Under One Roof

This week on Under One Roof MTL, we discuss interest rates, and the impact that the continued threat of tariffs from the United States could have on Canada's economy.

We also get into everything first-time homebuyers should know before they start looking for a house or condo. From the right questions to ask, to scheduling consultations with real estate and mortgage brokers, to repairing damaged credit, Fred, Martin and LJ have you covered!

This week on Under One Roof MTL, we discuss the 25% tariffs that Donald Trump levied against Canada over the weekend, and what sort of impact they might have on the Canadian economy, and interest rates.

We also discuss the Bank of Canada's most recent interest rate announcement, a 25 basis point cut, and predict what might happen with the rest of their announcements this year.

This week on Under One Roof MTL, we discuss inflation dipping to 1.8% in December, and how this might impact the Bank of Canada's next interest rate announcement.

We also talk about whether your interest rate or your loan conditions are the most important part of your mortgage, as well as rising Montreal rents, and the luxury real estate market boom.

This week on Under One Roof MTL, we offer advice for the 1.2 million Canadians whose mortgage comes up for renewal in 2025. What should you do to prepare, and how soon should you speak with a mortgage broker about your refinancing options?

Plus, we take a look at the Q4 real estate market numbers for Montreal, and answer YOUR questions!

We're baaaack! Join LJ Aguinaga (LJ Realties), Martin Spalding (Fred and Martin Mortgages) and Robyn Flynn (Robyn Flynn Media) for our first episode of Under One Roof MTL for 2025.

This week, we try to predict what will happen with interest rates in 2025, as well as what we think home prices will do this year. And, how will the political uncertainty here in Canada and across the globe impact the Canadian real estate market... and yes, we do also discuss president-elect Donald Trump's threats to make Canada the 51st state. Could this actually happen!?

2024 was a busy year for mortgages and real estate. Homeowners saw decreasing interest rates, changes to the rules surrounding purchasing and selling homes. This week on Under One Roof MTL, we recap everything that happened in 2024, and look ahead to what we expect in 2025.

This week of Under One Roof MTL is a very special edition: home economics class is in session!

Among the topics covered in this week's show:

• Household budget management - tips on allocating income, tracking spending, and using tools to stay financially organized.

• Credit and debt management - insights on responsible credit use and debt management to maintain a healthy financial standing - building good credit, avoiding high-interest debt, and borrowing wisely.

• Mortgages and homeownership - help individuals determine affordability, compare mortgage options, and plan for successful homeownership.

• Insurance - how insurance protects against unforeseen risks and financial setbacks.

• Paying taxes - income, municipal, and school taxes to ensure compliance, avoid penalties, and encourage better financial planning.

• Saving and investing - the importance of saving for financial security and investing to build long-term wealth.

This week on Under One Roof MTL, we discuss the federal government's planned two-month GST break for Canadians, as well as the $250 checks they'll be cutting in the new year. Plus, with inflation up, what do we expect the Bank of Canada to do with their final rate announcement for 2024? And, everything you need to know about refinancing your mortgage to consolidate your debts.

This week on Under One Roof MTL, we talk about the current mortgage landscape, and whether or not the big banks are headed for a mortgage war. Also, we go over the pros and cons of a 10-year fixed mortgage, and discuss what will happen to all of the vacant office space now that most people either work from home, or only go into the office a few days a week.

This week on Under One Roof MTL, we discuss the impact of the US presidential election on the global economy, as well as the real estate market here in Canada. Plus, over 1.2 million mortgages are coming up for renewal next year. We help walk you through what to expect as homeowners. And, we chat about the difference in net work between homeowners and renters. The difference is staggering and might shock you!