Circle Builders Series

Unlocking Financial Independence With USDC


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Access to stable money shouldn’t be a privilege — it should be a right. In this episode of the Builder Series, we sit down with Rubén Galindo Steckel, CEO and Co-Founder of Airtm*, to discuss how his company is transforming financial access across the LATAM.


Rubén shares how Airtm, with Circle’s USDC, is helping individuals and businesses securely move money, earn income in a stable currency, and access global opportunities.


But Airtm’s impact goes beyond payments. When COVID-19 hit, doctors and nurses in Venezuela were left unpaid, unable to access their wages due to financial restrictions. That’s when Airtm and Circle stepped in with a groundbreaking USDC-powered solution. What happened next? You won’t want to miss it!

*Circle Ventures, an affiliate of Circle Internet Financial, LLC, has invested in Airtm


Key Takeaways:


(01:57) Rubén’s fintech journey begins with an internship at a crypto exchange, revealing the need for better financial solutions.

(03:46) Motivated by a sense of justice and respect for freedom, Airtm was founded to help bring access to stable currencies.

(05:33) In 2015, Airtm launched one of the first stablecoin wallets, enabling unrestricted access to stable currency.

(13:22) Users in the Global South are willing to pay up to 30% in fees just to access funds quickly, exposing banking inefficiencies.

(24:37) Airtm partners with Circle to transfer US Dollars via USDC to Venezuelan healthcare workers.

(36:05) Airtm shifts focus from financial freedom to financial independence, helping users earn in USDC.

(47:58) AI-driven platforms and blockchain payments create new freelance opportunities in developing countries.

(52:42) Traditional cross-border payments are becoming commoditized, leading to the unbundling of services.



Resources Mentioned:
Rubén Galindo Steckel

https://www.linkedin.com/in/rub%C3%A9n-galindo-steckel-0860176a/?originalSubdomain=mx


Airtm LinkedIn

https://www.linkedin.com/company/airtm/


Airtm Website

https://www.airtm.com/


Circle

https://www.circle.com/





Thanks for listening to the Circle Builder Series. To learn more about Circle, please visit www.circle.com/build. If you enjoyed this episode, please leave a 5-star review on your favorite podcast platform, and be sure to subscribe so you never miss any insightful conversations.


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Circle Builders SeriesBy CIRCLE