Unlock Your Wealth Today

Tulane college graduate Michael G. Lizanich II shares his secrets for entrepreneurial success on today's show.

As a young kid Michael was Heather Wagenhals first protégé. Before he was old enough to drive a car legally he was buying and selling them on the Intternet. But this wasn't his first foray into business.

Eschewing the traditional lemonade stand kid business Michael went for glory early on. Earning a football scholarship to Tulane was just the continuation of this young entrepreneurs journey.

Join us on today show as we hear Michael's personal journey towards entrepreneurship and what he has in store for the next chapter of his life after graduation.

Founder of the Atlas Society and best-selling author David Kelley joins host and Executive Producer Heather Wagenhals to discuss the foundations and the future of objectivism.

David Kelley: After earning a Ph.D. in philosophy from Princeton University in 1975, David founded the Atlas Society and became a best-selling author, creating the following books:

Unrugged Individualism: The Selfish Basis of Benevolence The Contested Legacy of Ayn Rand; The Evidence of the Senses, a treatise on epistemology

The Art of Reasoning, one of the most widely used logic textbooks in the country.

Laissez Parler: Freedom in the Electronic Media (Co-Author)

A Life of One's Own: Individual Rights and the Welfare State, a critique of the moral premises of the welfare state and defense of private alternatives that preserve individual autonomy, responsibility, and dignity.

Tune in to hear objectivist David Kelley and Heather Wagenhals this Friday, at 10AM PST on the Libsyn platform of UnlockYourWealthRadio.com.

Financial Wellness Concepts on UYWRadio

Unlock Your Wealth Radio with Heather Wagenhals is where listeners can get their MoneyMind©Right with the hottest names in successful personal finance and celebrity guests like Larry Winget of A & E's Big Spender, star of Million Dollar Listing BRAVO Chris Leavitt, and Sharon Lechter co-author Rich Dad Poor Dad. Our lineup of guests includes T. Harv Eker author of Secrets of the Millionaire Mind, Nathaniel Branden the Father of Self-Esteem, Chicken Soup magnate Mark Victor Hansen, real estate expert Jason Hartman, Kiana Danial the Invest Diva, Mastering Happiness coach Dr. Joel Wade, NFCC-accredited Consumer Credit Counselor Thomas Nitzsche, serial entrepreneur Tom Corson-Knowles and frugal living expert Sara Tetreault.

Heather Hermiz, successful makeup artist and beauty blogger joins Heather Wagenhals to discuss the ups and downs of entrepreneurship and what has been her secret strategy for success.

Are you challenged by the rigors of parenthood? Kids getting older and want to do something that inspires you? Than this is your show! Tune in Friday the 13th at 10am Pacific to hear the Heather's discuss what it takes to be successful in business and life. business and life.

Enjoying Unlock Your Wealth Radio Starring Heather Wagenhals? Then LIKE, FOLLOW and SHARE Unlock Your Wealth Radio with your friends!

Heather Wagenhals is joined by Jim Woods, 20-plus-year veteran of the investment markets operating under many roles and is a seasoned and active investor.

Jim is the editor of Intelligence Report, Successful Investing and Weekly ETF Report. He is also a regular contributor to the terrestrial Unlock Your Wealth Update, weekdays across America. He joins Heather to kick off Season 33 Nothing But Trouble and discuss strategies for investing.

Tune in Friday at 10am Pacific to see what Jim has to share!

Jim's website is JimWoodsInvesting.com.

Acceptance and Affirmation

Whether we are starting out or starting over, we must come to terms with where we are in order to fix things. Dr. Nathaniel Branden says that accepting where you are, does not mean you approve of it or that you have to like it.

Denial is a warm fluffy blanket we like to wrap ourselves in. It makes us feel comfortable and safe. No one wants to be wrong or admit they made a mistake.

It's scary to take responsibility for something we may know nothing about , your confidence might be shaken so this is where the affirmation comes in to help us build our confidence that we are capable of learning the right way to manage your money and we can be successful at it.

Key affirmation: I am great at learning and applying new resources for my money management.

Learn the Keys To Riches© Financial Philosophy for yourself right here.

The Equifax data breach will likely affect every other American who has established credit. If you weren't part of the unlucky bunch that had their data distributed by hackers attempting to hold the data ransom, you could be the unwitting victim of this next scam if you're not careful.

People have been reporting to the Federal Trade Commission that scammers are calling purporting to be from Equifax and calling to verify your account information. These and other callers are looking to trick you into giving your personal information over under the auspices of verifying account information. Here are a few ways to avoid phone scams and imposter scams.

1. If you get a Robo call, just hang up. It's a good practice to wait a few moments when answering a phone before speaking. If someone is legitimately calling on the other line they will assume they didn't hear you and start talking, but a Robo call won't do that. Robo dials are waiting for your voice to activate their system whether it's a scam call, genuine automated sales call, or just an auto-dialer trying to verify if the phone number is a valid number or not. So when you answer the phone, just listen. It could save your financial life.

2. Never count on caller ID being accurate. With the ever improving technology at our fingertips, anyone can spoof a caller ID so it doesn't necessarily mean that's who is really calling. And remember the IRS, other government institutions, and many businesses won't call just to, "verify your information."

