In this story, the kindly rabbit Uncle Wiggily is hungry and seeking his fortune when he is first generously fed breakfast by a colony of ants. He then finds a shiny penny, thinking his fortune is starting, but quickly encounters a lost chipmunk who is crying because she can't find her home and has also lost her penny. Realizing the penny he found belongs to the distressed chipmunk, Uncle Wiggily selflessly gives it back to her and helps her find her way home, illustrating themes of kindness, generosity, and the importance of helping others in need.