Utah's Hope

Utah's Hope

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Utah's Hope episodes

  • Faith & Finance - 6 Financial Choices That Can Shape Your Future

    1 Corinthians 4:2 says, “Moreover, it is required of stewards that they be found faithful.”

    Faithful stewardship does not happen by accident. The choices we make with money can either create unnecessary pressure or help us manage God’s resources with wisdom, margin, and faithfulness.

    Here are six financial choices that can help us steward well what God has entrusted to us.

    1. Spend With a Plan

    Proverbs 27:23 says, “Know well the condition of your flocks, and give attention to your herds.”

    For us, that means knowing what is coming in, what is going out, and whether our spending reflects our values. Without a plan, money tends to drift. A budget helps us practice faithfulness with what God has provided.

    A spending plan is not about restriction for its own sake. It is about clarity. It helps us make decisions with purpose instead of simply reacting to whatever feels urgent in the moment.

    2. Choose the Right Car for Your Budget

    Most of us need reliable transportation. We need to get from point A to point B safely. But it is easy to confuse reliable transportation with a vehicle that strains the budget.

    According to Kelley Blue Book, the average new vehicle transaction price was more than $49,000. Experian reports that the average monthly payment for a new vehicle reached $770. And that is before insurance, fuel, maintenance, repairs, and depreciation.

    At FaithFi, we generally prefer being free and clear of car debt when possible. That may mean buying used, driving a car longer, or choosing function over status.

    The point is not to impress others with what we drive. The goal is to get where we need to go safely and wisely.

    3. Count the Cost Before Taking on Debt

    Proverbs 22:7 says, “The borrower is the slave of the lender.”

    That does not mean all borrowing is sinful. But borrowing should never be treated casually. If we go into debt, we should make sure the economic benefit outweighs the cost.

    The question is not simply, “Can I afford the payment?” A better question is, “Will this strengthen my financial position, or will it create more pressure later?”

    Debt often makes today feel easier while making tomorrow more difficult. Wise stewardship requires us to look beyond the monthly payment and consider the long-term cost.

    4. Prepare for the Unexpected

    Cars break down. Medical bills come. Jobs change. Homes need repairs.

    Proverbs 21:20 says, “Precious treasure and oil are in a wise man’s dwelling, but a foolish man devours it.”

    Saving is not hoarding when it is done with humility and wisdom. An emergency fund can help us avoid high-interest debt and make decisions prayerfully rather than desperately.

    Preparedness does not mean we are trusting in money instead of God. It means we are stewarding what He has provided so we can respond wisely when needs arise.

    5. Choose Housing That Leaves Margin

    Homeownership can be a worthy goal, but owning a home is not the definition of financial faithfulness. Renting is not a waste when it provides affordable shelter and flexibility.

    The danger comes when we feel pressured to buy simply to say we have “made it.” If the payment is too large, we may become house poor—owning a home but lacking margin for giving, saving, repairs, utilities, food, transportation, and other necessities.

    We typically recommend keeping housing costs at 25-30% of take-home pay. We also generally recommend a 20% down payment when possible. But the goal is not simply to get into a house. The goal is

    25 min
  • Truth For Life Daily Program - Humble Servant (Part 2 of 2)
    When Jesus washed His disciples’ feet, He certainly provided a great lesson in humility—but that wasn’t the full thrust of His teaching! Study along with Truth For Life as Alistair Begg examines the deeper truths portrayed by Jesus’ action.


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    This listener-funded program features the clear, relevant Bible teaching of Alistair Begg. Today’s program and nearly 3,000 messages can be streamed and shared for free at tfl.org thanks to the generous giving from monthly donors called Truthpartners. Learn more about this Gospel-sharing team or become one today. Thanks for listening to Truth For Life!








    25 min
  • Greg Laurie: A New Beginning - God’s Solution to Man’s Problem | Leaving No Open Door

    When you have to walk a ways in the snow, sometimes it’s easiest to use the same footprints on your way back. They’re easy enough to see. What footprints do we leave in our lives, that allow our adversary the easiest access to our thoughts and actions? Today on A NEW BEGINNING, as Pastor Greg Laurie continues his series in Genesis, we’ll see the enemy is always on the prowl, looking for his next target. But we’ll learn practical principles for locking the Devil out . . . leaving him out in the cold.

    Harvest Crusade tickets are fully claimed—but it’s not too late to participate and witness what God does on July 11. Invite your loved ones to watch online with you and make sure you join the waitlist in case more tickets become available.

    —

    Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years.

    Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.

