Unlock Your Wealth Today

Phil Putney Personal Financial Specialist and President of AFS Wealth Management joins Heather Wagenhals, Host and Executive Producer of Unlock Your Wealth Radio offering financial advice on tax strategies and savings plan. Tune in this Friday, February 27th at 9AM PST as Phil reveals steps we can take before retirement to minimize our tax title wave. Phil shares these steps and offers advice on the best way to take out our money and when we should use a Roth IRA or Traditional IRA.

Phil's CPA background allows him to provide clients a more complete financial planning strategy by assisting them in planning for their financial future as well as minimizing their potential tax exposure. In this interview Phil explains the how your taxes can increase 200%-300% as soon as you reach retirement.

This interview airs Friday, February 27th at 9AM PST on the Libsyn platform with Phil Putney revealing how to avoid the Government default plan and come to the realization that if you owe taxes, you're bound to pay them over time. Phil continues this interview by offering advice on finding the best tax strategy for your money as he helps us prepare for this year's tax season.

This week’s key trivia is based on last week’s key:No Seasonal Exceptions.

Plus Minutes on your Money, this week’s Moneyism, Money Drama and so much more as you Start anew in Season 22 with Unlock Your Wealth Radio.

Learn more about The Keys to Riches Financial Wellness Series in This Week’s Key Number Six:Create Credit.

Tony Drake, Certified Financial Planner and Owner of Drake & Associates joins Heather Wagenhals, Host and Executive Producer of Unlock Your Wealth Radio offering financial advice on risk tolerance and investment strategies. Tune in to the Libsyn platform as Tony explains how he trains and mentors other financial professionals all over the country to better advise individuals money on investment, risk and retirement planning.

As an Investment Advisor Representative and licensed to manage money in the market, Tony's expertise has spread all across Wisconsin, helping others in asset protection and retirement planning. In this interview Tony answers a question several investors struggle with, "If we already know to buy low and sell high, why don't we?" Tune in as Tony goes into detail on this topic and how you too can change your mentality of investments for the better.

Agreeing with experts, Tony compliments women and their abilities to invest better than men. Stating that women can buy and hold their investments better, which is why more people should invest like a woman.

Tune in this Friday, February 20th at 9AM PST on the Libsyn platform to learn why we need to spend more time analyzing risk and less time investing on average rates and return.

This week’s key trivia is based on last week’s key:Break the Budget.

Plus Minutes on your Money, this week’s Moneyism, Money Drama and so much more as you Start anew in Season 22 with Unlock Your Wealth Radio.

Learn more about The Keys to Riches Financial Wellness Series in This Week’s Key Number Six:No Seasonal Exceptions.

Former Vice President of Pfizer & SAIC, Author and Co-Founder of PeakProsperity.com, Chris Martenson (PhD), joins Heather Wagenhals, Host and Executive Producer of Unlock Your Wealth Radio. Airing Friday, February 13th at 9AM PST on the Libsyn platform, Chris discloses how everyone can get their personal finances in order, especially in the economy we are living in today. So get up to speed on your finances as Chris shares some insight from his book, The CRASH Course, revealing the 3 most important E's to your money: Economics, Energy and Environment.

As the developer of the educational video seminar series, “The Crash Course,” and author of "THE CRASH COURSE: The Unsustainable Future Of Our Economy, Energy, And Environment", Chris has so much to share with Unlock Your Wealth Radio listeners. For starters, Chris unveils our economic battles and how we can keep the economy on track by not necessarily growing more money, but rather growing our money system.

As an expert in this field, Martenson breaks down what and who is destroying our consumer savings. Tune in to this interview Chris as explains the "bail-in" procedures and if your money is safest with banks or investors. In this interview we will also hear what Chris has to say about the arising challenges our economy will face in the next few years.

This valuable topic on the economy continues as Chris reveals both short-term and long-term personal finance risk factors we all should be aware of during our current economic battle. As a BONUS to this interview, Host of Unlock Your Wealth Radio Heather Wagenhals reveals her own dirty secret when it comes to spending money, which might shock you coming from the personal finance expert. Tune in to find out this secret and more on your money this Friday, February 13th at 9AM PST on the Libsyn platform.

