Unleash Your True Value®

Earlier this year, I made a commitment to breaking money silence on diversity and inclusion on my podcast and using my platform to give a voice to people of color, the LGBTQ+ community, and other marginalized groups. This month I am launching a six-episode series called Breaking Money Silence® on Diversity and Inclusion. My guests will be discussing their struggles and triumphs as it relates to a variety of topics including:

The roadblocks women entrepreneurs of color face when trying to access funding for their businesses

The wealth gap and why we need innovative career training for black and brown young girls and boys to be competitive in STEM

What it’s like growing up as a biracial ballet dancer in the white affluent community and the importance of inclusivity in the arts

And more!

A special thanks to our series' sponsors:

 

Did you know that one in three 65-year-olds live into their 90’s, but few can afford it? AgeUp provides supplemental income to help fill in the financial gaps that come with a long life. To find out more, visit Age-Up.com.

Held to the fiduciary standard of care, Copper Leaf develops a financial plan specifically for you integrating every aspect of your life. They offer comprehensive wealth planning services including sustainable investing solutions. To find out more, visit CopperLeafFinancial.com.

As someone with white privilege, I am a work in progress; therefore, I want to thank my guests for their compassion, patience, and willingness to share their stories with me and my audience. And my sponsors for supporting the quest toward an equitable world.

Make sure you subscribe at podcast.breakingmoneysilence.com or on your favorite podcast app as you won’t want to miss any of these episodes!

The last episode in our series, Breaking Money Silence® on Longevity, focuses on elder financial abuse and fraud. Between $2.9 Billion to $36.5 Billion is lost due to the abuse of seniors and 60% of the perpetrators are members of the victim’s family. Listen in as Hayden McCoy, CFP®, Founder of Synergy Wealthcare Solutions, shares her personal story and how this experience led to a career in fighting financial crimes as a financial planner. She shares data regarding the financial and human cost of these crimes, the psychology of the fraudster, and most importantly, how to talk to a loved one about this issue when you are concerned.

 

This episode is sponsored by AgeUp. Did you know that one in three 65-year-olds live into their 90’s, but few can afford it? AgeUp provides supplemental income to help fill in the financial gaps that come with a long life. To find out more, visit Age-Up.com.

 

 

Show Notes:

Finding a trustworthy advisor:

SEC Broker Check website https://www.sec.gov/investor/brokers.htm

CFP Board Verification: https://www.cfp.net/verify-a-cfp-professional

Resources about elder fraud:

Hayden McCoy’s website: www.synergywealthcaresolutions.com*

SEC Broker Check website: https://www.sec.gov/investor/brokers.htm

Department of Justice: https://www.justice.gov/elderjustice

Consumer Protection Bureau: https://www.consumerfinance.gov/

American Association of Retired Persons (AARP): https://www.aarp.org/money/

The Perfect Scam Podcast: https://www.aarp.org/podcasts/the-perfect-scam/

Elder Fraud Prevention Handout - Advisors (click here to download)

Elder Fraud Prevention Handout - Seniors (click here to download)

Our Guest's Bio:

Hayden McCoy believes you don’t need a cape to be a crime-fighter. Her heart’s mission is combating financial crime, especially elder fraud.

For over a decade, Hayden worked in Europe as a controller and consultant, specializing in fraud and financial crime. In 2016, she left the corporate grind to help her mother manage her post-divorce life and finances. Little did Hayden realize this decision would shape a career in financial planning, and a passion for combating elder fraud.

Hayden holds degrees in economic finance and forensic accounting. She is a Certified Financial Planner®, Certified Fraud Examiner, Certified Anti-Money Laundering Specialist, Enrolled Agent, and Certified Tax Coach. She runs her Texas-based advisory firm and works as a part-time CFO from Prague, Czech Republic.

Be sure to sign up for the Breaking Money Silence® podcast and not miss an episode! 

*Note: Hayden's website is being updated. You can e-mail her directly at [email protected] until it is fully operational.

In this episode*, I interview Dr. Louise Aronson, the author the New York Times bestseller, Elderhood: Redefining Aging, Transforming Medicine, and Reimagining Life. Listen in as we discuss how society’s negative views about aging impacts how we care for seniors and approach the third stage of life. The cost to individuals, especially women, is high but all of us can take steps to treat ourselves and our aging parents better. It starts by shifting your age mindset, planning for a long life, and embracing all the good that comes with elderhood.

 

 

This episode is sponsored by AgeUp. Did you know that one in three 65-year-olds live into their 90’s, but few can afford it? AgeUp provides supplemental income to help fill in the financial gaps that come with a long life. To find out more, visit Age-Up.com.

(*Dr. Aronson’s was gracious enough to fit this podcast interview into during her extremely busy COVID-19 healthcare responsibilities. Please be patient with the audio as its less than ideal given the setting, but the content is top notch like her work!)

