🚀 In this episode of the Mr. Deed Podcast, Omar Andreasen sits down with Scott Fosgate, Florida Area Manager at Atlantic Bay Mortgage Group, to break down today’s mortgage market, interest rate strategies, points and buy-downs, PMI myths, appraisal disputes, and creative affordability tactics. With 25 years of experience in the mortgage industry, Scott shares insider knowledge that buyers, investors, and agents can immediately apply. Plus — stay until the end for Scott’s unforgettable experience on Double Dare!

🎧 Hosted by: Omar Andreasen

👤 Guest:🏡 Scott Fosgate – Florida Area Manager, Mortgage Expert

Scott Fosgate is the Florida Area Manager at Atlantic Bay Mortgage Group with 25 years of experience in the mortgage industry. A third-generation Floridian and Sewanee graduate, he founded Edgewater Financial Group in 2004 and later served as a Senior Loan Officer and Branch Manager at FBC Mortgage.

💡 What You’ll Learn:

✔️ What paying mortgage points really means — and when it makes sense

✔️ How seller credits can improve affordability

✔️ The truth about PMI (FHA vs. Conventional)

✔️ How appraisal reconsiderations actually work

✔️ Creative strategies like recasting loans & upfront underwriting

🎵 Whether you're an investor, agent, or homebuyer, this episode offers valuable insights!

💼 Connect with Scott Fosgate:

📘 Facebook → https://www.facebook.com/sfmortgageteam

🔗 LinkedIn → https://www.linkedin.com/in/scott-fosgate-mortgage-pro/

🎙 Follow Omar Andreasen – Mr. Deeds Podcast:

🌐 Website → https://www.omarandreasen.com/

📘 Facebook → https://www.facebook.com/omar.andreasen

📷 Instagram → https://www.instagram.com/omar_andreasen/

🔗 LinkedIn → https://www.linkedin.com/in/omarandreasen/
🔖 Don’t Forget to LIKE 👍, SUBSCRIBE 🔔 & COMMENT 💬 Below!

💎 Produced by Icons of Real Estate – https://iconsofrealestate.com/