prepaid debit cards—common tactics used by scammers.

Instead, the IRS communicates with taxpayers through official written notices sent by mail on IRS letterhead. These letters provide details about any tax issues and include clear instructions on how to respond or verify their authenticity.

If you receive an unexpected notice or aren’t sure if an IRS message is legitimate, Trustway Accounting recommends that you take these steps:

Call the IRS directly – The IRS has a taxpayer helpline where you can verify any notices or claims about your tax return.

Scammers know that tax season is the perfect time to target unsuspecting individuals. With 140 million Americans filing returns by April 15, fraud attempts spiked between January and April.

That’s why the guide advises that you remain vigilant by adhering to these safety measures:

Never share your Social Security number, bank details, or credit card information over the phone or in an email;

Trustway Accounting provides tax planning, bookkeeping, and financial consulting services to help you stay one step ahead—not just during tax season, but all year round.

For more tips on recognizing and avoiding tax scams, check out the full guide at the website in the description.

As home insurance costs rise across Utah, it's time to investigate your options to find the right coverage at reasonable rates. a link Insurance Services, an independent insurance agency in Saratoga Springs, helps homeowners compare quotes and coverage options from over 20 trusted providers.

The need for smart insurance shopping has grown more pressing. Recent data from the National Bureau of Economic Research shows Utah County saw a 71.6% increase in median home insurance premiums over just three years.

When you work with a link Insurance Services, you get more than basic policy comparisons. The quote comparison process looks at your specific situation - from your property's location and local construction costs to regional factors like wildfire risk zones.

Your home insurance needs might include extended utility line coverage if you live in an older neighborhood, protection for valuable items, or enhanced loss of use coverage. a link helps you understand these options so you can make informed choices about your coverage.

The rising costs affect homeowners nationwide. Recent data from KSL Radio News shows median home insurance premiums increased 33% from 2020 to 2023. Utah's increase was even steeper at 52.28% across most counties. The Utah Insurance Department points to several factors: rising construction costs, more homes in high-risk areas, and other regional considerations.

a link looks at your property's specific features and circumstances to find appropriate coverage at competitive rates. Their Saratoga Springs office serves homeowners in nearby areas like Eagle Mountain. Beyond home insurance, you can also get help with car insurance, life insurance, and RV coverage.

Clients appreciate a link's approach. As one homeowner noted: "The whole team is extremely attentive and responsive to all my insurance questions and needs, and they have an awesome customer referral incentive program. a link helped me secure a home and auto policy with better coverage for less money than I was paying before."

Since 1959, a link Insurance Services has served residents and businesses across Utah, Colorado, Idaho, Arizona, Texas, Nevada, Wyoming and other states. Their independent agency status means they can offer quotes from multiple insurance providers to find you suitable coverage options.

Click on the link in the description to learn more.

If you're a property owner in Colorado, you may have noticed your insurance costs going up. This isn't just your imagination - Colorado homeowners currently face the nation's eighth-highest insurance premiums, according to recent Bankrate data. In fact, the average Colorado homeowner pays about $3,200 annually for coverage, which is notably higher than rates in neighboring states.

a link Insurance Services helps you understand these changes and find suitable coverage options. As a local independent agency operating since 1959, a link works with multiple insurance carriers to give you choices for your home and car.

The current insurance market in Colorado presents some unique challenges. The Colorado Division of Insurance reports that homeowner premiums increased 51.7% between January 2019 and October 2022, as noted by The Colorado Sun. Extreme weather events play a big part in this steep increase, with the state ranking second-highest in the country for hail-damage claims.

When you work with a link's independent agents, they look at specific factors that affect your insurance rates. This includes your property features, local weather patterns, and area-specific risks. The team analyzes these elements to help you select coverage that fits your situation.

Getting the right coverage matters more than getting the cheapest rate. a link's advisors review your property characteristics and lifestyle factors to recommend protection levels that make sense for your needs.