Our guest’s bio:

Louise Aronson, MD MFA, is a leading geriatrician, writer, educator, professor of medicine at UCSF and the author of the New York Times bestseller and Pulitzer Prize finalist book, Elderhood: Redefining Aging, Transforming Medicine, and Reimagining Life. A graduate of Harvard Medical School, Dr. Aronson has received the Gold Professorship in Humanism in Medicine, the California Homecare Physician of the Year award, and the American Geriatrics Society Clinician-Teacher of the Year award. In addition to her clinical practice and teaching, she currently leads the AGE SELF CARE program, UCSF Medical Humanities, and is the clinical lead for the Senior branch of the San Francisco Department of Public Health COVID-19 response. Her writing credits include the New York Times, Atlantic, Washington Post, Discover, Vox, JAMA, Lancet, and the New EnglandJournal of Medicine, and she has been featured on NPR’s Fresh Air, TODAY, CBS This Morning, Morning Edition, Politico, Kaiser Health News, Tech Nation, and the New Yorker. For more information, visit www.louisearonson.com.

Be sure to sign up for the Breaking Money Silence® podcast and not miss an episode! 

Disclosure: Please note that the links above may be affiliate links, and at no additional cost to you, I will earn a commission if you decide to make a purchase after clicking through the link.

In this 100th podcast episode, I celebrate two women in my life who have lived to 100 years old and beyond with Dr. Amy, a life transitions expert. My Nana Mo and my Great Aunt Alice, each from different sides of my family lived to be 103 and 104 respectively. These women role modeled what it meant to be a feminist before it was fashionable. Dr. Amy shares her insights as to how to live a long, rewarding life and how having essential conversations with family members helps you share your legacy of stories, memories, and values. The first of a 3-part series on Breaking Money Silence® on Longevity, this episode is not to be missed! 

This episode is sponsored by AgeUp. Did you know that one in three 65-year-olds live into their 90’s, but few can afford it? AgeUp provides supplemental income to help fill in the financial gaps that come with a long life. To find out more, visit Age-Up.com.

Show Notes:

Books mentioned:

Living to 100 Authors: Dr. Tom Perls, Dr. Margery H. Silver, with John Lauerman 

Aging with Grace: What the Nun Study Teaches Us About Leading Longer, Healthier, and More Meaningful Lives  Author: David Snowden

Dr. Amy’s Plan B Question:

If there was a shift in my health or mobility, or the health and mobility of someone I love, what might I do differently?

Dr. Amy S. D’Aprix, MSW, PhD, CPCA, is a life transitions expert and an internationally renowned authority on lifestyle issues relating to retirement, estate planning, aging, caregiving, and family dynamics.  “Dr. Amy,” as she is affectionately known, has worked with the financial services industry for more than twenty years, both with advisors and as a keynote speaker at client events. She has authored the book From Surviving to Thriving: Transforming Your Caregiving Journey and co-recorded a CD with an accompanying workbook titled, Building the Bonds of Friendship in Midlife and Beyond. She is also the creator of the Life Memories Journal and Caring Cards to inspire more meaningful inter-generational conversations. Dr. Amy is a frequent guest on radio and TV shows and has written numerous articles for print and online publications.  For more information, visit dramy.life.

Be sure to sign up for the Breaking Money Silence® podcast and not miss an episode! 

Disclosure: Please note that the links above may be affiliate links, and at no additional cost to you, I will earn a commission if you decide to make a purchase after clicking through the link.

In this episode, I interview Dave Bruno, venture capitalist, ex-ski racer, and male ally, about why he thinks women entrepreneurs should go big or go home. He believes women should embrace more risk and dare to fail. Dave’s mother demonstrated female resilience and perseverance and fueled his belief that women make great business leaders. 

Show Notes:

Book Recommendation:

Yes, You Can Do This! How Women Start Up, Scale Up, and Build The Life They Want (Techstars) by Claudia Reuter

Gen Y Rising Stars:

Sheena Allen, Entrepreneur. Founder of CapWay (Fintech)

Carey Anne Nadeau, CEO & Founder Ometry

Dave Bruno is an entrepreneur, finance industry expert, and influencer with over 15 years at Credit Suisse and UBS in front office and operational roles. Dave was Head of Innovation at UBS Wealth Management globally, responsible for releasing multiple new business models and products in the UK, Singapore, Hong Kong, Germany, and Switzerland. He also built the Swiss stock exchange’s new digital and innovation unit and investment fund and its F10 FinTech Accelerator, which has taken 10+ companies successfully through their first $2.5m seed investment rounds. David holds his Bachelor’s of Business Administration from the University of Massachusetts Isenberg School of Management, and is a U.S. Certified Public Accountant. You can connect with Dave on LinkedIn.

