This week, Gerry and Heidi discuss the ABC's of retirement planning. They cover topics such as IRAs and the difference between traditional and Roth IRAs. They also explain qualified and non-qualified accounts and the importance of understanding the tax implications of each. The conversation concludes with a discussion on Required Minimum Distributions (RMDs) and the penalties for not taking them. Overall, the episode provides valuable information for individuals who are serious about their retirement planning.

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