What was planned to be a discussion on the interest rate increase took a different turn and led us into talking about alternative investments.

Vehicle financing can be a confusing topic, but it's an important one for anyone in the market for a new car. In this video, we'll break down the different types of vehicle financing options available and provide you with tips on how to secure the best possible deal. Whether you're looking to buy or lease, our expert advice will help you make an informed decision about financing your next vehicle.

A joint bond is a bond guaranteed by at least two parties. The income and credit records of all parties are assessed by the bank during the home loan application process. In the case of a couple, if one party defaults, the other will be responsible for the entire bond payment.

Buying your first home can be sometimes scary and exhausting especially because it can become a lengthy process with additional fees that one needs to pay for upfront. 

In this episode we try to make things a little bit easier for you by telling you what you should expect and how to deal with potential problems that might come up. 

Bank scams require that you share personal financial information with a scammer, install malware on your devices, or use unverified checks and other banking material. This is becoming a regular thing in South Africa so one needs to be extremely alert with information that they decide to share with the public. 

In this episode, Thami and I share our awful experiences regarding this topic, so please do not learn the hard way like we did. 

Given our current economic situation, crime is running rampant in our streets as well as the virtual world. It is then of utmost importance that we avoid "get rich quick schemes" because they will leave you at a far worse situation than before.

A Ponzi scheme is a fraudulent investing scam promising high rates of returnwith little risk to investors. A Ponzi scheme is a fraudulent investing scam which generates returns for earlier investors with money taken from later investors. This is similar to a pyramid scheme in that both are based on using new investors' funds to pay the earlier backers.

On this episode we discuss different types of annuities such as life and living annuities. For instance, a living annuity is an investment. Once the funds have been set up in the living annuity structure, the annuitant is obliged to draw a regular income on a monthly, quarterly, or annual basis, and the onus of ensuring that they don't run out of capital rests with them.

Retirement may seem like a distant phase in your life if you are under 30, or even a missed opportunity to save for if you are over 40, but investing in your future is a life decision that is never too late to make. If you’re thinking about saving for your future, you will undoubtedly have many questions. In our Retirement Savings Series we will help you understand why you should save for retirement, and how you can get started — regardless of your age or life stage.

Just as some people exercise more when they have an exercise buddy, others find it easier to save when they do it in a group. For the undisciplined spender who is constantly cashing in their savings, a stokvel, or group savings club, could be the answer. But stokvels are worth taking note of for another reason. Did you know that money saved in a stokvel account often benefits from better interest rates and lower fees than you would pay if you put your money in a regular account? Sound good? This is what you need to know if you want to start a stokvel.

Property stokvels can be used for home purchasing, buying and leasing, investing in vacant land or creating a property investment portfolio to generate annuity income for members. It allows members to have capital that can be used to cover the big costs associated with property ownership.