The agency's network of insurance carriers allows you to compare different options. Your independent agent will look at rates and coverage from various providers to show you choices that work for your specific circumstances.

a link maintains offices in Colorado Springs, Parker, and Saratoga Springs, serving clients across multiple western states, including Colorado, Utah, Idaho, Arizona, Texas, Nevada, and Wyoming. Their independent agents offer personal guidance for home, auto, business, life, and other personal insurance.

Recent client feedback highlights the value of working with independent advisors: "Exceptional service for our condo, auto and umbrella policies. They thoroughly explained our policies, advised us on how to decide, and empowered us to select the best insurance for us at a great rate. The service received from our previous broker did not even compare. I cannot recommend a link Insurance enough."

Click on the link in the description to learn more.

Welcome everyone! Today we're tackling investment planning - should you DIY or not?

Hey there! Today, we’re focusing on a topic that's vital for small and medium-sized businesses in Chicago. Have you ever wondered how accurate bookkeeping can impact your tax returns?

Looking for a luxury condo in Miami's Brickell district? Then, the new listing from Method Real Estate Advisors could be right up your alley! This west-facing 1-bedroom unit offers the best of Miami living with two spacious balconies, 1.5 bathrooms, and sweeping views of Biscayne Bay and the city's famous sunsets.

Step into this two-story residence, and you'll notice the open floor plan, high ceilings, and natural light flowing through sliding glass doors. The space features elegant white porcelain tile flooring throughout. The Italian kitchen stands out with its granite countertops and brand-new stainless steel appliances.

Head upstairs to find the bedroom, which opens onto its own private balcony. The full bathroom includes a relaxing rainfall shower, while downstairs, you'll find an additional powder room and the second balcony - perfect for entertaining or quiet evenings watching the sunset.

The Infinity building puts luxury living at your fingertips. You'll have access to resort-quality amenities: a refreshing pool, complete spa facilities, a modern fitness center, and convenient 24-hour valet parking. Your covered parking space comes included, and the building's advanced biometric security system adds peace of mind.

Want to stay connected to city life? The location puts you right where you need to be. Shops, restaurants, bars, and grocery stores are all within walking distance. Major highways and public transportation, including the Metromover and Metrorail, make getting around Miami simple.

The Miami real estate market looks promising for 2025. Florida Realtors reports that the Miami-Fort Lauderdale-Pompano Beach area ranks second among U.S. housing markets expected to grow next year. This growth comes from increasing appeal to younger buyers and steady inventory improvements.

This turnkey property works well for different needs. It comes partially furnished, but the furniture can be easily removed if you prefer to start fresh. The central location makes it attractive to renters, especially young professionals and UM medical students looking for quality housing in Brickell.

Method Real Estate Advisors delivers full-service real estate expertise across South Florida. With over $1.7 billion in sales volume and more than 3,400 completed transactions, the firm ranks among the top 1% of U.S. real estate teams.

Click on the link in the description to learn more.

Welcome to today’s episode, where we’ll be discussing how political changes are driving renewed interest in Gold IRAs. With the re-election of Donald Trump and the anticipation of policy reforms, many Americans are exploring ways to protect their retirement savings during times of uncertainty. One option that’s gaining attention is Gold IRAs. Let’s dive into what they are, why they’re becoming so popular, and how they work.

A Gold IRA is a self-directed individual retirement account that allows investors to hold physical gold, silver, and other precious metals as part of their retirement savings. Unlike traditional IRAs, which typically include stocks, bonds, and mutual funds, Gold IRAs provide a way to diversify with tangible assets. These accounts are managed by specialized custodians who ensure compliance with IRS regulations. And here’s the key part: Gold IRAs can be funded through rollovers or transfers from existing retirement accounts, like 401(k)s, without incurring penalties if done correctly.

Why are Gold IRAs gaining so much attention right now? Political transitions, like the re-election of Donald Trump, often lead to anticipated policy reforms in areas like taxation, trade, and economic regulation. These changes can create uncertainty in traditional financial markets, prompting investors to seek more stable options. Gold has historically been viewed as a "safe haven" asset during times of political and economic instability, making it a popular choice for those looking to protect their savings.

