Welcome back to Portfolio Talks! In this episode, we break down key financial topics that impact your wealth-building strategy.

🔹 What You’ll Learn:

✅ Why Canada’s capital gains tax increase has been paused—what it means for you

✅ How compounding interest works and how to make it work for you

✅ Smart mortgage strategies: reducing your amortization, paying down debt, and leveraging your home equity

✅ How to use RRSP refunds effectively (spoiler alert: don’t buy a boat!)

📢 Actionable Tips:

✔️ Keep your mortgage payments steady even when rates drop to pay down more principal

✔️ Use lump sum payments or RRSP refunds strategically to accelerate financial growth

✔️ Avoid lifestyle inflation—make smart financial choices that compound over time

💡 If you found this episode valuable, don’t forget to:👍 Like | 🔔 Subscribe | 📩 Share this with someone who needs to hear it!

🎙 Got questions? Drop them in the comments or check out Portfolio Planning