Welcome back to Portfolio Talks! In this episode, we break down key financial topics that impact your wealth-building strategy.

🔹 What You’ll Learn:

✅ Why Canada’s capital gains tax increase has been paused—what it means for you

✅ How compounding interest works and how to make it work for you

✅ Smart mortgage strategies: reducing your amortization, paying down debt, and leveraging your home equity

✅ How to use RRSP refunds effectively (spoiler alert: don’t buy a boat!)

📢 Actionable Tips:

✔️ Keep your mortgage payments steady even when rates drop to pay down more principal

✔️ Use lump sum payments or RRSP refunds strategically to accelerate financial growth

✔️ Avoid lifestyle inflation—make smart financial choices that compound over time

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🎙 Got questions? Drop them in the comments!

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