 

Be sure to sign up for the Breaking Money Silence® podcast and not miss an episode! 

Disclosure: Please note that the links above may be affiliate links, and at no additional cost to you, I will earn a commission if you decide to make a purchase after clicking through the link.

As millennials age, they will be asked to serve as executors of wills and help settle their parents’ and loved ones’ estates. But what does that really entail and what types of questions should ask before accepting this honor? In this podcast, I interview Dave Coffaro, an experienced banking executive and co-founder of Atticus, an app to aid in estate planning settlement. Listen in as I share my personal experience with estate planning conversations and learn why Dave is so passionate about helping people, especially millennials, break money silence around this taboo topic. 

Check out these resources mentioned in this podcast:

Estate Planning for Dummies by N.Brian Caverly, Jordan S. Simon

How to Settle an Estate by Charles K. Plotnick, Stephen R. Leimberg

What To Do When a Loved One Passes, a free guidebook available at Atticus.

Special Offer: Listeners of the Breaking Money Silence® podcast receive a 20% discount of the cost of Atticus. Use the promo code KBK20. 

Dave Coffaro is a strategic advisor, executive coach and author. His practice works with senior executives developing clarity about their vision and the business models that support it, implementing change and getting results. Coffaro is principal of the Strategic Advisory Consulting Group, a management consultancy, and co-founder of Atticus, a fintech firm providing individuals and professional advisors with easy to use, do-it-yourself tools for fiduciary-based activities. His new book is Leading from Where You Are (January 2020). For more information, visit www.davecoffaro.com.

Be sure to sign up for the Breaking Money Silence® podcast and not miss an episode! 

Disclosure: Please note that the links above may be affiliate links, and at no additional cost to you, I will earn a commission if you decide to make a purchase after clicking through the link.

If you want your mom and dad to live a long, healthy life but fear they may outlive their financial resources, you are not alone. Sixty-two percent of millennials and Gen Xers worry their parents haven’t saved enough, yet over half find this money talk taboo. In this episode, I interview Blair Baldwin, founder of AgeUp about inter-generational money conversations and why his team decided to develop an innovative insurance product to address longevity risk (aka living into your 90s or 100s!).  Discover why talking to your parents about their finances can be so uncomfortable and how AgeUp might be able to help bridge the gap. 

Show Notes:

Here are the resources that were mentioned during this podcast.

AgeUp Research can be found on PR Newswire and Yahoo Finance

Breaking Money Silence® Podcast with Marcia Mantell, Is Social Security Really Different for Women?

XY Planning Network

Blair Baldwin is the founder and general manager of AgeUp, a new financial product that fundamentally reimagines how annuities can both materially help the lives of middle class Americans and solve a looming financial crisis facing our country: how to close the gap between life expectancy and retirement savings. Blair and his team developed AgeUp as a new business unit inside Haven Life, MassMutual’s in-house startup. For more information, visit AgeUp.

Be sure to sign up for the Breaking Money Silence® podcast and not miss an episode!

Discover what Millennials are doing right when it comes to money in this interview with Louis Wray, Founder, Investing You. Louis discusses how positive psychology influenced his company, and how happiness is not connected to money, but how you use it to live a good life. Listen to this podcast, share it with your kids or parents, and start a money conversation about money, values, and living an intentional life. 

Louis Wray, Founder of Investing You, pioneered a forward-thinking approach for helping financial professionals better align money around client life goals, ultimately creating better outcomes for the person and stronger loyalty toward the advisor.  Louis has over 30 years of experience in the financial industry, which includes serving as a financial advisor, executive for a large investment firm and entrepreneur. He is a graduate of the prestigious Masters in Applied Positive Psychology program at the University of Pennsylvania and was part of the founding class led by renowned psychologist, Dr. Martin Seligman.  Investing You focuses on the connection between money and happiness in all life stages. For more information, visit http://investingyou.com.

Be sure to sign up for the Breaking Money Silence® podcast and not miss an episode!

We are doing a new series called Millennials and Money. So, you want to make sure that you've subscribed to the Breaking Money Silence® podcast to not miss any episodes. Our guests will be talking specifically about Millennials and money. Here are some examples of upcoming topics:

What are some of the misconceptions about Millennials' relationship with money?

Are they indeed better at talking about money than the generations before them?

And what are the different financial challenges that they are facing?

So, make sure you subscribe to the Breaking Money Silence® podcast and you take the time to listen in and learn more about Millennials and money. And, if you are a Millennial out there, please submit some questions to me here, because we definitely will do an audience Q and A segment to answer the questions that you have about this topic, or to just hear from you about what you like or don't like about how Millennials are viewed when it comes to finances. I really am excited about this new series, Millennials and Money.

Be sure to sign up for the Breaking Money Silence® podcast and not miss an episode!