But it’s not just political factors driving this trend. Broader economic conditions are also playing a big role. Rising inflation, market volatility, and concerns about the strength of the dollar are all pushing people to explore alternative investments. Gold, as a tangible asset, offers a level of security that paper-based investments often can’t match. And Gold IRAs, in particular, combine the benefits of gold with the tax advantages of traditional retirement accounts.

Let’s talk about some of the key features of Gold IRAs. First, only specific gold and silver products are eligible for inclusion in a Gold IRA, ensuring compliance with IRS regulations. Second, these accounts are managed by custodians who handle the storage and security of the physical gold. And third, Gold IRAs offer flexible funding options. They can be funded through rollovers or transfers from traditional IRAs, Roth IRAs, or 401(k)s. This flexibility makes them an attractive option for those looking to convert their 401(k) to gold or diversify their retirement portfolios.

For those wondering how Gold IRAs compare to traditional retirement accounts, here’s the main difference: Traditional accounts focus on paper-based assets like stocks and bonds, while Gold IRAs allow for the inclusion of physical gold. This makes Gold IRAs a great option for those looking to hedge against inflation and market volatility. Gold has historically retained its value during economic downturns, offering a level of stability that traditional accounts may lack.

One of the most common questions about Gold IRAs is how to transfer funds from a 401(k) without incurring penalties. The process involves working with a qualified custodian to ensure compliance with IRS rules. By following the correct steps, individuals can roll over their 401(k) into a Gold IRA and take advantage of the benefits of holding physical gold in their retirement accounts.

If you’re interested in learning more about how to transfer a 401(k) to gold without penalties, there’s a detailed guide available that walks you through the process step by step. You can find it at iraphysicalgold.com. It’s a great resource for anyone considering this option.

Before we wrap up, let’s take a quick look at gold’s historical role as a safe haven. Gold has long been considered a reliable store of value during times of uncertainty. From economic recessions to political upheavals, gold has demonstrated its ability to maintain stability when other assets falter. This historical performance is one of the reasons why it continues to be a popular choice for retirement planning.

As political and economic changes continue to shape the financial landscape, Gold IRAs are emerging as a potential solution for those seeking stability and diversification. For anyone interested in learning more about Gold IRAs, including how to roll over a 401(k) or IRA into gold, detailed guidance is available. Again, check out the full article at iraphysicalgold.com.

That’s it for today’s episode. Thanks for tuning in, and don’t forget to subscribe for more insights on retirement planning, investment strategies, and the latest financial trends. See you next time.

In today’s uncertain economic climate, it pays to diversify your investment portfolio so you’re not solely at the mercy of an erratic stock market. It’s been a great 12 months for gold investors, and Doug Young’s Gold IRA Companies Bulletin is here to teach you everything you need to know about getting started in precious metal investing.

Read the latest review of Augusta Precious Metals and learn why it's Doug's top pick for Gold IRAs!

The guide condenses Doug's decades-long experience in precious metals and retirement planning to highlight some key factors you should consider when selecting a Gold IRA company.

Doug points out that both gold and silver rose in value by around 30% during 2024, with experts predicting this bull run will continue into 2025. The article explores why Augusta Precious Metals is well-placed to help you take advantage of this trend for your retirement savings.

Since its inception in 2012, Augusta has focused entirely on gold IRAs and has stuck to a commitment to educate its customers and prospective clients on economic trends and all the investment options open to them.

Doug says, “Financial advisors rarely include gold and silver in investment choices, because they do not always sell them. That prompted the company to develop a robust educational offering that includes a blog, video blog, series of educational videos, and most importantly, the free one-on-one web conference.”

Doug's guide highlights Augusta's spotless complaints record. The company has never received any official complaints through the Better Business Bureau (BBB) or the Business Consumer Alliance (BCA). The web is full of great reviews for the company too so you know you’re working with a serious operation with high standards.

