Unlock Your Wealth Today

Create a spending and savings plan with advice from financial expert Heather Wagenhals on Unlock Your Wealth Radio. Tune in to this interview as Heather reveals biology-based money management advice. In this interview Heather answers the question: How do I take a biology-based approach to succeed at achieving my hopes and dreams? Tune in to learn more, but also check out our Keys To Riches number three: Dreams with Deadlines for additional resources. You already know to spend less and save money, but no one really takes the necessary actions. Tune in UYWRadio to take those steps moving forward in your financial future. Tune in to this interview as Heather reveals the 2 ways we respond to things in our environment and how those reactions affect our biological and physiological responses. This week's key trivia is based on last week's Key: Practicing the 3 R's Learn more about this week's Key: Become a Voracious Reader

The Keys To Riches™ Financial Wellness Series is a baker's dozen of financial concepts that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Thirteen: Become a Voracious Reader as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning on the Keys To Riches Website here you'll find our featured Key for the week from Heather's Keys To Riches™ Financial Wellness Series.

This is where you'll find our featured Key for the week from Heather's Keys To Riches™ Financial Wellness Series.

Key Statement:

Reading does several things for us. It stimulates our mind and elevates our ability to communicate our views and opinions. I know that there is more than one side to every story and to become an effective decision maker with my personal finances, I must read more about a subject to master it for my future financial independence.

Key Affirmation:

I am a voracious reader.

Key Commitment:

I commit to reading daily for my financial health and well being.

Key Action Item:

Find one new book to start reading today. I don't care if you just read the table of contents and you only get past the dedication. Tomorrow read a couple more pages and before you know it you will build momentum. Read and stimulate your mind every day.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Keys Number 12: Practicing the Three R's.

Protect your identity this holiday season with advice from Certified Identity Theft Risk Management Specialist, Heather Wagenhals on Unlock Your Wealth Radio . Tune in to this interview as we continue to spread the urgency to protect your identity during National Identity Theft Awareness Month. In this interview Heather shares the latest money scams and frauds, while revealing how to protect your identity this holiday season.

Credit cards can be your best friend, but don't abuse the relationship. In this interview Heather breaks down how to use and not mistreat your credit cards and other personal identifications.

Do not share your social security number on your job application! They only need this after you are hired!

It's not just online transactions that are at risk for theft, but actual physical actions we take everyday can also influence the risk of theft. So how can you mitigate risk on physical theft? Tune in as Heather Wagenhals reveals her expert advice and more on Unlock Your Wealth Radio.

This week's key trivia is based on last week's Key: Forget the Perfection Learn more about this week's Key: Practicing the 3 R's

Keys to Riches Twelve: Practicing the Three R's with host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning on the Keys To Riches website where you'll find our featured Key for the week from Heather's Keys To Riches™ Financial Wellness Series.

This is where you'll find our featured Key for the week from Heather's Keys To Riches™ Financial Wellness Series.

This Week's Key Number Twelve:

Practicing the Three R's: Review Revise Recommit

Key Statement:

Now that I am on the path to financial independence, I need to see how much I have accomplished or strayed from that goal. I need to evaluate where I am now compared to three months ago. Then decide if I have to alter my plan because I may have new information. I may or may not need to make changes to my current plan. Regardless of changes made, I must recommit myself to my financial independence.

Key Affirmation:

I am great at reconciling my finances every quarter.

Key Commitment: I commit to quarterly Review, Revise, and Recommit to ensure my long-term vision for financial success is supported by what my daily dollars are doing.

Key Action Item:

Take a pencil to paper and review where we are, ask the three questions and five areas of concern Heather talks about in the Bushido Business Book, and make the necessary revisions, and recommit ourselves to our financial goals.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Keys Number 11: 'Forget the Perfection Principle'.

David Scranton, CEO and Founder of "Sound Income Strategies" joins Heather Wagenhals host of on Unlock Your Wealth Radio to discuss the market volatility and his new book, "Return On Principle".

Tune in to this interview as David reveals how to maximize your retirement and focus on income while mastering the "inside game" which is armed with a fresh perspective of 200 years of stock market history tied to the exact lifecycle of the average investor.

As the majority of investment books today deal strictly with the external strategies to help you maximize your retirement, David's book teaches you how to master "the inside game" including how to hire the best advisor for you at this point in your life. Fact: Since 2000, Americans saving for retirement have seen their nest-eggs decimated by two catastrophic stock market crashes, and the biggest financial crisis in the U.S. since the Great Depression. With the global economy still in turmoil and the potential for another market crash on the near horizon, today's generation of retirees and near-retirees can't afford to rely on outdated, stock market-based savings and investment strategies that put them at high risk for damaging losses. Tune in to the Libsyn platform this Friday, December 9th at 9AM PST to learn more from David Scranton about retirement options and your financial future.

