Unbroke Property & Finance

If 2024 is the year you'd like to purchase a property, this episode is for you. In this episode we step through the process of purchasing a home, untangle the web that is property jargon from LVRs, LMI and Borrowing Capacity through to the different ways to purchase a property with a deposit of less than 20%.

Links
https://www.unbroke.com.au/
https://www.instagram.com/unbroke_au/
https://www.tiktok.com/@unbrokefinance

Disclaimer
This video provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All data quoted in this video has been sourced from CoreLogic.

It's 2024! After a holiday break we're back for another season of the Unbroke podcast. In this episode we discuss what we're seeing in the market, talk about what we might expect to see in 2024 and have some general chit chat as per usual.

Links
https://www.unbroke.com.au/
https://www.instagram.com/unbroke_au/
https://www.tiktok.com/@unbrokefinance

Disclaimer
This video provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All data quoted in this video has been sourced from CoreLogic.

It's the end of 2023!

In this episode we take a look back at what happened in the property market and the broader economy in 2023, breaking down everything from interest rates and inflation to migration trends and some ponderings about what might be in store for 2024. 

Thanks for all of the support this year! We can't wait for what's next :) 

Links
https://www.unbroke.com.au/
https://www.instagram.com/unbroke_au/
https://www.tiktok.com/@unbrokefinance

Disclaimer
This video provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All data quoted in this video has been sourced from CoreLogic.

Episode 9 is all about First Home Buyer Schemes! From government grants to guarantor loans, we break down al of the different ways to get into the market sooner by taking advantage of government and lender schemes.

Links
https://www.unbroke.com.au/
https://www.instagram.com/unbroke_au/
https://www.tiktok.com/@unbrokefinance

Disclaimer
This video provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All data quoted in this video has been sourced from CoreLogic.

In today's episode we discuss how to enjoy your life and spend money on the things you love while still saving towards your longer term goals.

Links
https://www.unbroke.com.au/
https://www.instagram.com/unbroke_au/
https://www.tiktok.com/@unbrokefinance

Disclaimer
This video provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All data quoted in this video has been sourced from CoreLogic.

Are you interested in buying property, but prices where you live seem out of reach? In this episode we talk about the concept of rentvesting, which is buying an investment property in a more affordable area, and renting where you want to live.

Links
https://www.unbroke.com.au/
https://www.instagram.com/unbroke_au/
https://www.tiktok.com/@unbrokefinance

Disclaimer
This video provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All data quoted in this video has been sourced from CoreLogic.

Episode 6 is all about learning the factors that contribute to your borrowing capacity, or how much a lender is willing to lend to you based on your income, liabilities and assets.

Links
https://www.unbroke.com.au/
https://www.instagram.com/unbroke_au/
https://www.tiktok.com/@unbrokefinance

Disclaimer
This video provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All data quoted in this video has been sourced from CoreLogic.

Episode 5 has arrived! In this episode we talk through 10 tips for first home buyers, from budgeting, to government schemes and key property terms you need to know.

Links
https://www.unbroke.com.au/
https://www.instagram.com/unbroke_au/
https://www.tiktok.com/@unbrokefinance

Disclaimer
This video provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All data quoted in this video has been sourced from CoreLogic.

In this episode we discuss the process of buying a home, from understanding your financials through to pre-approval, final approval and settlement.

Links
https://www.unbroke.com.au/
https://www.instagram.com/unbroke_au/
https://www.tiktok.com/@unbrokefinance

Disclaimer
This video provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All data quoted in this video has been sourced from CoreLogic.

Nationally, dwelling values have increased 382% over the past 30 years, or in annual compounding terms, rising by 5.4% on average since July 1992. In this episode we discuss:

• House price trends over the last 30 years
• The impacts of inflation and interest rates
• Population changes and how these change the property landscape
• How the market is looking in 2023

Links
https://www.unbroke.com.au/
https://www.instagram.com/unbroke_au/
https://www.tiktok.com/@unbrokefinance

Disclaimer
This video provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. All data quoted in this video has been sourced from CoreLogic.