This podcast episode features Ed Peace and Joaquin Tremols discussing the USDA Single-Close Construction-to-Permanent Loan Program. Ed and Joaquin detail the program's unique features, such as its one-time close, locked-in rates, and the ability for qualifying borrowers to roll in reserves and closing costs, often with no down payment. The conversation highlights how this program supports affordable housing in rural areas and stimulates local economies by creating jobs. Ed also shares his own experiences with USDA lending. They address the program's underutilization, citing limited awareness, and discuss its benefits for lenders and secondary markets. This episode provides valuable information on how USDA programs can facilitate homeownership and community growth in rural America.