Nelson Peña, Co-Founder and Chief Financial Officer of Amero Exchange, shares his mission to make digital finance accessible across Latin America by simplifying remittances, enabling bank-free living, and redefining financial trust.

In this conversation with Sam Sealey, Nelson shares personal stories and talks about Amero’s early hurdles and the transformative power of USDC in real-life emergencies. This episode dives into what it means to create an inclusive financial ecosystem from the ground up.

(01:27) The importance of building solutions rooted in personal and community needs.

(02:56) The widespread impact of limited banking access across underserved regions.

(04:33) How high transaction fees can deepen financial exclusion.

(09:38) Why enabling easy access to digital dollars is crucial for adoption.

(13:10) How aligned missions can drive product and ecosystem growth.

(14:35) Making blockchain tools accessible by focusing on user familiarity.

(17:38) Building resilient infrastructure by connecting multiple technologies.

(19:52) Simplifying crypto so users can benefit without needing to understand the tech.

Nelson Peña

https://www.linkedin.com/in/nelsonp1/

Amero Exchange | LinkedIn

https://www.linkedin.com/company/ameroexchange/

https://amero.exchange

USDC

https://www.circle.com/usdc

Thanks for listening to the Circle Builder Series. To learn more about Circle, please visit www.circle.com/developer. If you enjoyed this episode, please leave a 5-star review on your favorite podcast platform, and be sure to subscribe so you never miss any insightful conversations.

#DigitalCurrency #BlockchainTechnology #Web3

Access to stable money shouldn’t be a privilege — it should be a right. In this episode of the Builder Series, we sit down with Rubén Galindo Steckel, CEO and Co-Founder of Airtm*, to discuss how his company is transforming financial access across the LATAM.

Rubén shares how Airtm, with Circle’s USDC, is helping individuals and businesses securely move money, earn income in a stable currency, and access global opportunities.

But Airtm’s impact goes beyond payments. When COVID-19 hit, doctors and nurses in Venezuela were left unpaid, unable to access their wages due to financial restrictions. That’s when Airtm and Circle stepped in with a groundbreaking USDC-powered solution. What happened next? You won’t want to miss it!

*Circle Ventures, an affiliate of Circle Internet Financial, LLC, has invested in Airtm

(01:57) Rubén’s fintech journey begins with an internship at a crypto exchange, revealing the need for better financial solutions.

(03:46) Motivated by a sense of justice and respect for freedom, Airtm was founded to help bring access to stable currencies.

(05:33) In 2015, Airtm launched one of the first stablecoin wallets, enabling unrestricted access to stable currency.

(13:22) Users in the Global South are willing to pay up to 30% in fees just to access funds quickly, exposing banking inefficiencies.

(24:37) Airtm partners with Circle to transfer US Dollars via USDC to Venezuelan healthcare workers.

(36:05) Airtm shifts focus from financial freedom to financial independence, helping users earn in USDC.

(47:58) AI-driven platforms and blockchain payments create new freelance opportunities in developing countries.

(52:42) Traditional cross-border payments are becoming commoditized, leading to the unbundling of services.

https://www.linkedin.com/in/rub%C3%A9n-galindo-steckel-0860176a/?originalSubdomain=mx

Airtm LinkedIn

https://www.linkedin.com/company/airtm/

https://www.airtm.com/

Circle

https://www.circle.com/

Thanks for listening to the Circle Builder Series. To learn more about Circle, please visit www.circle.com/build. If you enjoyed this episode, please leave a 5-star review on your favorite podcast platform, and be sure to subscribe so you never miss any insightful conversations.

Get $100 in Circle developer credits! Sign up at circle.com/build to access this exclusive offer.

#DigitalCurrency #BlockchainTechnology #Web3

Jasper Fu, Co-Founder and CEO, explains how Coinsub’s platform is enabling seamless and secure USDC subscriptions. Using blockchain technology, their goal is to minimize the time and clicks required to pay and get paid while providing the infrastructure for fintech companies to easily incorporate subscriptions and recurring payments through stablecoins.