This week's key trivia is based on last week's Key: Remember Real Estate Learn more about this week's Key: Forget the Perfection

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number 11: 'Forget the Perfection Principle' as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning on the Libsyn Platform where you'll find our featured Key for the week from Heather's Keys To Riches™ Financial Wellness Series.

This Week's Key Number Eleven:

Forget the "Perfection Principle" Key Statement:

I know that I am not defined by my mistakes, but by my successes. The speed and rate at which I achieve my success are not as important as the fact that I am continually moving forward.

Key Affirmation:

I am great at staying focused. I am great at forgiving myself. I am great at getting back in the game.

Key Commitment:

I commit to focusing on the progress of my financial freedom process!

Key Action Item:

The next time you make a mistake or the next time you make a financial decision contemplate the consequences of that decision up front. If that decision fits your plan, then do it. If it's against the plan, then you will avoid it and find something more constructive to do in place of it.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key 10: Remember Real Estate.

Heather Wagenhals, host of Unlock Your Wealth Radio advises listeners on how to shop this holiday season without overspending. Tune in to this interview for tips on how to strategically shop during the holidays, and remember people are more interested in your presence, than your presents.

Heather also advises listeners to craft a savings and spending strategy and write down this list so when you go to a store you are focused and relaxed knowing exactly what you need and not drawn into an impulse purchase.

While shopping for the Holidays, only take a "chip" credit card that you want to use, taking additional credit cards will only allow you the opportunity to overspend or purchase unnecessary items.

CLICK HERE for more Holiday shopping and saving tips on Unlock Your Wealth Radio!

This week's key trivia is based on last week's Key: Create Credit Learn more about this week's Key: Remember Real Estate

Keys To Riches™ Financial Wellness Series provides financial concepts each week that teach you how to think like the rich and be in control of your own money.

Tune in to this week's Keys to Riches Number Ten - Remember Real Estate as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

Listen every Monday morning on the Libsyn Platform where you'll find our featured Key for the week from Heather's Keys To Riches™ Financial Wellness Series.

Key Statement:

Real estate is a tangible investment and, if I apply sound principles when making investment decisions, I can weather any economic storm successfully.

Key Affirmation:

I am a great real estate investor.

Key Commitment:

I commit to financial freedom using real estate.

Key Action Item:

Create a financial snapshot using the four layers of risk to determine how close you are to beginning real estate investment. If you're already there, take that first step and implement what that snapshot taught you about real estate investment and how to get started.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Nine: Create Credit.

Brad Williams, President of Brad Williams Financial Services joins Heather Wagenhals, host of Unlock Your Wealth Radio to discuss the topic several million Americans face: student loan debt.

Tune in to this interview as Brad answers student loan questions, which several million Americans are concerned about these days, including the life span of student loan debt and how one can financially prepare for the their future in student loans.

The key question to ask yourself and your children: Is the degree I'm going after worth the amount of money I'm going to spend? As the average student loan debt is $35,000, plus interest, that is a question you must really consider as you or your child enrolls into college.

In this interview Brad reminds listeners of the impact student loan debt has on your long-term finances, as this debt does not go away and necessary consequences can be taken if you don't pay your loans! Find out those long-term consequences and more on student loan debt as Brad continues to advise listeners with his expertise. This week's key trivia is based on last week's Key: No Seasonal Exceptions Learn more about this week's Key: Create Credit

More about this week's guest:

While he can be described as a personable and caring person with a passion for his work, Brad's most accurate characterization might be "the consummate professional." His singular goal is to treat his clients "as if they were my own parents" and help them build a sound foundation for their financial house. By any measure, some say, he is an advisor worth standing in line to do business with.

The Keys To Riches™ featured Key will appear here for the entire week, collecting data from Heather's Keys To Riches™ Financial Wellness Series.

Tune in to this week's Keys to Riches Number Nine: Create Credit as host Heather Wagenhals offers specific financial techniques to help your financial habits become healthy money management skills.

This week's Key Number Nine: Create Credit

Listen every Monday morning on the Libsyn Platform where you'll find our featured Key for the week from Heather's Keys To Riches™ Financial Wellness Series.

Key Statement:

I know that credit is a tool and not a goal for building wealth. I also know that credit is a continuing process and bad credit is not a death sentence.

Key Affirmation:

I am a great steward of my credit.

Key Commitment:

I commit to using my credit to build wealth only.

Key Action Item:

Pull your credit report and review it for inaccuracies.

Tune in every week as Heather Wagenhals, host of Unlock Your Wealth Radio, reveals this week's Key, along with our Key of the Week, Moolah Word of the Day, Money Drama & more! Click HERE to listen to last week's Key Eight: No Seasonal Exceptions.