Roland and Heidi highlight upcoming homebuyer opportunities, including an online class with the Nevada Housing Division on Thursday, January 23, from 4-5 pm, and the Path to Homeownership Workshop on Saturday, February 1, from 8:30 am to 3 pm with CPLC. They discuss the advantages of using your 401(k) as an asset to help with down payment or closing costs and answer listener Cynthia’s Question of the Week: “What are closing costs?” They also explore the Mortgage Credit Certificate from Nevada Rural Housing, which reduces tax liability and potentially helps homebuyers qualify for more. Upcoming classes and contact information for registration are provided.