This week’s key trivia is based on last week’s key:Hope for the Best, Plan for the Worst.

Plus Minutes on your Money, this week’s Moneyism, Money Drama and so much more as you Start anew in Season 22 with Unlock Your Wealth Radio.

Learn more about The Keys to Riches Financial Wellness Series in This Week’s Key Number Six:Break the Budget.

Author and Premier Expert in College Funding, Dan Evertsz, educates Unlock Your Wealth Radio listeners alongside Heather Wagenhals, host and executive producer, revealing financial tips and advice to parents and family members on how to prepare for a child's tuition costs. Tune in to the Libsyn platform as Dan answers questions all parents stress over, "When and how can I afford my child's tuition?" These questions are only the beginning to the wealth of knowledge Dan and his company share with listeners.

Dan is very passionate when it comes to helping others, so passionate that he founded College Money Pros, a software program that gives families the opportunity to save more money for their child's education by helping them find more ways to obtain money for college, plan for getting more scholarships, grants and alternative private funds. Dan's company has Certified College Planning Specialists that have access to the best information to help families at all income levels. Check out Dan's company and his new e-book, "12 Insider Secrets to Pay for College” at CollegeMoneyPros.com.

Parents need to listen to Dan and Heather discuss this important topic in which several parents stress over, not knowing where or when to begin saving for their child's education. Avoid these financial setbacks and know when to start saving for your child's education so your financial future will stay on the right track.

Dan recommends the best time to begin financial planning for college tuition is when the child is in the 9th grade. As your child advances grades each year, continue applying for the billions of free dollars out there waiting to help people just like you with their child's education.

Tune in to find out Dan's two essential keys to effective financial planning for college and where to find that billions of free educational money as this interview airs Friday, February 6th at 9AM PST on the Unlock Your Wealth Radio Libsyn platform.

This week’s key trivia is based on last week’s key:Take Emotion Out of the Picture.

Plus Minutes on your Money, this week’s Moneyism, Money Drama and so much more as you Start anew in Season 22 with Unlock Your Wealth Radio.

Learn more about The Keys to Riches Financial Wellness Series in This Week’s Key Number Six:Hope for the Best, Plan for the Worst.

Ian Aronovich, Co-Founder and CEO of GovernmentAuctions.org, reveals government auction strategies with Heather Wagenhals, host and executive producer, of Unlock Your Wealth Radio. Tune in to the Libsyn platform this Friday, January 30th at 9AM PST as the auction expert shares bidding tips and the advantages of government auctions.

Ian began shopping government auctions for the bargains they yielded on the artifacts of the good life -- electronics, cars and jewelry. But instead of leaving with great deals, he came away with a business idea -- a website that lists auctions of government-seized and surplus items and foreclosures.

GovernmentAuctions.org is an excellent resource for all-things considered when it comes to auctions. While government websites usually list their auctions and the Internet abounds with foreclosed properties on the auction block, GovernmentAuctions.org is a one-stop repository of information about such events throughout the country. Visit his site to take your first experience at an auction and see how the pros perform.

Take notes during this educational conversation between Ian and Heather as Ian reveals what to avoid at auctions and how to stay away from items that are too high for a great deal. Tune in this interview as Ian informs listeners of the advantages to government auctions on the Unlock Your Wealth Radio Libsyn platform this Friday, January 30th at 9AM PST.

This week’s key trivia is based on last week’s key:Knowledge is Power, Not Knowing is Powerful.

Plus Minutes on your Money, this week’s Moneyism, Money Drama and so much more as you Start anew in Season 22 with Unlock Your Wealth Radio.

Learn more about The Keys to Riches Financial Wellness Series in This Week’s Key:Take Emotion Out of the Picture

Mike Moyer, inventor of Grunt Fund, Founder of Lake Shark Ventures, LLC, and author of 8 books, joins Heather Wagenhals host and executive producer of Unlock Your Wealth Radio on the Libsyn platform. Tune in to this interview as Mike explains why startup companies fail and what you need to focus on to ensure your startup becomes successful.

