Are you considering buying a home? Do not allow fear to rule. Seek assistance to help you find the right programs to help with your purchase. Join the UnTrapped Financial Wellness Challenge to get yourself financial ready for your new purchase. In the meantime, call Michelle Lafalaise at (443) 567-3121. I know other realtors as well if you prefer a specific area or program.

Are you paying more for life insurance than you are contributing to your retirement plan? Join us for the UnTrapped Financial Wellness Challenge as we explore and correct this on our nine-month journey to a better financial freedom. Join the Challenge at Bookme.name/taxdivas/ufwc23 for only $5.24 during the month of March. As a member of the challenge, you can reserve your seat at an upcoming UnTrapped Money Clinic at Shelia.biz. #UnTrapped

This prayer is part of the book, The Greatest Salesman in the World by OG Mandino. Mr. Mandino is deceased but his contribution to the world lives on strongly. His life story is very interesting. This small book is a 10 month program. If you want change, join me. The book is less than $10.00. Enjoy the journey!

Many people are working from home these days. If you are in business, it's important to determine whether you qualify for the home office deduction. As always, please consult professional assistance or visit IRS.gov.

Are you Money Trapped, question 2. Reasons why a spending plan is so important to your financial goals. Visit TaxDivas.com to utilize the financial calculators under the resource tab.

Visit IRS.gov for a complete list of Tax Credits. Always consult a professional for your specific needs. 

As I labor, let me learn and let me earn. Get this prayer in your spirit for abundance for you and the lives around you.

Watch out for those things that can mess up your financial plans. I have identified thirty potential traps. The best way to avoid a trap is to be aware of it. Look out!

If you paid out $600.00 or more for services rendered, you are required to send the payee a 1099 NEC. This applies to businesses and nonprofits. Several exceptions for reporting exist such as to corporations unless the corporation consists of attorneys. Don't miss the January 31st deadline because penalties are steep. For assistance and specific guidance visit Bookme.name/TaxDivas or IRS.gov.

One of the smartest things you can do at the beginning of the year is to check and record your odometer in any vehicle that is being used for business, charity, and medical mileage. For 2023 the mileage rate for business related travel is 65.5 cents.