Jasper breaks down the technical challenges they’ve overcome, emphasizes the strength of USDC, and discusses real-world use cases across industries, including SaaS-based companies, international payroll, global subscriptions, and high-ticket transactions.

(00:56) The missing piece in crypto payments: recurring transactions.

(02:27) Why blockchain isn’t built for subscriptions — and how Coinsub fixes that.

(05:01) Coinsub makes stablecoin payments as intuitive as traditional checkouts.

(08:09) How gas abstraction removes friction for users.

(11:58) Stablecoins are critical for markets with unreliable banking infrastructure.

(13:44) How Coinsub reduces fraud risks for high-ticket purchases.

(19:03) The goal is to minimize the time and clicks needed for people to pay and get paid through blockchain.

(27:03) The future of blockchain payments: seamless multi-chain compatibility.

Jasper Fu -

https://www.linkedin.com/in/jasper-fu/

Coinsub | LinkedIn -

https://www.linkedin.com/company/coinsub/

Coinsub | Website -

https://coinsub.io

Coinsub for developers -

https://docs.coinsub.io/coinsub-ecosystem/for-developers

Thanks for listening to the Circle Builders Series. To learn more about Circle, please visit www.circle.com/build. If you enjoyed this episode, please leave a 5-star review on your favorite podcast platform, and be sure to subscribe so you never miss any insightful conversations.

Get $100 in Circle developer credits! Sign up at circle.com/build to access this exclusive offer.

#DigitalCurrency #BlockchainTechnology #Web3

In this episode, we sit down with Circle Developer Grant recipient Ali Sammour, Co-Founder of droplinked, a platform revolutionizing onchain commerce. Ali explains how droplinked empowers merchants with no-code tools that seamlessly integrate Circle’s @circle’s USDC, EURC, CCTP, Programmable Wallets & Smart Contracts to make onchain commerce more accessible. He breaks down the game-changing benefits of onchain commerce, from eliminating third-party fees to integrating digital product passports for supply chain transparency.

(01:54) Facilitating payments and eliminating third-party intermediaries with escrow solutions since 2017.

(03:00) droplinked provides no-code and low-code tools for shopfronts, product tiles for embeddables, and token payment gateways to accept digital and credit card payments, all with onchain inventory management.

(05:16) Onchain commerce allows SMBs to take full ownership of their inventory and customer relationships.

(08:39) Merchants can set up a fully functional onchain store in minutes using no-code tools.

(12:35) Stablecoins unlock global remittances and improve payment efficiency.

(17:53) droplinked wallets enable merchants to accept multi-stablecoin payments and earn 5% interest.

(19:56) How to use the droplinked management panel and customizable tools.

(24:14) droplinked helps merchants save up to 12% by removing third-party transaction fees.

Ali Sammour -

https://www.linkedin.com/in/alisammour/

droplinked LinkedIn -

https://www.linkedin.com/company/droplinked/

droplinked Website -

https://droplinked.com

Circle Programmable Wallets -

https://www.circle.com/es-la/programmable-wallets

USDC -

https://www.circle.com/es-la/usdc

CCTP (Cross-Chain Transfer Protocol) -

https://www.circle.com/es-la/cross-chain-transfer-protocol#:~:text=What%20is%20Cross%2DChain%20Transfer,from%20one%20blockchain%20to%20another.

Thanks for listening to the Circle Builders Series. To learn more about Circle, please visit www.circle.com/developers. If you enjoyed this episode, please leave a 5-star review on your favorite podcast platform, and be sure to subscribe so you never miss any insightful conversations.

