In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Kim Carrigan break down how annuities work and the role they can play in retirement planning. They explain the four main types of annuities, how they are issued by insurance companies, and the key differences between fixed, fixed indexed, variable, and immediate options. The conversation also covers common misconceptions, fees, and the importance of understanding what you own and why it fits your overall financial plan. 

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