As usual, just my personal, fallible opinions. Never advice or recommendations, please always do your own research (DYOR).

This audio interview is for general interest only. It is not a recommendation or financial advice. I did NOT charge a fee, and I do NOT hold any H&T shares. I only interview companies that I think look interesting as potential investments to do further research on, and to learn more about the business model.

Results are due out in about a fortnight, so hopefully I can have an update chat again with H&T later this month.

Do leave your feedback, and any points where you think I could follow-up next time, plus of course your own opinions on H&T.

Chris Gillespie, CEO H&T Group (HAT)

Tough markets. As usual just my fallible personal opinions, never advice or recommendations. Please always DYOR.

Just my personal opinions, which may turn out to be right or wrong, because things change on a daily basis. Never advice or recommendations, and please always do your own research (DYOR).

Just one podcast today, for both free and premium members, due to time constraints.

As always, just my personal opinions, never advice or recommendations!

Just my fallible personal opinions, never advice or recommendations. Please DYOR.

As always, just my fallible personal opinions, never advice or recommendations. Please always do your own research (DYOR).

As usual, just my personal views, never advice or recommendations. Please DYOR.

As always, just my fallible personal opinions, never advice or recommendations. Please always DYOR.

As always, just my fallible personal opinions, never advice nor recommendations. Please always do your own, more detailed research.