Malachi 3:10-12

GIVING is the lifeblood of a believer.

A STEWARD is a manager.

A TITHE is 10% of your income for the local church.

God did not design giving because He needs it or because the church needs it. God designed giving because we need it!

Giving makes us more like CHRIST.

Giving is a reminder of OWNERSHIP.

Giving is a form of praise and WORSHIP.

Giving is spiritual WARFARE.

Financial Peace University (Dave Ramsey)

 Baby Step 1 – $1,000 to start an Emergency Fund

 Baby Step 2 – Pay off all debt using the Debt Snowball

 Baby Step 3 – 3 to 6 months of expenses in savings

 Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement

 Baby Step 5 – College funding for children

 Baby Step 6 – Pay off home early

 Baby Step 7 – Build wealth and give!

The rich rules over the poor, and the borrower is slave to the lender.
Proverb 22:7

“We spend the first five to seven years of our marriage trying to attain the same standard of living as our parents after it took them thirty-five years to get there.”
Larry Burkett

Allow no sleep to your eyes, no slumber to your eyelids. Free yourself, like a gazelle from the hand of the hunter, like a bird from the snare of the fowler.
Proverbs 6:4-5

Get GAZELLE INTENSE.

Use the Debt SNOWBALL.

Quit BORROWING money.

Start SAVING money.

SELL something.

Find a part-time JOB.

PRAY – It really works!

Hope deferred makes the heart sick, but when desire comes, it is the tree of life.
Proverbs 13:12

Get on a budget.

Get out of debt.

Build quality relationships.

Save and invest.

Give generously.