As an author of 8 books, including How to Make Colleges Want You, College Peas, and Trade Show Samurai, which provide structured advice to people who want to solve specific problems. Mike also has a successful track record as the inventor of Grunt Fund, a unique funding equity model which allows entrepreneurs to create perfectly fair equity split in their company, Lake Shark Ventures, LLC, where Mike invests in early-stage ventures and provides consulting focused on management and revenue generation. All of Mikes success has lead him to be one of the best experts in startups and entrepreneurship.

Learn what "Alligator Pet Negotiation" and how this term can benefit your startup.

Entrepreneurs will gain a lot in this interview as Heather and Mike go through partnership scenarios, advising other entrepreneurs on how to structure a startup plan and succeed in choosing a partnership. Find out how a "Slice of Pie" can determine your fair market value as Mike reveals his framework of Slicing Pie, an app he developed that helps entrepreneur's figure out how to split and share partnerships in a startup.

Tune into the Unlock Your Wealth Radio Libsyn platform as Mike reveals the core of the problem in startup companies and how you can avoid this problem before it's too late, explaining how to establish ground in partnerships and be successful as an entrepreneur.

This week’s key trivia is based on last week’s key:Dreams with Deadlines.

Plus Minutes on your Money, this week’s Moneyism, Money Drama and so much more as you Start anew in Season 22 with Unlock Your Wealth Radio.

Learn more about The Keys to Riches Financial Wellness Series in This Week’s Key:Knowledge is Power, Not Knowing is Powerful.

More on Mike Moyer:

Mike has been an entrepreneur who has started a number of companies including Bananagraphics, a product development and merchandising company, Moondog, an outdoor clothing manufacturing company; Vicarious Communication, Inc, a marketing technology company for the medical industry; Cappex.com, a site that helps students find the right college. In addition to his experience as an entrepreneur he has held a number of senior-level marketing positions with companies that sell everything from vacuum cleaners to financial data services to motor home chassis to luxury wine.

Heather Wagenhals talks with Kerry Lutz on the Financial Survival Network about how millions of homeowners got burned during the Great Recession, but real estate can still be the best investment available to the average American and why you need to look for cashflow not windfalls!

Heather’s been a longtime believer in the strategy. We also talked about the Verizon and IRS scams. They’re like the Eveready Bunny. They’ll keep going and going until everyone has been hit or at least attempted to be hit up.