Augusta Precious Metals has won numerous awards in recent years including Money Magazine's 'Best Overall Gold IRA Company' in 2023 and 2024 and was hailed as having the 'Most Transparent Pricing' by Investopedia. If you’re going to entrust large amounts of savings, you want to know you’re in safe hands. Augusta’s reputation speaks for itself.

The guide also shares some reviews of Augusta's customer care. A satisfied customer says, “The financial transactions were smooth and fully explained as we made our investment. Their patience and expertise were evident. The continued correspondence including the documentation of our investment purchase was very comforting.”

Doug highlights Augusta's streamlined process for setting up a gold IRA. Augusta agents complete around 95% of the necessary paperwork with you to ensure accuracy and compliance while the company's order desk provides detailed advice on investment options to help you make smart decisions based on real-time economic and market data.

The article points to other beneficial Augusta services, such as lifetime support for the duration of your account including interactions with custodians and storage facilities.

Read the guide in full today and visit the Gold IRA Companies Bulletin website for more useful resources for your precious metals investment journey.

Click the link in the description for more details.

As with telephones, television, banking, and virtually every facet of modern living, a lot has changed since the arrival of the 21st century. Have your retirement strategies evolved? Gone are the one-size-fits-all approaches focused solely on savings and pensions. Today’s retirees face a more complex landscape that demands a smarter, more contemporary solution.

You'll find that solution at Go Dial Re-tire. Their exclusive Second Life Planning services bring a holistic approach to retirement planning you won’t find anywhere else.

While just 20% of Americans possess a comprehensive retirement plan, 96% are confident they’ll have sufficient income in retirement. That’s a shocking number of people who are unprepared yet certain they’re ready. It’s natural to hope things will sort themselves out once the paychecks stop, but a better option is to partner with an expert, examine your financial picture, and create a reliable plan that delivers results.

As the specialists at Go Dial Re-tire emphasize, without a clear, goal-oriented retirement savings plan, you risk financial instability and may struggle to achieve your lifestyle goals.

The Second Life Plan philosophy addresses these concerns by integrating robust financial strategies with personalized coaching to support meaningful, fulfilling post-retirement living.

Cort Dial, co-founder of Go Dial Re-tire, explains:

“Retirement has long been seen as the final chapter in life—a time to rest and reflect. But today, this narrative no longer fits. Our Second Life Planning services empower individuals to align their financial resources with their personal aspirations, ensuring retirement is both stable and deeply fulfilling."

The Second Life Plan approach is built on two key pillars: Financial Security and Meaningful Living.

First, associates will develop a customized financial strategy to ensure a stable and sustainable income stream. Your plan will include tax-efficient income planning, asset management, and risk mitigation to preserve your desired standard of living during the decumulation phase.

Advanced strategies such as guaranteed lifetime income products, strategic Social Security claiming, and portfolio diversification help create resilience in supporting your required drawdowns.

All financial strategies are aligned with your goals and aspirations, ensuring retirement becomes a time of growth, purpose, and joy rather than decline.

Go Dial Re-tire was co-founded by Cort Dial, a licensed agent and retirement coach with over 30 years of experience coaching global executives, and Charlie Dial, a licensed agent and Summa Cum Laude graduate from Concordia University, who brings his academics and industry expertise to support the company’s mission of holistic retirement planning.

The Second LifePlan philosophy has already delivered measurable results, with retirees who implemented these strategies experiencing a 22% increase in annual spending capacity and reduced financial risks.

Is it time to put this modern approach to retirement planning to work for you?

Enjoy a more fulfilling, work-optional lifestyle with guidance from your personal Second Life Planner. By blending a tailored financial plan with supportive life coaching, Go Dial Re-tire will help you enjoy a personally fulfilling retirement journey replete with exploration and renewal, rooted in the peace of mind you deserve.

Planning for retirement doesn't need to be intimidating. With a Second Life Plan, you can build your dream plan and look forward to an abundant next chapter. Click on the link in the summary to find out more.