3. Avoid divulging financial or personal information at any cost. If there is a genuine problem with your account the caller will not be offended if you asked to take their name and badge ID number. and then call back to the company they say they're representing on a telephone number you already possess off of your account documents or statements. If you get any arguments or backlash, just hang up.

4. Take Action. If you think you may have accidentally divulged personal information or been a victim of a scam call, immediately notify all of your creditors and change out passwords and other personally identifiable information you may have inadvertently handed over.

If you ever receive any type of scam call whether it is an Equifax call or otherwise, be sure to report it to the Federal Trade Commission as well as our Submit A Scam button here at MoneyCreditAndYou.com

Will achievement save the human race? join us as "the Hudge" Dr. Edward Hudgins explains why we must embrace human achievement and freedom at the same time.

Before joining Heartland, Dr. Ed Hudgins, was the director of advocacy and a senior scholar at The Atlas Society, which promotes the philosophy of reason, freedom, and individualism developed by Ayn Rand in works like Atlas Shrugged. His latest Atlas Society book was The Republican Party's Civil War: Will Freedom Win?

While at The Atlas Society, Hudgins developed a "Human Achievement" project to promote the synergy between the values and optimism of entrepreneurial achievers working on exponential technologies and the values of friends of freedom.

Dr. Hudgins joins host of Unlock Your Wealth Radio, Heather Wagenhals at FreedomFest in this reprise interview to discuss the economic outlook for our country, including the influence our politics have on this hot topics. Tune in as they discuss the ethical and moral values of wealth creation.

Listen in as Hudgins argues that exponential technologies in information, nanotech, genetic engineering, robotics, and AI promise longer, healthier lives for all in a future of unimaginable prosperity if only we have the liberty and ethics of human achievement needed for that future.

Dr. Hudgins has worked at the Heritage Foundation, the Joint Economic Committee of the U.S. Congress, and the Cato Institute. He has authored or edited hundreds of articles and policy papers, has appeared on most major news shows, and has taught at universities in the United States and Germany. Tune in to this interview as Dr. Hudgins reveals the one industry we need to keep our eyes (and money) on the lookout for in our economy.

Brad Williams, President of Brad Williams Financial Services joins Heather Wagenhals, host of Unlock Your Wealth Radio to discuss crushing student loan debt and what you can do to make repayment simple.

as this debt does not go away and necessary consequences can be taken if you don't pay your loans! Find out those long-term consequences and more on student loan debt as Brad continues to advise listeners with his expertise.

which several million Americans are concerned about these days, including the life span of student loan debt and how one can financially prepare for the their future in student loans. The key question to ask yourself and your children: Is the degree I'm going after worth the amount of money I'm going to spend? As the average student loan debt is $35,000, plus interest, that is a question you must really consider as you or your child enrolls into college.

Learn to get $1Million or More in FREE Publicity Featuring Robert Smith Starring Heather Wagenhals today!

Robert Smith PR Guru joins Heather Wagenhals in this reprise interview to discuss how you can get a million dollars in free publicity for your cause, movement or business including authors, corporations, inventors, speakers, and entrepreneurs.

This top rated episode is great to take notes and learn from the man who garnered over $25 million in free publicity for his clients over the years.

Listen to the PR guru Robert Smith, as he offers his million dollar advice on how to write the perfect pitch, landing you a spot in the headlines. This interview will air on the personal finance radio show specializing in a unique brand of financial literacy, airing every Friday at our new time 10AM PST

You finally got your financial act together only to have a holiday or special occasion derail you. You are not the first to do this though you can be the next to put a stop to cyclical debting with advice from personal finance expert, Heather Wagenhals and the Maestro of Moohlah Michael Terry on today's Episode of the Keys to Riches Powered by Unlock Your Wealth Radio.

Listen every Monday morning where you'll find our featured Key for the week from Heather's Keys To Riches™ Financial Wellness Series.

If I allow seasonal events and special occasions disrupt my savings and spending plan I will never be able to build true wealth. To become truly successful managing money, I must be more mindful during holidays and on special occasions because going overboard serves no one, not me nor my loved ones.

I am a gracious recipient and considerate giver.

I commit to using Heather's "Card Up" Assessment formula when determining appropriate gift giving.

When giving gifts or remembering or commemorating someone's special occasion, begin with a card and work from there. For annual events and celebrations, sit down and create a plan for saving with your discretionary funds. It is easier and requires less intrusion with your daily dollars when you give yourself 364 days to carry out a sizable savings goal.

These are just some examples of things you can expect and work into your plans. Be creative with your strategy so you can achieve financial independence AND still enjoy the fruits of your labors today.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more

Government Auctions Specialist Ian Aronovich joins Heather Wagenhals in this highly rated reprise interview where he shares the secret strategies to winning government auction bidding wars.

Aronovich began shopping government auctions in search of luxury goods like electronics, cars and jewelry. The auction efforts inspired a business idea. He created a website that aggregates government auctions of seized and surplus items as well as foreclosures.

GovernmentAuctions.org is prime location for all-things auctions.

Aronovich reveals what to avoid at auctions and how to steer clear of objects too competitive for a smoking deal. Tune in NOW!