Author of <span style="text-decoration: underline;" data-mce-style="text-decoration: underline;">School for Startups</span>, oins <a title="Heather Wagenhals on Unlock Your Wealth Radio" href="https://www.facebook.com/UnlockYourWealth?fref=ts&amp;ref=br_tf" target="_blank" data-mce-href="https://www.facebook.com/UnlockYourWealth?fref=ts&amp;ref=br_tf">Heather Wagenhals</a> host and executive producer of <a title="Unlock Your Wealth Radio" href="UnlockYourWealthRadio.com" target="_blank" data-mce-href="UnlockYourWealthRadio.com">Unlock Your Wealth Radio</a> Tune in this Friday, January 16th at 9AM PST <span style="color: #000000;" data-mce-style="color: #000000;">on the </span><a title="Unlock Your Wealth Radio on Libsyn" href="http://directory.libsyn.com/episode/index/id/3267639" target="_blank" data-mce-href="http://directory.libsyn.com/episode/index/id/3267639">Libsyn</a> platform as</p> <p>Author and Founder of of <a style="color: #4db2ec; text-decoration: none !important;" href="http://www.schoolforstartups.com/">School for Startups</a> <em>Jim Beach</em> joins <a style="color: #4db2ec; text-decoration: none !important;" href="https://www.facebook.com/UnlockYourWealth?fref=ts&ref=br_tf">Heather Wagenhals</a> host and executive producer of <a style="color: #4db2ec; text-decoration: none !important;" href="http://unlockyourwealthradio.com/UnlockYourWealthRadio.com">Unlock Your Wealth Radio</a> this Friday, January 16th at 9AM PST on the <a style="color: #4db2ec; text-decoration: none !important;" href="http://directory.libsyn.com/episode/index/id/3267639">Libsyn</a> platform. Tune in as Jim explains how his program, School for Startups, will educate entrepreneurs to achieve financial success.</p> <p>In this interview you will gain the skills needed to succeed and achieve the life you want by learning more about Jim's School for Startups program and his proven success.</p> <p>In 2009, Jim founded the School for Startups, <a style="color: #4db2ec; text-decoration: none !important;" href="http://www.theentrepreneurschool.com/">www.SchoolforStartups.com</a>, a web resource devoted to teaching his philosophy of low risk entrepreneurship. He believes that anyone can be an entrepreneur when they forget about risk, creativity, and passion. Even Jim's wife started her own online business and in just one year of using Jim's program and with less than $600 invested in her "passion to make money", she grew her business to more than $68,000. Find out which business Jim's wife became financially successful at and how she accomplished this financial achievement.</p> <p style="text-align: center;"><em>FUN FACT: Jim had to drop out of graduate schoolbecause his business was growing too fast for him to complete his homework.</em></p> <p> </p> <p>Tune in to this interview as Jim explains more on his program, offering advice for entrepreneurs to go out there and find a problem, solve it and let your passion be in the money, not the actual product or service. This interview will air on the personal finance radio show this Friday, January 16th at 9AM PST on the<a style="color: #4db2ec; text-decoration: none !important;" href="http://directory.libsyn.com/episode/index/id/3267639"> Libsyn </a>platform at <a style="color: #4db2ec; text-decoration: none !important;" href="http://unlockyourwealthradio.com/">http://UnlockYourWealthRadio.com</a>.</p> <a href="http://unlockyourwealthradio.com/wp-content/uploads/2013/09/HQ-KTRiches-Logo.png"></a>This week’s key trivia is based on last week’s key, <a href="http://unlockyourwealthradio.com/2015/01/05/money-this-week-our-second-key-to-take-action-and-make-assessment/">Take Action and Make Assessment.</a> <p style="color: #262626; font-family: 'PT Sans', sans-serif; font-size: 15px; line-height: 23px;"> </p> <p style="color: #262626; font-family: 'PT Sans', sans-serif; font-size: 15px; line-height: 23px;">Plus <em>Minutes on your Money</em>, this week’s <em>Moneyism</em>, <em>Money Drama</em> and so much more as you <em>Start anew in Season 22 </em>with Unlock Your Wealth Radio.</p> <p style="color: #262626; font-family: 'PT Sans', sans-serif; font-size: 15px; line-height: 23px;">Learn more about <em>The Keys to Riches Financial Wellness Series</em> in This Week’s Key: <a style="color: #4db2ec; text-decoration: none !important;" href="http://unlockyourwealthradio.com/2015/01/12/money-this-week-our-third-key-to-dreams-with-deadlines/">Dreams with Deadlines</a></p> <p style="color: #262626; font-family: 'PT Sans', sans-serif; font-size: 15px; line-height: 23px;">More on Jim Beach:</p> <p style="color: #262626; font-family: 'PT Sans', sans-serif; font-size: 15px; line-height: 23px;">Jim has started businesses and has taught entrepreneurship around the world and he recently won the Small Business Administration Media Advocate Award for his terrestrial radio show. In 2012, Jim started the School for Startups brand and radio show called SchoolforStartupsRadio.com. This show airs at 11 AM/FM stations (Tampa, Las Vegas, Seattle, Kansas City and other cities) and won the 2014 Small Business Administration Media Award.</p>

Don Rivert and Dan McCargar of KTOE interview personal finance expert and Certified Identity Theft Risk Management Specialist, Heather Wagenhals, as she warns listeners of identity fraud and identity theft.

Tune in as Heather breaks down the difference between identity fraud and identity theft while offering listeners advice on how to prevent your identity and what to do if you become victim of fraud or theft.