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π In this episode of the Mr. Deed Podcast, Omar Andreasen sits down with Scott Fosgate, Florida Area Manager at Atlantic Bay Mortgage Group, to break down todayβs mortgage market, interest rate strategies, points and buy-downs, PMI myths, appraisal disputes, and creative affordability tactics. With 25 years of experience in the mortgage industry, Scott shares insider knowledge that buyers, investors, and agents can immediately apply. Plus β stay until the end for Scottβs unforgettable experience on Double Dare!
π§ Hosted by: Omar Andreasen
π€ Guest:π‘ Scott Fosgate β Florida Area Manager, Mortgage Expert
Scott Fosgate is the Florida Area Manager at Atlantic Bay Mortgage Group with 25 years of experience in the mortgage industry. A third-generation Floridian and Sewanee graduate, he founded Edgewater Financial Group in 2004 and later served as a Senior Loan Officer and Branch Manager at FBC Mortgage.
π‘ What Youβll Learn:
βοΈ What paying mortgage points really means β and when it makes sense
βοΈ How seller credits can improve affordability
βοΈ The truth about PMI (FHA vs. Conventional)
βοΈ How appraisal reconsiderations actually work
βοΈ Creative strategies like recasting loans & upfront underwriting
π΅ Whether you're an investor, agent, or homebuyer, this episode offers valuable insights!
πΌ Connect with Scott Fosgate:
π Facebook β https://www.facebook.com/sfmortgageteam
π LinkedIn β https://www.linkedin.com/in/scott-fosgate-mortgage-pro/
π Follow Omar Andreasen β Mr. Deeds Podcast:
π Website β https://www.omarandreasen.com/
π Facebook β https://www.facebook.com/omar.andreasen
π· Instagram β https://www.instagram.com/omar_andreasen/
π LinkedIn β https://www.linkedin.com/in/omarandreasen/
π Donβt Forget to LIKE π, SUBSCRIBE π & COMMENT π¬ Below!
π Produced by Icons of Real Estate β https://iconsofrealestate.com/
By Omar Andreasenπ In this episode of the Mr. Deed Podcast, Omar Andreasen sits down with Scott Fosgate, Florida Area Manager at Atlantic Bay Mortgage Group, to break down todayβs mortgage market, interest rate strategies, points and buy-downs, PMI myths, appraisal disputes, and creative affordability tactics. With 25 years of experience in the mortgage industry, Scott shares insider knowledge that buyers, investors, and agents can immediately apply. Plus β stay until the end for Scottβs unforgettable experience on Double Dare!
π§ Hosted by: Omar Andreasen
π€ Guest:π‘ Scott Fosgate β Florida Area Manager, Mortgage Expert
Scott Fosgate is the Florida Area Manager at Atlantic Bay Mortgage Group with 25 years of experience in the mortgage industry. A third-generation Floridian and Sewanee graduate, he founded Edgewater Financial Group in 2004 and later served as a Senior Loan Officer and Branch Manager at FBC Mortgage.
π‘ What Youβll Learn:
βοΈ What paying mortgage points really means β and when it makes sense
βοΈ How seller credits can improve affordability
βοΈ The truth about PMI (FHA vs. Conventional)
βοΈ How appraisal reconsiderations actually work
βοΈ Creative strategies like recasting loans & upfront underwriting
π΅ Whether you're an investor, agent, or homebuyer, this episode offers valuable insights!
πΌ Connect with Scott Fosgate:
π Facebook β https://www.facebook.com/sfmortgageteam
π LinkedIn β https://www.linkedin.com/in/scott-fosgate-mortgage-pro/
π Follow Omar Andreasen β Mr. Deeds Podcast:
π Website β https://www.omarandreasen.com/
π Facebook β https://www.facebook.com/omar.andreasen
π· Instagram β https://www.instagram.com/omar_andreasen/
π LinkedIn β https://www.linkedin.com/in/omarandreasen/
π Donβt Forget to LIKE π, SUBSCRIBE π & COMMENT π¬ Below!
π Produced by Icons of Real Estate β https://iconsofrealestate.com/