    Support the show: https://bit.ly/anbsupport

    See omnystudio.com/listener for privacy information.

    25 min
  • FamilyLife Today® - Don Everts on Truly Loving Your Community

    “What’s it look like to love my community?” Don Everts helps you get intentional about your relationship to your neighborhood, caring in ways that matter.

    Show Notes and Resources

    • Host a high-impact church event without starting from scratch by using code STRONGFAMILIES between June 16–30 to get a FREE video-based study and planning support when you buy 10+ workbooks go to shop.familylife.com
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    • Folllow Don in Instgram @evertsdon
    • Thanks to the Christian Standard Bible for sponsoring this episode. Learn more at CSBible.com.
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    • Find resources from our podcast at shop.familylife.com.
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    25 min
  • Focus on the Family Parenting Podcast - Have Dinners Together

    Have you, your spouse and kids sat down and had a meal together recently? Jim Daly talks with Pastor Ryan Rush and his wife Lana to share some creative ideas for enjoying meals with your family. Then, John and Danny reflect back on when their now grown kids still lived at home and how special those family dinners were.

     

    Find us online at focusonthefamily.com/parentingpodcast. Or call 1-800-A-FAMILY.

     

    Receive the book Restore the Table for your donation of any amount!

     

    Take the 7 Traits of Effective Parenting Assessment

     

    Creating Memorable Mealtimes  

     

    50 Questions to Ask Your Kids at the Dinner Table

     

    Dinner: Nourish Your Family … as a Family

     

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    10 min
  • Focus on the Family with Jim Daly - Simple Yet Profound Ways to Transform Your Marriage (Part 1 of 2)

    Jason and Tori Benham provide a series of practical, Bible-based principles to help couples experience stronger, healthier, and more godly marriages. They describe better ways to handle conflict, communication, and practicing “being present” with your family – especially when it’s hard.

     

    Receive a copy of Marriage A to Z and an audio download of "Simple Yet Profound Ways to Transform Your Marriage" for your donation of any amount!

     

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    If you enjoyed listening to Focus on the Family with Jim Daly, please give us your feedback.

    28 min
  • Insight for Living Daily Broadcast - The Lamb That Was Slaughtered, Part 1
    Isaiah 53:3–7
    Our culture lionizes the powerful, the aggressive, and the bold. Meekness is mistaken for weakness, and silence under pressure is seen as defeat. But centuries before the cross, Isaiah described a Servant who would be despised, rejected, and silent—and through whose wounds we would be healed.
    Pastor Chuck Swindoll opens Isaiah 53:3–7 to show how Jesus fulfilled the portrait of the suffering Servant—the Lamb who went to slaughter in silence, bearing our griefs and carrying our sorrows as our substitute.
    Find your hope in the Lamb who was slain for you. True strength is not the absence of suffering but the willingness to bear it for others.
    30 min
  • Brant & Sherri Oddcast - 2436 Oddcast Original Songs

    opics:

     

     

    BY POPULAR DEMAND (seriously)

     

    Surprise!! Right in time for summer and road trip season, here is a podcast of some of the most popular original songs from the Oddcast.

     

    1. Break Their Teeth

    2. Zipper Merge Song

    3. Too Much To Ask (Turn Signal Song)

    4. My Hair Hates Me

    5. Quit (Saying These Things)

    6. 3 Feet Away (Socks Song)

    7. I've Got It Worse

    8. These Things Won't Be (In Heaven)

    9. Bugs

    10. Song of Advice (Chew With Your Mouth Shut)

    20 min
  • FamilyLife Blended® Podcast - 193: Restoring Trust After Sexual Betrayal

    You thought you were rebuilding after sexual betrayal—whether from this marriage or the previous—but something still feels off: Distance. Triggers. Questions you can’t shake. Authors Matthew and Joanna Raabsmith get brutally honest about how betrayal trauma, perhaps from sexual addiction, porn, affairs, or other sources, affects your brain, your body, your marriage...and why quick fixes don’t stick. From their book, Building True Intimacy, Matthew and Joanna map a slower, sturdier path forward when trust feels shattered.

    Show Notes and Resources

    • Find a Mindful Marriage event and small group in your state 

    • Access blended resources familylifeblended.com

    • Learn more about The Raabsmiths 

    • Look through the list of Smart Stepfamily Therapists 

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    1 hr 9 min

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At 94.5 Utah's Hope, we believe in spreading the message of God's love through our programs. Tune in to hear the best Christian music and inspirational messages 24/7. Our programs are designed to help…