Unleash Your Wealth

What if your retirement plan is quietly costing you thousands in hidden fees and taxes? In this episode of Unleash Your Wealth Podcast, Raj Shah and Rick Borek break down the real impact of Roth IRA conversions, private equity in 401(k)s, and the importance of proactive tax planning. They share client stories that reveal how smart financial structuring can protect loved ones and preserve wealth—especially when life throws curveballs. Whether you're nearing retirement or just starting to plan, this episode offers eye-opening insights into building a resilient financial future.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

See omnystudio.com/listener for privacy information.

Is your portfolio as hot as the summer heat? In this episode of Unleash Your Wealth Podcast, Raj Shah and Rick Borek dive into the realities of retiring in a bull market, the urgency of Roth IRA conversions before tax changes hit, and the emotional toll of delaying retirement. From emergency funds to Social Security timing, they unpack strategies to help you retire with confidence—not regret. Tune in for practical insights and real-life stories that challenge conventional wisdom and empower smarter financial decisions.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

See omnystudio.com/listener for privacy information.

On this episode of the Unleash Your Wealth Podcast, Raj and Rick discuss the current market volatility and its implications for tax strategies, particularly focusing on Roth IRA conversions. They emphasize the importance of having a structured retirement plan to minimize taxes and ensure financial stability. The conversation also touches on the lasting impact of the 2008 financial crisis on retirement planning, the necessity of understanding income needs in retirement, and the challenges posed by the future of Social Security. They advocate for seeking expert financial advice to navigate these complexities and secure a comfortable retirement.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

See omnystudio.com/listener for privacy information.

In this episode of the Unleash Your Wealth podcast, the team from SC Wealth Advisors discusses critical aspects of retirement planning, focusing on tax strategies, the implications of Required Minimum Distributions (RMDs), and the benefits of Roth IRA conversions. They emphasize the importance of understanding how taxes will affect retirement accounts and the need for strategic planning to minimize tax liabilities. The conversation highlights the role of fiduciary advisors in helping clients navigate these complexities and make informed decisions about their financial futures.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

See omnystudio.com/listener for privacy information.

Raj Shah and Rick Borek of SC Wealth Advisors discuss annuities and how they can work as a risk buffer. They comment on a Barron’s Roundtable discussion on the issue and share how listeners should be wary of anyone that is either only offering annuities and selling them hard or of anyone who is absolutely against the retirement tool. They also discuss how they do complimentary annuity x-rays to see if people have the right kind of annuity and how people should re-fi annuities now, while the rates are still high.

 

If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494.

Hear “Unleash Your Wealth” every Saturday at 7a and 2p on WIND AM560. Also, hear the weekly “Unleash Your Wealth” podcast on Apple, Spotify, and here: https://scwealthadvisors.com/media/ .

And connect with SC Wealth Advisors on social media:

Facebook

YouTube

LinkedIn

See omnystudio.com/listener for privacy information.

Raj Shah and Rick Borek of SC Wealth Advisors go in-depth in discussing what their complimentary portfolio analysis – the SC Wealth Second Look. Raj and Rick share how they pour hours into each analysis and give people back a 40-50 page reading on their retirement plan’s vitals. They discuss the importance of doing this from time to time and how plans should never just be left as is, because conditions and tools change.

 

If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494.

Hear “Unleash Your Wealth” every Saturday at 7a and 2p on WIND AM560. Also, hear the weekly “Unleash Your Wealth” podcast on Apple, Spotify, and here: https://scwealthadvisors.com/media/ .

And connect with SC Wealth Advisors on social media:

Facebook

YouTube

LinkedIn

See omnystudio.com/listener for privacy information.

Raj Shah and Rick Borek of SC Wealth Advisors discuss the growing trend of financial influencers – finfluencers – and why people can be easily misled. They explain how many people online may be getting paid to offer one product and have little to no background in doing so and are getting a commission for offering it. Raj and Rick then share how they have access to a multitude of products and strategies and can tailor those to a specific plan, whereas online advice is often very generic and not right for every person. And they stress to check with an advisor first before committing to something from a random person.

 

If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494.

Hear “Unleash Your Wealth” every Saturday at 7a and 2p on WIND AM560. Also, hear the weekly “Unleash Your Wealth” podcast on Apple, Spotify, and here: https://scwealthadvisors.com/media/ .

And connect with SC Wealth Advisors on social media:

Facebook

YouTube

LinkedIn

See omnystudio.com/listener for privacy information.

 

Raj Shah and Rick Borek discuss a tool in annuities that people may misunderstand and how to maintain a retirement income with less risk. They also talk about Sharon Stone being stolen from and what different types of powers of attorney have the ability to do.

 

If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494.

Hear “Unleash Your Wealth” every Saturday at 7a and 2p on WIND AM560. Also, hear the weekly “Unleash Your Wealth” podcast on Apple, Spotify, and here: https://scwealthadvisors.com/media/ .

And connect with SC Wealth Advisors on social media:

Facebook

YouTube

LinkedIn

See omnystudio.com/listener for privacy information.

 

Raj Shah and Rick Borek discuss the importance of a mid-year check-in with an advisor and the harms of leaving a portfolio on cruise control. Raj and Rick comment on the Newark Airport mishaps and how old technology played into the mess. Then they relate that to having an outdated retirement plan that is not getting the most bang for someone and that also could be saddled with huge fees. Raj and Rick explain the SC Wealth Second Look and how they can help see if someone’s plan is pointed to that person’s best interests.

 

If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494.

Hear “Unleash Your Wealth” every Saturday at 7a and 2p on WIND AM560. Also, hear the weekly “Unleash Your Wealth” podcast on Apple, Spotify, and here: https://scwealthadvisors.com/media/ .

And connect with SC Wealth Advisors on social media:

Facebook

YouTube

LinkedIn

See omnystudio.com/listener for privacy information.

Raj Shah had the opportunity to talk finances and more with comic legend Bill Murray.  Two Chicago boys talk shop.

If you have $500K of investable assets or more, schedule your complimentary portfolio x-ray and the “SC Wealth Second Look” with Raj and Rick, as they help you craft a comprehensive plan for your retirement: click here or call 312-345-5494.

Hear “Unleash Your Wealth” every Saturday at 7a and 2p on WIND AM560. Also, hear the weekly “Unleash Your Wealth” podcast on Apple, Spotify, and here: https://scwealthadvisors.com/media/ .

And connect with SC Wealth Advisors on social media:

Facebook

YouTube

LinkedIn

See omnystudio.com/listener for privacy information.