#DigitalCurrency #BlockchainTechnology #Web3

In this episode, we’re joined by Circle Developer Grant recipient Sida (Stella) Zheng, Co-Founder of Rosen Bridge, an AI and blockchain-powered social app designed to connect people worldwide, regardless of language, and facilitate secure Bitcoin and USDC transfers. Sida explains how Circle’s tools and infrastructure like Circle’s Programmable Wallets have helped Rosen Bridge develop a secure, user-friendly app that functions like popular social media platforms while enabling seamless USDC transfers. She also shares their strategy for tailoring the app’s user interface to appeal to women and how this approach supports their expansion goals.

(02:09) The company’s name is inspired by the Einstein-Rosen Bridge, symbolizing seamless transitions from Web2 to Web3.

(03:08) People in Latin America love stablecoins because they allow them to diversify when they can’t hold US assets.

(04:09) Educating non-crypto users remains a challenge, but Rosen Bridge tackles this by lowering barriers to blockchain adoption and simplifying processes for first-time users.

(06:37) The app’s geo-localized design allows users to navigate a world map and connect with people nearby or across the globe.

(07:07) Rosen Bridge removes language barriers with AI-powered chat translation for real-time global conversations.

(07:23) Users can securely trade Bitcoin and USDC directly within a chat, simplifying cross-border transactions.

(09:40) Circle’s Programmable Wallets simplify blockchain interactions, allowing login with email or Google credentials.

(13:00) Rosen Bridge’s UI focuses on simplicity, cuteness, and approachability, attracting female users who interact more and help make the platform viral.

(13:07) The app’s design hides blockchain complexities, allowing non-crypto users to log in and use the platform with ease, similar to Web2 apps like Google or Venmo.

Sida (Stella) Zheng -

https://www.linkedin.com/in/sida-stella-zheng/

Circle Programmable Wallets -

https://www.circle.com/es-la/programmable-wallets

Rosen Bridge | LinkedIn -

https://www.linkedin.com/company/gorosen/

Rosen Bridge | Website -

https://www.gorosen.xyz/

Polygon Blockchain -

https://polygon.technology/

Thanks for listening to the Circle Builders Series. To learn more about Circle, please visit www.circle.com/developers. If you enjoyed this episode, please leave a 5-star review on your favorite podcast platform, and be sure to subscribe so you never miss any insightful conversations.

#DigitalCurrency #BlockchainTechnology #Web3

In this episode, we sit down with Darren Carvalho, Co-Founder of MetaWealth, a Web3 investment platform offering fractional ownership of institutional-grade real estate. Darren walks us through how MetaWealth tokenizes real estate assets, making real estate investment more accessible and efficient through blockchain technology.

(01:07) Fractional ownership of institutional-grade real estate assets through tokenization and blockchain.

(03:19) The challenges of traditional real estate investing led to the founding of MetaWealth.

(04:10) MetaWealth tokenizes real estate, allowing users to become landlords through their app.

(05:41) MetaWealth migrated from Ethereum to Solana to reduce transaction costs and improve efficiency.

(06:55) USDC was chosen as MetaWealth’s stablecoin for its security, and transparency.

(11:14) User-friendly approach to Metawelt’s digital wallets and tokenized real estate.

(11:40) MetaWealth’s app provides users with due diligence materials like valuation reports and market overviews for each real estate asset.

(13:49) MetaWealth aims to expand beyond tokenized real estate into other tokenized assets.

Darren Carvalho -

https://www.linkedin.com/in/darrencarvalho/

MetaWealth -

https://www.linkedin.com/company/metawealthapp/

USDC -

https://www.circle.com/es-mx/usdc

Solana Blockchain -

https://solana.com/

Wealthsimple -

https://www.wealthsimple.com/en-ca

Transak -

https://transak.com/

Circle Mint -

https://www.circle.com/es-mx/circle-mint

Colliers International -

https://www.colliers.com/

Thanks for listening to the Circle Builders Series. To learn more about Circle, please visit www.circle.com/developers. If you enjoyed this episode, please leave a 5-star review on your favorite podcast platform, and be sure to subscribe so you never miss any insightful conversations.

#RealEstate #Blockchain #Investment #Tokenization #USDC #DigitalAssets