Under One Roof

Under One Roof

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Under One Roof episodes

  • How to make YOUR offer stand out

    This week on Under One Roof MTL, we're talking about housing affordability, how to make your offer stand out, as well as protecting yourself as a homeowner in the event of a divorce or separation.

    38 min
  • Interest rates, downsizing, and avoiding becoming house poor

    This week on Under One Roof, we're talking about inflation falling to 2.3%, and how this may or may not impact the Bank of Canada's next interest rate announcement on March 18th.

    We also look at whether or not it's still possible (and economical) to downsize in Montreal, and what to do if you're feeling house poor these days.

    37 min
  • What to do if your bank turns you down for a mortgage

    This week on Under One Roof, we're going over the January 2026 real estate market numbers for Montreal, so that buyers and sellers know what the current trends are, as well as what to expect in the coming months.

    We also look at what renovations offer the biggest bang for your buck, as well as what to do if the bank turns you down for a mortgage.

    36 min
  • Older home red flags and pre-approval documents

    This week on Under One Roof MTL, Robyn, Fred and LJ react to the Bank of Canada's first of eight interest rate announcements. Was staying the course the right move? And what should Canadians expect from the rest of 2026?

    Plus, LJ breaks down the red flags you should be on the lookout for when trying to purchase an older property in Montreal, from old wiring to asbestos issues.

    And, Martin runs down all of the documents that you need to get pre-approved for a mortgage.

    32 min
  • December inflation crept up to 2.4% - should Canadians be worried?

    This week on Under One Roof MTL, we're talking about the latest inflation data, which indicates a 2.4% upward tick for the month of December. Is this cause for concern?

    Plus, LJ talks about what to do when a listing goes stale, and when you should start to worry.

    And, Fred and Martin share some of the most common questions they get asked as mortgage brokers.

    38 min
  • Buying pre-construction and renewing your mortgage as a self-employed individual

    This week on Under One Roof MTL, LJ runs down the Q4 Montreal real estate market numbers for us, analyzing what they mean for both buyers and sellers. We also discuss the fact that 60% of Canadian homeowners will need to renew their mortgage in 2026, and what they can do to prepare.

    Plus, if you've ever thought about buying pre-construction, you're going to want to hear what LJ has to say about the pros and cons that come with buying a home before it's been built. And, Fred and Martin have some advice for self-employed individuals who are trying to get or renew a mortgage.

    37 min
  • Where is the Canadian housing market headed in 2026?

    This week on Under One Roof MTL, Fred, Martin, LJ and Robyn try to predict what will happen with interest rates and the Canadian economy in 2026. We also explain what condo fees are, where that money goes, and why condo owners sometimes end up with 4 and 5 figure special assessments.

    We're also joined by Robert Hogue, assistant chief economist at RBC, to break down where Canada's economy is headed in 2026, and what this means for the national housing markets.

    33 min
  • 2025 Year in Review

    This week on Under One Roof, we're taking a look back at some of the biggest mortgage and real estate stories of 2025. From changes to condo and mortgage rules, to shifts in the Montreal real estate market, LJ, Fred and Martin break everything down for you, and tie it up with a neat little bow, just in time for the holidays!

    41 min
  • Downsizing and preparing for the future

    This week on Under One Roof, LJ, Fred and Martin try to predict what the Bank of Canada will do with its final interested rate announcement this week. Plus, why are so many first-time homebuyers in the dark when it comes to closing costs?

    We also discuss downsizing, and how to know if it's the right move for you. And, we're joined by best-selling author Jessica Moorhouse, to talk about the financial future of young Canadians, and how they can best set themselves up for success.

    37 min

About Under One Roof

From the publisher's feed

Under One Roof, hosted by Robyn Flynn, featuring LJ Aguinaga (LJ Realties), Martin Spalding and Fred Pichette (Fred et Martin Hypothèques), expertly guides listeners through the intricate maze of home…