In this episode of AML Conversations, John Byrne speaks with Thalia Malmberg and Sangeeta Goswami from the Human Security Collective about the ripple effects of global AML/CFT frameworks on nonprofit organizations. The discussion explores FATF Recommendation 8, recent revisions aimed at reducing harm, and the challenges of striking a balance between security and financial inclusion. Learn why unintended consequences matter, how they affect humanitarian efforts worldwide, and what financial institutions can do to foster risk-based approaches without stifling legitimate charitable work.